Safe Harbor Fiduciary LLC

Item 5: Fees and Compensation
 Method of Compensation and Fee Schedule
  ASSET MANAGEMENT
  SHF offers discretionary asset management services to advisory clients. The fees for these
  services will be based on a percentage of Assets Under Management as follows:
                                          Fee Schedule
   Assets Under Management                 Annual Fee                    Quarterly Fee
        $0 - $1,000,000                      2.00%                           .50%
        Next $1,000,000                      1.75%                         .4375%
        Next $1,000,000                      1.50%                          .375%
        Over $3,000,000                      1.25%                         .3125%
  The annual fee may be negotiable. Accounts within the same household may be combined
  for a reduced fee. Fees are billed quarterly in advance based on the amount of assets
  managed as of the close of business on the last business day of each quarter. Quarterly
  advisory fees are deducted from the clients' account by the custodian. The fees must be
  paid within 10 days of invoice presentation. Lower fees for comparable services may be
  available from other sources.
  Clients may terminate their account within five (5) business days of signing the
  Investment Advisory Agreement for a full refund. Clients may terminate advisory services
  with thirty (30) days written notice. For accounts closed mid-quarter, the client will be
  entitled to a pro rata refund for the days service was not provided in the final quarter.
  Client shall be given thirty (30) days prior written notice of any increase in fees and client
  will acknowledge, in writing, any agreement of increase in said fees.
  FIXED INDEXED ANNUITY MANAGEMENT
  The fees for these services will be based on a percentage of no more than 1.0% annually
  for Assets Under Management in the account.
  Fees will be disclosed prior to Client signing the Investment Advisory Agreement.
  Accounts within the same household may be combined for a reduced fee. Fees are billed
  quarterly in arrears based on the amount of assets managed as of the close of business on
  the last business day of each quarter. Quarterly advisory fees will be paid in the following
  ways:
       A. Deduct from a non-qualified Client’s account held with SHF
       B. Direct billing to the Client payable within 10 days of invoice presentation
       C. Deduct from Client’s account (Only available for clients over 59 ½ years of age)
  The annual fee may be negotiable. Accounts within the same household may be combined
  for a reduced fee. Lower fees for comparable services may be available from other
  sources. Clients may terminate their account within five (5) business days of signing the
  Investment Advisory Agreement with no obligation and without penalty. Clients may
  terminate advisory services with thirty (30) days written notice. SHF will be entitled to a
  pro rata fee for the days service was provided in the final billing period. Client shall be
  given thirty (30) days prior written notice of any increase in fees, and Client will
  acknowledge, in writing, any agreement of increase in said fees.

                                  Safe Harbor Fiduciary, LLC

 FINANCIAL PLANNING and CONSULTING
 SHF charges financial planning and consulting on a fixed fee basis as disclosed in the table
 below.
  Services provided:                                                          Cost
  Risk vs. Reward Analysis                                                   $125
  Income Analysis                                                            $125
  Insurance Policy Review                                                     $60
  Investment Allocation Review                                               $175
  Probate Avoidance Strategies                                               $125
  Priority Early Tax Preparation Scheduling                                   $25
  Found Money Report                                                         $200
  Social Security Analysis                                                   $200
  Beneficiary Review and Update                                               $50
  Legacy Analysis                                                            $150
  Multi-generation Analyzer                                                  $150
  1040 Tax Return Completed                                                  $195
  State and Federal Estate Planning Strategies                               $250
  Roth Conversion Study                                                      $125
  Business Success Analyzer                                                  $295
  TOTAL COST                                                                $2,250
 The plan will consist of two phases, the discovery phase which involves an initial meeting
 with the client(s) to gather information and begin assessment. Once the plan has been
 written there will be a second meeting to deliver recommendations and begin the
 implementation phase where the client will have the option of executing the plan.
 Payments for each plan are received in two installments; 40% of the total cost at the
 commencement of the planning process for the discovery phase with the balance due
 upon delivery of the plan. The plan will be completed and delivered inside of thirty (30)
 days. Client may cancel within five (5) days of signing Agreement for a full refund. If the
 client cancels after five (5) days, any unearned, prepaid fees will be refunded to the client
 based on the percentage of work completed.
Client Payment of Fees
 Investment management fees are billed quarterly, in advance, meaning that for money
 that is managed by SHF, fees are deducted before the three (3) month billing period has
 started. Payment in full is expected within ten (10) days of invoice presentation. Fees are
...

Item 7: Types of Clients
 Description
  SHF generally provides investment advice to individuals, trusts and high net worth
  individuals..
  Client relationships vary in scope and length of service.

                                  Safe Harbor Fiduciary, LLC

 Account Minimums
  SHF requires a minimum of $500,000 to open an account. In certain instances, the
  minimum account size may be lowered or waived.