Claremont Financial Group Inc

ITEM 5 – FEES AND COMPENSATION
Fee Schedule
Personal Financial Planning Services
CFG offers personal financial planning services at the hourly rates describe below, which are negotiable
depending on the nature and complexity of each Client’s circumstances. In these instances, we will
provide an estimate of the total hours required at the start of the relationship. CFG may also provide
services at a reduced rate or waive fees for certain Clients (such as employees and their immediate
family members). The current hourly rates charged to Clients are:

    ●   Gaetano Scalzo – $250 / hour
    ●   Senior Associate – $100 / hour
    ●   Paraplanner – $75 / hour
    ●   Clerical – $30 / hour

We believe that financial planning is an on-going process that should last a lifetime. After we conduct
the initial risk analysis, we present the recommendations to the Client. The on-going planning is an
important service as well. We may incorporate the cost of financial planning services into the
investment advisory fees for those Clients making use of CFG’s investment management services; see
below for description of services. For such Clients, there will be no additional charge for normal planning
services over and above the investment fees. Additional analysis may require additional charges and are
negotiable on a client-by-client basis.

We send an invoice to Clients for services provided under our hourly rates at the completion of each key
planning task for time incurred. The invoice is payable upon receipt and will include the fee calculation
and amount due. We typically do not collect fees in advance for financial planning services.

Investment Management Services
CFG charges an investment advisory fee for its investment management services. For Clients making use
of the investment management services provided by CFG, the amount of the investment advisory fee is

CFG Disclosure Brochure                                                               Revised: July 21, 2026

based upon the total assets under management and billed quarterly, in advance of each calendar
quarter, based on the following schedule:

                              Assets Under Management           Annual Fee
                              First $250,000                      1.50%
                              Next $250,000                       1.25%
                              Next $500,000                       1.00%
                              Next $1,000,000                     0.75%
                              Next $2,000,000                     0.50%

                              * In addition to CFG’s fee schedule noted above, all managed accounts are
                              subject to a 0.05% fee for broker-dealer oversight.

The investment advisory fee in the first quarter of service is prorated from the inception date of the
account[s] to the end of the first quarter. The Client’s fees will take into consideration the aggregate
assets under management with the Advisor. All securities held in accounts managed by CFG will be
independently valued by the Custodian. The Advisor will conduct periodic reviews of the Custodian’s
valuation to ensure accurate billing.

Third-Party Managed Account Programs - Orion
Clients making use of the investment management services provided by CFG and the asset allocation
services of Orion Investment Platform will be charged an investment advisory fee based upon the total
assets under management, at an annual rate of 1.50% for AUM of up to $250,000 payable to CFG.

In addition to CFG’s advisory fee, clients making use of the asset allocation services of Orion will be
charged an Administrative Fee of 0.45% annually; an annual Strategist Fee of 0.10% to 0.20%; and an
annual Custodian Fee of 0.20%, all of which are calculated by Orion, billed monthly, and payable to
Orion.

Third-Party Managed Account Programs - Envestnet
Fees charged for Third-Party Managed Account Programs shall be in addition to CFG’s investment
management fee. Envestnet’s Managed Account Program fees range from 0.04% to 0.12% based on the
dollar amount of the individual account with a platform fee minimum ranging from $40 to $50 per
account. The Investor Fee charged is calculated as an annual percentage of assets based on the market
value of the account at the end of month and is charged on a quarterly basis in advance and prorated to
the end of the month upon inception of the account. Fees are outlined in the Statement of Investment
Selection that is provided to Clients prior to investing. The combined fee with CFG shall not exceed 2% in
total. Clients will receive a copy of the managers Form ADV Part 2A, which provides greater detail
regarding the Third-Party Managed Account Program. Upon termination of any Account in a Third-Party
Managed Account Program, any prepaid, unearned fees will be promptly refunded on a pro-rata basis,
and any earned, unpaid fees will be due and payable.

Use of Independent Managers – As noted in Item 4, the Advisor will implement all or a portion of a
Client’s investment portfolio utilizing one or more Independent Managers. To eliminate any conflict of
interest, the Advisor does not earn any compensation from an Independent Manager. The Advisor will
only earn its investment advisory fee as described above. Independent Managers typically do not offer
any fee discounts but may have a breakpoint schedule which will reduce the fee with an increased level

CFG Disclosure Brochure                                                                Revised: July 21, 2026

of assets placed under management with an Independent Manager. The terms of such fee arrangements
are included in the Independent Manager’s disclosure brochure and applicable contract[s] with the
Independent Manager. The total blended fee, including the Advisor’s fee and the Independent
Manager’s fee, will not exceed 2.00% annually.
...

ITEM 7 – TYPES OF CLIENTS
CFG offers personal financial planning and investment management services to individuals, high net
worth individuals, trusts and charitable organizations. The amount of each type of Client is available on

CFG Disclosure Brochure                                                               Revised: July 21, 2026

the Advisor's Form ADV Part 1A. These amounts may change over time and are updated at least
annually by the Advisor.

Account Requirements
For clients participating in the Envestnet third-party managed account programs, CFG requires the
following minimum account sizes:

Advisor as a Portfolio Manager Program: Minimum account size of $5,000
Unified Managed Account Program: Minimum account size of $10,000
Fund Strategist Portfolios Program: Minimum account size of $25,000

We generally combine family accounts to meet the account size minimum. We may reduce or waive the
account minimum requirements at our discretion.