Sherclar Inc

Fees and Compensation
Fee Schedule
  The compensation for our services shall be calculated and paid in accordance with the following Fee Schedules for clients
  and family members of our associates. Our fees are non-negotiable. We may amend these fees from time to time after
  giving our clients thirty (30) days written notice. Our fees are based on a percentage of the market value of assets under
  management and are considered a “tiered AUM” fee. Our tiered AUM fee is outlined in the schedule shown below:

  Client
  Minimum Annual Fee                $5,000

  -- On balances up to              $1,000,000                            1.0% Annually
  -- On balances from               $1,000,000 to $1,500,000              .75% Annually
  -- On balances over               $1,500,000                            .50% Annually

  Immediate Family Members of CWM Associates
  Minimum Annual Fee          N/A

  -- On balances up to              $1,000,000                            .75% Annually
  -- On balances from               $1,000,000 to $1,500,000              .50% Annually
  -- On balances over               $1,500,000                            .30% Annually

  Ongoing investment management fees are based on account values at the end of each calendar quarter and are billed in
  advance. Inflows and outflows of assets during the calendar quarter will be prorated based on the number of days the assets
  are under our management. Amounts equal to or less than $10,000 will be exempt from this proration. At the beginning or
  the end of a relationship, management fees will be prorated based on the number of days the account(s)/assets were under
  our management.

  Each quarter, we prepare an invoice for services and make it available to clients for review prior to billing. Our fee is
  automatically deducted from the cash balance of the clients’ accounts. If necessary, small portions of investment securities
  may be sold to bring cash balances to sufficient levels for the automatic deduction of fees.

Custodial and Broker-Dealer Fees
 Any fees or expenses charged by a custodian, broker/dealer, separate account manager, mutual fund or exchange traded
 fund (ETF) are in addition to fees charged by Clearview Wealth Management. The custodians that maintain our clients’
 accounts generally do not charge separate fees for custody services. Instead, they are generally compensated through trade
 commissions or direct fee arrangements with the investment and mutual fund companies on their trading platforms.
 Schwab, Fidelity and NATC are relied on to execute a majority of all trades in our clients’ accounts. We do not make a
 practice of using brokers or vendors other than the three listed previously. We have concluded this practice helps facilitate
 our duty to achieve “best execution” for our client trades and custody services. If on the rare occasion a client seeks a
 service or investment that our custodians do not provide, and an outside broker or vendor is required, the outside broker or
 vendor may charge additional fees. Our custodians may also charge a “primary broker” or “trade away” fee if and when
 Clearview Wealth Management executes a trade with an outside broker-dealer or vendor. These primary broker or trade-
 away fees are in addition to commissions or other compensation the client may pay the executing broker-dealer or vendor.

Nuveen Asset Management (A TIAA Company) Investment Fees
 For clients that can meet a $250,000 account minimum in the context of their overall asset allocation strategy, we may
 partner with Nuveen Asset Management, a TIAA company, for the management of individual municipal, corporate,
 government agency and US Treasury bonds. This separate account arrangement, using Charles Schwab and Fidelity
 Investments as custodians, is monitored by the Chief Investment Officer and Investment Committee. This ensures Nuveen
 Asset Management complies with the firm’s investment parameters for quality and length of bond maturity. Nuveen Asset
 Management is a separate investment company and is in no way affiliated with Clearview Wealth Management. Clients
 enter into a separate contractual agreement with Nuveen Asset Management that is in addition to the Clearview Wealth
 Management investment advisory contract. Management fees charged by Nuveen Asset Management are in addition to
 those charged by Clearview Wealth Management.

  Performance-Based Fees and Side-By-Side Management
Pay for Performance
  Clearview Wealth Management does not use or have performance-based account arrangements. We believe avoiding
  incentive performance-based arrangements allows us to give the most unbiased advice. We do not favor one client account
  over another. We also do not implement a higher risk allocation strategy than what is defined and agreed to in the client’s
  Investment Policy Statement to achieve higher returns for compensation.

Types of Clients and Custodians
Description
 Our services are offered to individual clients only. We do not provide services to institutions or pension funds, nor do we
 administer or advise on 401(k) plans for a fee. We offer trust administration services for individuals through National
 Advisors Trust Company (NATC). Custodial services are provided through either Charles Schwab & Co., Fidelity
 Investments or NATC. Our firm does not have any required dollar minimums for maintaining a relationship. However,
 clients seem to benefit most from our services when they have assets, earned income or a combination of both that equals
 or exceeds $500,000. We think this combination of assets and/or income results in clients receiving a level of financial
 planning and investment services commensurate with the charges assessed under the schedule of fees.

Methods of Analysis, Investment Strategies and Risk of Loss
Getting to Know Our Clients
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