Second Summit Wealth Management LLC

Item 5. Fees and Compensation
      SSWM offers services for fees based upon assets under management. The Firm considers assets under
      management for this purpose to include the assets managed by Independent Managers (including Fort Point)
      and managed or advised by the Firm. The fee includes both the Fort Point and SSWM fee in accordance
      with the following blended fee schedule:

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 Disclosure Brochure

                                  PORTFOLIO VALUE                         BASE FEE
                                     First $2,000,000                       1.00%
                                     Next $8,000,000                        0.90%
                                     Next $40,000,000                       0.60%
                                     Next $50,000,000                       0.40%
                                    Above $100,000,000                     Negotiable

      The annual fee includes financial planning services. The annual fee is prorated and charged quarterly, in
      advance, based upon the market value of the assets being managed by SSWM on the last day of the previous
      billing period as determined by a party independent from the Firm (including the client’s custodian or
      another third-party). Additions to or withdrawals from the account by the client shall be pro-rated for the
      period the assets involved were under management. In the event that the Agreement begins on a date other
      than the first business day of a calendar quarter, then the fee for that first quarter shall be the product
      obtained by multiplying a full quarterly fee by a fraction, the numerator of which shall be the number of
      days assets are held in the account prior to the end of the calendar quarter and the denominator of which
      shall be calendar days in the quarter. In the event the advisory agreement is terminated, the fee for the final
      billing period is prorated through the effective date of the termination and the outstanding or unearned
      portion of the fee is charged or refunded to the client, as appropriate.

      If a valuation for private securities is not available through the custodian, the Firm will typically rely on the
      valuation provided by the issuer. Because valuations may only be provided periodically (including
      monthly, quarterly or even annually), the Firm can be billing on a valuation that would be different if
      updated. That valuation can be higher or lower depending on the increase or decrease in value of the private
      investment.

      Additionally, for asset management services the Firm provides with respect to certain client holdings (e.g.,
      held-away assets, accommodation accounts, alternative investments, etc.), SSWM can negotiate a fee rate
      that differs from the range set forth above. Clients are advised that a conflict of interest exists for the Firm
      to recommend that clients engage SSWM for additional services for compensation, including rolling over
      retirement accounts or moving other assets to the Firm’s management. Clients retain absolute discretion
      over all decisions regarding engaging the Firm and are under no obligation to act upon any of the
      recommendations. Fort Point has a direct relationship with Fidelity Brokerage Services LLC (“Fidelity”)
      and 529 plan and annuity companies. In those circumstances, Fort Point takes direction from SSWM for
      account actions, including the trading. 529 plans are considered non-managed and non-billable, while
      annuities and other assets managed at Fidelity are considered managed and billable.

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      Fee Discretion and Disclosure

      Lower fees for comparable services may be available from other sources. SSWM may, in its sole discretion,
      negotiate to charge a lesser fee based upon certain criteria, such as anticipated future earning capacity,
      anticipated future additional assets, dollar amount of assets to be managed, related accounts, account
      composition, pre-existing/legacy client relationship, account retention, pro bono activities, or competitive
      purposes.

      Additional Fees and Expenses

      In addition to the advisory fees paid to SSWM, clients also incur certain charges imposed by other third
      parties, such as broker-dealers, custodians, trust companies, banks and other financial institutions
      (collectively “Financial Institutions”). These additional charges include securities brokerage commissions,
      transaction fees, custodial fees, fees attributable to alternative assets, fees charged by the Independent
      Managers, margin and other borrowing costs, charges imposed directly by a mutual fund or ETF in a client’s
      account, as disclosed in the fund’s prospectus (e.g., fund management fees and other fund expenses),
      deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other
      fees and taxes on brokerage accounts and securities transactions. The Firm’s brokerage practices are
      described at length in Item 12, below. Neither the firm nor any of its supervised persons accept
      compensation for the sale of securities or other investment products.

      Direct Fee Debit

      Clients provide SSWM and/or certain Independent Managers with the authority to directly debit their
      accounts for payment of the investment advisory fees. The Financial Institutions that act as the qualified
      custodian for client accounts, from which the Firm retains the authority to directly deduct fees, have agreed
...

Item 7. Types of Clients
      SSWM offers services to individuals, trusts and estates.

      Minimum Account Fee

      As a condition for starting and maintaining an investment management relationship, SSWM imposes a
      minimum annual fee of $15,000. This minimum fee will cause clients with smaller portfolios to incur an
      effective fee rate that is higher than the Firm’s stated fee. The total fees charged will not exceed 3% of the
      assets under management per year. SSWM may, in its sole discretion, elect to charge a lesser minimum
      fee based upon certain criteria, including anticipated future earning capacity, anticipated future additional
      assets, dollar amount of assets to be managed, related accounts, account composition, pre-existing client,
      account retention, and pro bono activities.

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 Disclosure Brochure