Item 5: Fees and Compensation
A. Fee Schedule
Investment Management Services Fees
The standard annual fee for investment management services is 1% of total assets under management.
Investment advisory fees are paid quarterly or monthly, in advance of each calendar quarter, pursuant to the terms of the
investment advisory agreement. Investment advisory fees are based on the market value of assets under management at the end
of the prior calendar quarter. Investment advisory fees will be adjusted based on in-flows and out-flows that occur in Client
Account during the prior calendar quarter.
The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to the end of the first
quarter. Fees may be negotiable at the sole discretion of the Advisor. The client’s fees will take into consideration the aggregate
assets under management with the Advisor. All securities held in accounts managed by Signify Wealth will be independently valued
by the Custodian. Signify Wealth will not have the authority or responsibility to value portfolio securities.
The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other related costs
and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor shall not receive any portion
of these commissions, fees, and costs.
Currently, if more than $10,000 in Assets are deposited or withdrawn after the beginning of a quarter, the Fee will be prorated
based on the number of days remaining in the quarter and adjusted in the following quarter. There may be a time in the future
when this amount will increase from $10,000 to $50,000 in Assets that are deposited or withdrawn after the beginning of the
quarter that an adjustment to the Fee will be made due to the fact of changing operational platforms. If or when this occurs, the
Clients will be notified of this change and given the opportunity to discuss further with the firm. The firm will always act in its
fiduciary capacity and in the client’s best interests when any changes are made.
Negotiability of Fees & Other Terms
We retain the discretion to negotiate or waive all or a portion of our fee, any minimum account size requirement, or other terms
related to our relationship with any Client, and to negotiate alternative fees, minimums, or other terms on a Client-by-Client, and
service-by-service basis. When negotiating these matters, we usually consider, among other factors, the size of the account,
anticipated future fees or other compensation, anticipated future additional assets from the Client or related accounts, and existing
or anticipated advisory, referral, or other relationships that may benefit us. The specific terms of each Client's advisory
arrangement will be agreed in writing between SW and the Client.
ADV Part 2A 10
Client Direct Investment Services
For client directed investments/funds, not recommended by the Adviser and possibly held outside the custodians, the Adviser will
charge an asset-based charge equal to .50% of the investment value. New investments and accounts will be automatically enrolled
in the fee structure and the Adviser will provide an updated list periodically.
Selection of Other Advisers Fees
SW may direct clients to sub-advisers. The client will not be directly engaged with the sub- adviser. SW will enter an agreement with
each sub-adviser for sub-advisory services to be provided to SW clients. Each sub-adviser will deduct their management fees
directly from the Advisory Client’s account(s). Accounts enrolled in the Dynasty managed program will have one combined fee
deducted by Dynasty. Each sub-adviser may charge additional transaction fees as described under section 5C below. This combined
fee consists of the fee for Dynasty, SW, and SMA (if applicable). Dynasty will remit SW’s fees to SW and SMA fee (if applicable) to the
SMA. SW does not receive any portion of the fees for Dynasty or the SMA (if applicable). Fees are deducted or billed quarterly or
monthly in advance. SW will always act in the best interests of the client, including when determining which third party manager to
recommend to clients. In addition, SW will determine if the sub-adviser is properly licensed, notice filed or exempt from registering
with the department prior the manager to any SW clients.
Managed Account Programs
The Client accounts under the Managed Account Program offered through Dynasty will be charged an advisory fee based upon
assets in accordance to the Investment Management Agreement. Dynasty and the Third-Party Manager will charge fees that are
separate from this advisory fee. Dynasty’s fee will be up to 0.30% (30 bps) and the Third-Party Manager fee will be up to 0.20%
(20bps). The Client’s account statement for the Managed Account Program will most likely reflect a single fee for the program
(shared between SW, Dynasty, and/or Third-Party Manager).
Cryptoassets
Cryptoassets planning and investment management services are offered at no additional cost to our clients. Cryptoasset
custodians, exchanges and third parties may charge fees for their service. Our firm has discretionary management without any
material limitations.
Special Purpose Vehicles
SW does not charge a management fee to the SPV. However, as the investment adviser, SW is eligible to receive a
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