Signature Financial Services Ltd

ITEM 5: FEES AND COMPENSATION

Financial Planning

Financial Plan

We offer financial planning services as part of our comprehensive service offerings to clients. There is no
fee for this service for clients that receive investment management services from Signature. Non-advisory
clients occasionally contact the firm for financial planning services. For this service, we charge an hourly
fee that ranges from $100 to $400 an hour depending on the complexity of the plan. We do not currently
require deposits when providing these services.

Advice on Specific Questions

For non-advisory clients, this is a focused review of your financial situation performed on a consultation
basis. This service is provided for an hourly fee of $100-$400. Rates charged vary with the nature and
complexity of the engagement. You will receive an invoice upon completion of the consultation that is
payable upon receipt. You may pay for financial planning services by check or cash. We do not currently
require deposits when providing these services.

You may cancel our financial planning agreement at any time by providing written notice. Upon
cancellation, we will present you with an invoice for time spent. This invoice is payable upon receipt.

We have a conflict of interest. When you implement the financial plan through us, we receive the customary fees
as disclosed in the following section. You are not required to employ us to implement the financial plan, or
any portion of it.

Signature Financial Advisory Fees

This section provides details regarding our fees and compensation. It should be noted that lower fees for
comparable services are available from other sources. The exact fees and other terms for the advisory
services you will receive will be outlined in the Investment Advisory Agreement between you, your IAR,
and Signature Financial. Fees are negotiable and typically paid quarterly in arrears.

Fees for investment advisory and management services are calculated as a percentage of assets under
management. Other than American Funds F-2 Direct Program, Signature Financials’ fees are billed
quarterly in arrears, based on the assets under management as of the last day of the calendar quarter. See
below regarding calculation of fees with American Funds F-2 Direct Program. Our maximum fee schedule
is:
                             Account Value                     Annual Fee
                             Less than $250,000                   2.0%
                             $250,001 -$1,000,000                 1.5%
                             Greater than $1,000,000             1.25%

Fees are negotiable, at the sole discretion of Signature. Clients grant Signature the authority to directly
debit their accounts for payment of the Firm’s investment advisory fees. The Financial Institutions that
act as qualified custodians for client accounts have agreed to send statements to clients not less than
quarterly detailing all account transactions, including any amounts paid to Signature.

Independent Fund Model Program (WRAP)
In addition to the Investment Advisor Fee, the maximum firm Investment Management Fee is 0.20%
(20bps) of total assets under management (AUM). The Investment Management Fee covers the cost of
using SEI Private Trust Company (SEI) as custodian, SEI Platform Fee, professional portfolio
management, investment research, risk assessment, and ongoing monitoring of the investment strategy.

Fees are charged as a percentage of assets under management, typically billed in arrears on a quarterly
calendar basis, and calculated based on the trade date value of your Account(s) as of the last business day
of the previous billing period. It is important to note that fees charged on the trade date value of your
Account will include any cash and/or money market holdings, and the value of trades not yet settled. As a
result of charging fees on money market balances contained in your Account, the fee charged will exceed
the yield earned on money market balances. Clients grant Signature the authority to directly debit their
accounts for payment of the Firm’s investment advisory fees. The Financial Institutions that act as
qualified custodians for client accounts have agreed to send statements to clients not less than quarterly
detailing all account transactions, including any amounts paid to Signature.

Fees are prorated for your Account if it is opened and funded at any time other than the beginning of the
billing period.

As a wrap fee, the total fee includes fees you will pay related to security transactions (including clearance

and execution charges or “ticket charges”) as well as fees payable to SFS. You will pay more or less than
if you were to purchase the same or similar services separately. Among the factors impacting the cost of
the program are the account size and services provided.

Other costs that will be assessed to you and that are not part of the total wrap fee include fees for
portfolio transactions executed away from SEI Private Trust Co., spreads paid to market-makers and
exchange fees, among others. In addition, the wrap fee does not include other amounts that you will be
subject to such as the initial and ongoing expenses paid to third party investments or third-party pooled
investment vehicles, such as mutual funds, annuities, or alternative investments. Such expenses are
usually set forth in the applicable offering document (prospectus) or the investment contract, and are
payable or borne by you in addition to any fee outlined above. Any and all brokerage account fees,
including wire transfer fees, and other types of fees and charges imposed by the custodian of your
Account(s) apply to each of your Account(s) and are also not included in the total wrap fee. None of these
fees are retained by Signature Financial or your IAR.

IARs who recommend services in this program to you and their other clients will receive compensation as
...

ITEM 7: TYPES OF CLIENTS

Signature currently services:

        •   Individuals,
        •   High Net Worth Individuals,
        •   Pension & Profit-Sharing Plans Trusts and Estates, and
        •   Corporations or Business Entities.

Generally, we require that you maintain $200,000 under management with us. However, we may waive
that minimum at our sole discretion.