Sector Analysts LLC

Item 5: Fees & Compensation
    Compensation for Our Advisory Services

    Wrap Asset Management:

    Please refer to our Form ADV 2A Appendix 1 – Wrap Fee Program Brochure for additional
    information.

    Financial Planning & Consulting:

    Our firm charges on an hourly or flat fee basis for financial planning and consulting services. The total
    estimated fee, as well as the ultimate fee charged, is based on the scope and complexity of our
    engagement with the client. The maximum hourly fee to be charged will not exceed $150. Flat fees
    range from $500 to $3,000. Our firm requires a retainer of 50% of the ultimate financial planning or
    consulting fee at the time of signing. The remainder of the fee will be directly billed to the client and
    due within 30 days of a financial plan being delivered or consultation rendered. Our firm will not
    require a retainer exceeding $1,200 when services cannot be rendered within 6 months.

    Other Types of Fees & Expenses

    Wrap clients will not incur transaction costs for trades by their chosen custodian. More information
    about this can be found in our separate Wrap Fee Program Brochure. Charles Schwab & Co., Inc.
    (“Schwab”) does not charge transaction fees for U.S. listed equities and exchange traded funds.

    Wrap Clients may pay holdings charges imposed by the chosen custodian for certain investments,
    charges imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be
    disclosed in the fund’s prospectus (i.e., fund management fees, initial or deferred sales charges,
    mutual fund sales loads, 12b-1 fees, surrender charges, variable annuity fees, IRA and qualified
    retirement plan fees, and other fund expenses), mark-ups and mark-downs, spreads paid to market
    makers, fees for trades executed away from custodian, wire transfer fees and other fees and taxes on
    brokerage accounts and securities transactions. Our firm does not receive any portion of these fees.

    Termination & Refunds

    For our financial planning and consulting services, clients may cancel within five (5) business days
    of signing their agreement for a full refund. If the client cancels after five (5) business days, any
    unearned fees will be refunded to the client or any unpaid earned fees will be due to Sector Analysts.
    This will be calculated based on the percentage of work completed.

    Commissionable Securities Sales

    Representatives of our firm are registered representatives of Purshe Kaplan Sterling Inc. (“PKS”),
    member FINRA/SIPC. As such they are able to accept compensation for the sale of securities or other
    investment products, including distribution or service (“trail”) fees from the sale of mutual funds.
    Clients should be aware that the practice of accepting commissions for the sale of securities presents
    a conflict of interest and gives our firm and/or our representatives an incentive to recommend

ADV Part 2A – Firm Brochure                        Page 5                                        Sector Analysts, LLC

    investment products based on the compensation received. Our firm generally addresses
    commissionable sales conflicts that arise when explaining to clients these sales create an incentive
    to recommend based on the compensation to be earned and/or when recommending
    commissionable mutual funds, explaining that “no-load” funds are also available. Our firm does not
    prohibit clients from purchasing recommended investment products through other unaffiliated
    brokers or agents.

Item 7: Types of Clients & Account Requirements
    Our firm typically serves Individuals and High Net Worth Individuals. We do not impose
    requirements for opening and maintaining accounts or otherwise engaging us.