Ryzome Investment Advisors LLC

Item 5 – Fees and Compensation

A.     Fee Schedule
ASSET MANAGEMENT
Ryzome offers asset management services to advisory Clients. Ryzome charges an annual
investment advisory fee based on the total assets under management as follows:

           Assets Under Management                     Maximum Annual Fee

                 Under $500,000                                 1.00%

              $500,000 - $999,999                               0.85%

            $1,000,000 - $3,000,000                             0.75%

                 Over $3,000,000                                0.50%

This is a tiered or breakpoint fee schedule, meaning the entire account is charged the same
management fee. Fees are billed quarterly in advance based on the amount of assets
managed as of the close of business on the last business day of the previous billing period.
Please note that Ryzome may group certain related Client accounts, often known as
“householding”, for the purposes of achieving the minimum account size and determining the
annualized fee.

Ryzome may also charge an annual fixed fee of up to $10,000, billed quarterly in advance.
The lower of this fee and of the fee outlined above will be applied. Ryzome may also charge
an annual fixed fee of $25, billed annually in arrears, for children/early investors where
Ryzome simply maintains the account.

FINANCIAL PLANNING AND CONSULTING

Ryzome charges an hourly and/or ongoing for financial planning and consulting. Prior to the
planning process the Client will be provided an estimated plan fee which will be based on the
complexity of the engagement. Ryzome reserves the right to waive the fee should the Client
implement the plan through Ryzome.

       HOURLY FEES
       Hourly fee services are offered based on an hourly fee of $75 per hour. Fees for
       financial plans are billed upon completion of the plan.

       ONGOING FEES
       Ongoing fee services are offered based on an annual fee to never exceed $10,000,
       charged quarterly in advance of each billing period. Ongoing fee services will continue
       year over year until canceled, in writing, by either Ryzome or the Client.

B.    Payment of Fees
Asset Management Fees are generally deducted directly from the Client’s Account.

Financial Planning and Consulting Fees are generally invoiced directly to the Client but may
also be deducted from another account held with Ryzome.

Ryzome, in its sole discretion, may charge a lesser investment advisory fee based upon
certain criteria (e.g., historical relationship, type of assets, anticipated future earning capacity,
anticipated future additional assets, dollar amounts of assets to be managed, related
accounts, account composition, negotiations with Clients, etc.).

For all services, Clients may terminate their engagement with Ryzome within five (5) business
days of signing an Agreement with no obligation and without penalty. After the initial five (5)
business days, the Agreement may be terminated by Ryzome with thirty (30) days written
notice to Client and by the Client at any time with written notice to Ryzome. For accounts
opened or closed mid-billing period, fees will be prorated based on the days services are
provided during the given period. In the case of hourly engagements, fees will be prorated
based on the work completed at the stated hourly rate. All unpaid earned fees will be due to
Ryzome and all unearned fees will be refunded to the Client. Any increase in fees will be
acknowledged in writing by both parties before any increase in said fees occurs.

C.     Additional Fees
Custodians may charge brokerage commissions, transaction fees, and other related costs
on the purchases or sales of mutual funds, equities, bonds, options, margin interest, and
exchange-traded funds. Mutual funds, money market funds, and exchange-traded funds may
also charge internal management fees, which are disclosed in the fund’s prospectus. Ryzome
does not directly receive any compensation from these fees. All of these fees are in addition
to the management fee you pay to Ryzome as they are built into the underlying securities.
For more details on the brokerage practices, see Item 12 of this brochure.

D.    Prepayment of Fees
Asset management and financial planning and consulting fees are billed in advance.

E.   External Compensation for the Sale of Securities
Ryzome does not receive any external compensation from the sale of securities.

Item 7 – Types of Clients & Account Minimums

Ryzome’s Clients are generally individuals and high net-worth individuals. Client relationships
vary in scope and length of service. There is no minimum account size and Clients are not
required to have a certain amount of investment experience or sophistication.