Sage Hill Advisory and Management LLC

Item 5: Fees and Compensation

A. Fee Schedule

Investment Supervisory Services Fees

         Total Assets Under Management                  Annual Fee

                 $1 - $1,999,999                          1.35%

             $2,000,000 - $4,999,999                      1.10%

             $5,000,000 - $9,999,999                      .85%

             $10,000,000 and Above                        .60%

These fees are negotiable, and the final fee schedule is attached as Exhibit II of the
Investment Advisory Contract. Fees are paid quarterly in advance, and clients may
terminate their contracts with five days’ written notice. Refunds are given on a prorated
basis, based on the number of days remaining in a quarter at the point of termination.
Clients may terminate their contracts without penalty, for full refund, within 5 business
days of signing the advisory contract. Our firm bills on cash unless otherwise indicated
in writing. Advisory fees are withdrawn directly from the client’s accounts with client
written authorization.

Financial Planning Fees
Depending upon the complexity of the situation and the needs of the client, the rate for
financial planning advice is between $5,000 and $500,000. Fees are paid in advance, but
never more than six months in advance. If services are terminated, fees that are charged
in advance will be refunded based on the prorated amount of work completed. The fees
are negotiable, and the final fee schedule will be attached as Exhibit II of the Financial

                                                                     Form ADV 2A Version: 3/17/2026

Planning Agreement. Clients may terminate their contracts without penalty within five
business days of signing the advisory contract.

B. Payment of Fees
Payment of Investment Supervisory Fees
Advisory fees are withdrawn directly from the client’s accounts with client written
authorization. Fees are paid quarterly in advance. Advisory fees may also be invoiced
and billed directly to the client with payments due at the date of billing. Clients may
select the method in which they are billed.

Payment of Financial Planning Fees
Financial Planning fees are paid via check or withdrawn directly from the client’s
accounts in advance, but never more than six months in advance. Fees that are charged
in advance will be refunded based on the prorated amount of work completed at the
point of termination.

C. Clients Are Responsible For Third Party Fees

Clients are responsible for the payment of all third-party fees (i.e. custodian fees, mutual
fund fees, transaction fees via individual transaction charges, etc.). Those fees are
separate and distinct from the fees and expenses charged by SAGE HILL. Please see
Item 12 of this brochure regarding broker/custodian.

D. Prepayment of Fees

SAGE HILL collects fees in advance. Fees that are collected in advance will be refunded
based on the prorated amount of work completed at the point of termination and the
total days during the billing period. Fees will be returned within fourteen days to the
client via check.

E. Outside Compensation For the Sale of Securities to Clients

Philip Toffel, Frank Antalek and Christopher Stillman are registered representatives of
Halliday Financial, LLC, a broker dealer, and therefore on occasion may accept
compensation for the sale of securities to SAGE HILL clients.

1. This is a Conflict of Interest
   SAGE HILL and its supervised persons will accept compensation for the sale of
   securities or other investment products, including asset-based sales charges or
   services fees from the sale of mutual funds to its clients. This presents a conflict of
   interest and gives the supervised person and SAGE HILL an incentive to
   recommend products based on the compensation received rather than on the client’s
   needs. When recommending the sale of securities or investment products for which
                                                                    Form ADV 2A Version: 3/17/2026

          SAGE HILL receives compensation, SAGE HILL will document the conflict of
          interest in the client file and inform the client of the conflict of interest.

       2. Clients Have the Option to Purchase Recommended Products From
          Other Brokers
          Clients always have the option to purchase SAGE HILL recommended products
          through other brokers or agents that are not affiliated with SAGE HILL.

Item 7: Types of Clients

SAGE HILL generally provides investment advice and/or management supervisory services to
the following types of clients:

          ❖ Individuals
          ❖ High-Net-Worth Individuals

Minimum Account Size

Investment Supervisory Services are subject to an account minimum of $1,000,000. All services
provided by SAGE HILL are subject to a minimum annual fee of $20,000. Both minimums may
be waived at the discretion of SAGE HILL.