Alpine Wealth Advisors LLC

Item 5 – Fees and Compensation

Fees for Portfolio Management Services
The client fee schedule is detailed in the Investment Management Agreement between the client and
the advisor. The annualized fee for all services rendered is 1.25%. Fees may be discounted or
negotiated on an individual basis. Investments in mutual funds or exchange traded funds may result
in layering advisory fees because in addition to the advisory fees paid to the advisor, each mutual
fund or exchange traded fund charges its own advisory fee, which is outlined in its specific
prospectus.

Fees are billed quarterly or annually and in arrears based on the current market value of the account
on the last business day of the fee calculation period. If withdrawals are taken during the fee period,
the ending account value is adjusted for calculation purposes. If a deposit is made during the fee
period, the account value is also adjusted for calculation purposes. Fees are normally billed through
the client’s custodian, but if the client prefers, the client may pay fees directly. Invoices are sent to
the clients when the fee is deducted or directly billed. Billing details are contained in the client
agreement. Client accounts within an immediate family may be combined for fee purposes. For no-
load mutual fund accounts, with Charles Schwab & Co., Inc. the client may pay a nominal
transaction fee for some transactions and no fee for other transactions. In no instance does the
advisor receive any benefits or compensation for fees charged by Charles Schwab.

The Investment Advisory Agreement is in effect until terminated by either party with thirty days’
written notice. All fees will be prorated to the date of termination. Clients may terminate advisory
services without penalty (full refund or no fees due) within five business days of signing the advisory
agreement if the Alpine Wealth Advisors, LLC, Form ADV Part 2 brochure is not delivered prior to
or at the time of entering into the contract.

Additional Fees and Expenses
In addition to our advisory fees, clients are also responsible for the fees and expenses charged by
custodians, administrators, broker dealers, including, but not limited to, any transaction charges
imposed by a broker dealer with which an independent investment manager effects transactions for
the client's account(s). Please refer to the "Brokerage Practices" section (Item 12) of this Form ADV
for additional information. Additionally, there may be incidental fees and charges imposed by the
custodian for services such as overnight delivery of documents or checks, administrative fees, federal
fund wires and other services provided by the custodian.

The firm’s compensation is solely from fees paid directly by clients. The firm does not receive
commission based on the client’s purchase of any financial product. No commission in any form is
accepted. No referral fees are paid or accepted. All fees are negotiable for any client at the discretion
of the Advisor and may be waived in a variety of circumstances. Existing clients may have lower fees
or may be billed on a different frequency than new clients of the firm.

Item 7 - Types of Clients
Alpine Wealth Advisors, LLC provides investment services for individuals, families, trusts,
businesses, and charitable organizations. There are no requirements, such as minimum account size,
for opening or maintaining an account.