Senior Tax Advisory Group Inc

Item 5 – Fees and Compensation
RECOMMENDATION AND MONITORING OF THIRD-PARTY INVESTMENT ADVISERS
We charge an annual management fee based on a percentage of assets under management in
your account. Our annual fee ranges from 0.10% to 2.00%. The Co-adviser’s fee is included in
our management. The fee is negotiable and varies based on the size of the account. The
management fee is calculated and billed by the Co-adviser monthly in arrears based upon the
average daily balance of the assets held in the account over the calendar month. We will rely
upon the valuations provided by the custodian without independent verification.
We will ask you to authorize the Co-adviser to instruct the Custodian to withdraw our
management fee and the Co-adviser’s management fee directly from your account. You may
terminate this authorization at any time. Please see Item 15 for additional details regarding fee
deduction.
Our management fee does not include brokerage commissions, transaction fees, or other related
costs and expenses that are incurred by you. You may incur certain charges imposed by
custodians, brokers, third-party investment advisers, and other third parties such as fees charged
by managers, custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire
transfer and electronic fund fees, and other fees and taxes on brokerage accounts and securities
transactions. Mutual funds and exchange traded funds also charge internal management fees,
which are disclosed in a fund’s prospectus. These charges, fees, and commissions are exclusive
of and in addition to our fee and we will not receive any portion of these charges, fees, or
commissions.
TERMINATION OF SERVICES
You may terminate our service for any reason with the first five (5) business days after signing
the contract without any cost or penalty. Thereafter, the contract may be terminated at any time
by giving ten (10) days’ written notice to Senior Tax Advisory Group, Inc., 6775 Rangewood Dr.,
Colorado Springs, CO 80918 or you may contact the Co-adviser directly at the address located on
its ADV Part 2A and Investment Management Agreement. You will be charged the fee up to and
including the date of termination on a prorate basis.
OTHER SECURITIES COMPENSATION
As established in Item 10.D – Other Industry Affiliations, earning commissions for the sale of
insurance products creates a conflict of interest for the firm. The commissions are financial
incentive to recommend and sell you insurance products. We attempt to mitigate the conflict of
interest to the best of our ability by placing your interests ahead of our own and through the
implementation of policies and procedures that address the conflict.
RETIREMENT ROLLOVER CONFLICTS OF INTEREST
When we recommend you rollover a retirement account for us to manage, this creates a financial
incentive because we charge a fee for our services. We attempt to mitigate the conflict of interest
by acting in your best interest and applying an impartial conduct standard to all rollovers. Please
note that you are not under any obligation to roll over a retirement account to an account

Senior Tax Advisory Group, Inc.              Page 5                        ADV Part 2A – 3/15/2026

managed by us.

Item 7 – Types of Clients
We offer our services to individuals and high net worth individuals. We do not require a minimum
account size.