Schaeffer Financial LLC

FEES & COMPENSATION

      Financial Planning Fee
      For the financial planning session where we discuss your financial needs and review the data you
      brought to the meeting, we will charge a negotiable fixed fee not to exceed $875. The
      objectives we strive to accomplish with you during this meeting are to:

          Diagnose your current financial need;
          Confirm the solution we reach properly addresses your financial concerns;
          Refer, if needed, to other tax, legal, and insurance professionals for you to meet with
           to perform the desired task; and,
          Ensure that where appropriate, the financial recommendations aim to lower costs,
           reduce risks, and improve the likelihood of achieving your goal.

      You will be responsible for implementing any recommendations coming out of the planning
      session. The initial planning fee will be due at the end of the session. Once our session is over,
      all financial planning services will have been concluded and we are not responsible to implement
      the advice or for any ongoing supervision, monitoring, and/or reporting.

      Should additional planning needs be evident, we will have you enter a separate agreement
      outlining the terms, conditions, and scope of services to be provided. Financial planning fees
      are based on a negotiable hourly rate not to exceed $475 per hour depending upon the level
      of service engaged by our staff. As previously mentioned, we do not prepare a written financial
      plan or provide comprehensive financial planning services.

      All financial planning fees will be itemized in a billing statement or a financial planning
      agreement. All fees will be due when the financial planning service is complete. Financial
      planning services can be terminated at any time.

      Portfolio Management Fee
      Portfolio Management services are primarily provided on an asset-based fee arrangement. The
      management fee will be calculated based on the aggregate market value of your portfolio
Form ADV: Part 2A                                                                                                            Schaeffer Financial, LLC
© 38 Compliance jointly with eAdvisor Compliance, Inc. – Disclosure Brochure Design Layout. www.eAdvisorCompliance.com

                                                                                                                                          DISCLOSURE BROCHURE

      account(s) on the last business day of the previous calendar semi-annual period (i.e., June 30th
      and December 31st) multiplied by one-half the corresponding annual percentage rate (i.e.,
      1.00%/2 = 0.50%).

      Our standard fee schedule is as follows:

                                                                                                                         Annual Fee
                                   Portfolio Value                                                                          Rate
                                                                                                                          Not to Exceed

                                   Up to $1,500,000........................................                                1.00%
                                   $1,500,001 – $5,000,000 ...............................                                 0.80%
                                   Over $5,000,000 ........................................                                0.65%

      As your portfolio value exceeds each tier level, either through additional deposits or asset
      growth, a fee break will occur.

      If mutually agreed upon, we may charge an annual fixed fee for Portfolio Management services.
      Such fees are individually negotiated, based upon the scope and complexity of the engagement,
      and charged semi-annually (June 30th and December 31st) in arrears.

      We retain discretion to waive, reduce, or negotiate the management fee within each tier on
      a client-by-client basis, depending on the size, complexity, and nature of the portfolio managed.
      Certain legacy clients may be subject to a different fee schedule than stated above. Therefore,
      some clients will pay different fees for the same level of services provided by us.

      For any portion of your account managed by an independent Portfolio Manager, this management
      fee schedule and the “Protocols for Portfolio Management” listed below do not apply. The
      Portfolio Manager(s) used to manage your account(s) will disclose their fee schedule for
      management services in their Disclosure Brochures (the Portfolio Manager’s ADV Part 2A: Firm
      Brochure), which we will provide you prior to when, or at the same time as, we open an
      account.

      The Portfolio Manager will bill your account for management services based on their fee
      schedule and split a portion of that management fee with us as agreed. Our portion of the
      management fee received from the Portfolio Manager will not exceed 1.00%. Such split of the
      management will not result in you paying a higher management fee than what the Portfolio
      Manager has disclosed in their Disclosure Brochure.

      The Portfolio Manager’s Disclosure Brochure contains all pertinent disclosures relating to their
      management services, the fee structure for such services, and termination provisions – you are
      encouraged to carefully review their document.

         Protocols for Portfolio Management
         The following protocols establish how we handle our Portfolio Management accounts and what
         you should expect when it comes to: (i) managing your account; (ii) your bill for investment
         services; (iii) deposits and withdrawals of funds; and (iv) other fees charged to your account(s).

             Discretion
...

TYPES OF CLIENTS

      We primarily offer financial services to individuals and their families. We may also advise a
      foundation or endowment, a charitable organization, a corporation and/or small business, a
      trust, a guardianship, an estate, or any other type of entity to which we choose to give
      investment advice.

      We do not require your portfolio to be at a minimum asset level to open a management account,
      or to remain above a certain level to avoid a minimum fee charge.