Savior LLC

Item 5           Fees and Compensation

   A.
                                   INVESTMENT ADVISORY SERVICES
         Savior Wealth’s annual fee for investment advisory services is based upon a percentage of
         the market value placed under Savior Wealth’s management as follows:

                          Market Value of Portfolio                  Annual Fee %
                          Up to $4,999,999                           2.50%
                          From $5,000,000 - $9,999,999               2.00%
                          Over $10,000,000                           1.50%

         Advisory fees are negotiable and Savior Wealth may determine to waive or reduce its fee
         for any reason, including but not limited to anticipated future earnings capacity, the amount
         of assets to be managed by Savior Wealth or anticipated future assets to be managed by
         Savior Wealth, related accounts, and account composition.

         Savior Wealth’s investment advisory fee is prorated and paid quarterly, in advance, based
         upon the market value of the assets on the last business day of the previous quarter. Unless
         otherwise agreed to, Savior Wealth charges its fee on cash and cash equivalents. To the
         extent there are inflows our outflows in excess of $100,000 during a billing quarter, Savior
         Wealth will calculate either a pro-rated debit or a credit to be applied to the clients account
         upon the next scheduled billing event.

         Savior Wealth’s Program fees are outlined in the Wrap Fee Program Brochure.

                FINANCIAL PLANNING AND CONSULTING SERVICES (STAND-ALONE)
         To the extent requested by a client, Savior Wealth may provide financial planning or
         consulting services on a stand-alone basis. Savior Wealth may provide advice on
         investment or non-investment matters, such as estate planning or insurance planning.
         Savior Wealth’s planning and consulting fees are negotiable, but generally range from
         $2,500 to $50,000 on a fixed fee basis and are payable half in advance and half on
         presentation.

                                      RETIREMENT PLAN SERVICES
         Savior Wealth’s fee for providing non-discretionary pension consulting services is based
         upon a percentage (%) of the market value of the assets within the plan and generally ranges
         between negotiable and 0.75%. The terms and conditions of the engagement, including the
         fee applicable to the engagement shall generally be set forth in a Retirement Plan Services
         Agreement between Savior Wealth and the plan sponsor.

   B. Clients generally will agree to have Savior Wealth’s advisory fees deducted from their
      custodial account. Both Savior Wealth’s Investment Advisory Agreement and the custodial
      agreement generally authorize the custodian to charge the client’s account for the amount
      of Savior Wealth’s investment advisory fee and to pay the fee to Savior Wealth. In the
      limited event that Savior Wealth agrees to bill the client directly, payment is due upon
      receipt of Savior Wealth’s invoice.

   C. Savior Wealth may recommend that clients use the brokerage, clearing and/or custodial
      services of a particular broker-dealer for investment management accounts. Savior Wealth
      may only implement its investment management decisions after the client has arranged for
      and furnished Savior Wealth with all information and authorization regarding accounts
      with the appropriate broker-dealer or custodian. Clients may incur certain charges imposed
      by the broker-dealer or custodian and other third parties such as custodial fees, charges
      imposed directly by a mutual fund or ETF, which are disclosed in a fund’s prospectus (e.g.,
      fund management fees and other fund expenses), deferred sales charges, odd-lot
      differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes
      on brokerage accounts and securities transactions. Additionally, for assets outside of any
      wrap fee programs, clients may incur brokerage commissions and transaction fees.

   D. The Investment Advisory Agreement between Savior Wealth and the client will continue
      in effect until terminated by either party by written notice. When terminated, Savior Wealth
      will calculate the pro-rated unearned advisory fee and return it to the client. Savior Wealth
      will send the terminated client an invoice showing the calculation.

   E. Neither Savior Wealth, nor its representatives accept compensation from the sale of
      securities or other investment products.

Item 7           Types of Clients

         Savior Wealth’s clients generally include individuals and high net worth individuals.