SIMA Wealth Partners LLC

Fees and Compensation - Item 5

 SIMA Wealth generally charges a percentage of assets under management, hourly charges, and/or fixed fees
 for its advisory services.

 Portfolio Management Services/Wrap Program Fees
 In the SIMA Wrap Fee program, the client generally receives investment advisory services, the execution of
 securities brokerage transactions, custody and reporting services for a single specified fee. The advisory fee is
 negotiable between the client and the Advisor and is set out in the following fee schedule:

 Assets Under Management                      Annual Fee
 First $1,000,000                             1.25%
 Next $2,000,000                              0.85%
 Next $2,000,000                              0.65%
 Over $5,000,000                              0.40%

 Participation in the Wrap Fee Program may cost more or less than purchasing such services separately. Also,
 the Program fee charged by SIMA Wealth for participation in the Program may be higher or lower than those
 charged by other sponsors of comparable wrap fee programs.

 When managing a client’s account on a wrap fee basis, SIMA Wealth shall receive as payment for its investment
 advisory services, the balance of the wrap fee after all other costs incorporated into the wrap fee have been
 deducted. Because wrap program transaction fees and/or commissions, though immaterial, are being paid by
 SIMA Wealth to the account custodian/broker-dealer, SIMA Wealth has an economic incentive to maximize its
 compensation by seeking to minimize the number of trades in the client's account. Under the Program, SIMA
 Wealth shall be provided with written authority to determine which securities and the amounts of securities
 that are bought or sold. Any limitations on this authority shall be included in the written agreement between
 each client and SIMA Wealth. Clients may change/amend these limitations, in writing, at any time. The client
 shall have reasonable access to one of SIMA Wealth’s investment professionals to discuss their account.

 Portfolio management fees may be negotiable depending on factors such as the amount of assets under
 management, range of investments, and complexity of the client’s financial circumstances, among others. Since
 this fee is negotiable, the exact fee paid by the client will be clearly stated in the advisory agreement signed by
 the client and SIMA Wealth. Fees are billed quarterly, in advance, and are based on the amount of the assets
 under management on the last day of the prior quarter as valued by an independent pricing service, where
 available, or otherwise in good faith as reflected on Client’s quarterly portfolio evaluation report.

 Payment of our portfolio management fees will be made by the qualified custodian holding the client’s funds
 and securities, provided the following requirements are met:

SIMA Wealth Partners, LLC
Form ADV Part 2A

     •    We have authorization from you, in writing, permitting the fees to be paid directly from your account
          held by the qualified custodian.

     •    We disclose to you that it is your responsibility to verify the accuracy of the fee calculation and that
          the custodian will not determine whether the fee is accurately calculated.

     •    The qualified custodian agrees to send you a statement, at least quarterly, showing all funds that came
          out of your account including the amount of the advisory fee paid directly to SIMA Wealth.

 We may deduct the fee from a designated account to facilitate billing.

 You may see slight differences in the quarter-end market value of your account from your custodian’s
 statement as compared to the billable market value of your account due to differences in the treatment of
 accrued interest posting, trade date versus settlement date, and other variables. You should review the
 information in the account statement provided by the custodian. The custodian's account statement is the
 official record of the holdings and value of investments held in your account(s).

 At the inception of investment management services, the first pay period’s fees will be calculated on a pro-rata
 basis. The Advisory Agreement between SIMA Wealth and the client will continue in effect until either party
 terminates the Agreement in accordance with the terms of the Agreement. SIMA Wealth’s annual fee will be
 pro-rated through the date of termination, and any remaining balance shall be refunded to the client in a
 timely manner.

 Financial Planning Services
 SIMA Wealth may provide financial planning and consulting services for a fixed fee and/or hourly fee. The fee
 will be payable to SIMA Wealth. Our consulting fees are negotiable and are payable as invoiced. We utilize the
 following financial planning fee schedules:

     •    Fixed Fees: SIMA Wealth will charge a fixed fee that ranges from $3,500.00 to $15,000.00, for broad-
          based planning services. In limited circumstances, the total cost could potentially exceed $15,000.00.
          For example, a client with limited assets who hires SIMA Wealth for retirement planning may only pay
          a fee of $3,500 while a client with a complex financial situation who hires SIMA Wealth for a broad-
          based plan that includes a retirement plan, insurance review, tax Planning, estate Planning, cash flow
          planning and education goal planning may pay a fee of $15,000. In limited circumstances, the total cost
          could potentially exceed $15,000.00. In these cases, we will notify the client before the additional
          work is performed and we may request that the client pay an additional fee.

     •    Hourly Fees: SIMA Wealth charges an hourly fee of $325 for clients who request specific services (such
          as a modular plan or hourly consulting services) and do not desire a broad-based written financial
          plan.
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Types of Clients - Item 7

SIMA Wealth Partners, LLC
Form ADV Part 2A

 We generally offer investment advisory services to individuals, pension and profit-sharing plans and
 participants, trusts, estates, charitable organizations, corporations, and other business entities.

 SIMA Wealth requires a minimum of $500,000 to open and maintain an advisory account. At our sole
 discretion, we may waive this requirement. This requirement can be met by combining two or more accounts
 owned by you or related family members. Accounts managed by TPAs may be subject to different minimum
 investment requirements.

                      Methods of Analysis, Investment Strategies and Risk of Loss - Item 8

 The following are different methods of analysis that we may use when providing you with investment advice:

     •    Fundamental Analysis – this approach attempts to determine a security’s value by focusing on
          underlying factors that affect a company's actual business and its future prospects. The term refers to
          the analysis of the economic well-being of a financial entity as opposed to only its price movements.
     •    Tactical Analysis – this approach aims to take advantage of inefficiencies in asset pricing while avoiding
          overpriced assets. Tactical Analysts believe that making periodic changes in the amounts invested
          within different asset classes can enhance investment returns and reduce risk.

 We may use one or more of the following investment strategies when advising you on investments:

     •    Long Term Purchases – securities held for over a year.
     •    Short Term Purchases – securities held for less than a year.
     •    Trading – securities held for less than 30 days.
     •    Covered Options – covered option is a strategy in which an investor writes an option contract while at
          the same time owning an equivalent number of shares of the underlying stock.

 The investment advice provided along with the strategies suggested by SIMA Wealth will vary depending on each
 client’s specific financial situation and goals. This brief statement does not disclose all of the risks and other
 significant aspects of investing in financial markets. In light of the risks, you should fully understand the nature
 of the contractual relationship(s) into which you are entering and the extent of your exposure to risk. Certain
 investing strategies may not be suitable for many members of the public. You should carefully consider whether
 the strategies employed would be appropriate for you in light of your experience, objectives, financial resources
 and other relevant circumstances.

 Private-Market Investments (Direct Private Companies and Private Equity Funds)
 Methods of Analysis and Due Diligence: Before recommending any direct investment in a private company or an
 unaffiliated private equity fund, we conduct a rigorous due-diligence process that includes: review of offering
 documents, financial statements, and track record; analysis of the manager’s or sponsor’s background, strategy,
 and alignment of interests; assessment of liquidity, valuation methodology, and fee structure; reference checks;
 and evaluation of how the investment fits within the client’s overall asset allocation and risk profile. We rely on
 information provided by the issuer or fund manager, which is not independently verified by us in all cases.

                 Investing in securities involves risk of loss that you should be prepared to bear.

 General Investment Risk: All investments come with the risk of losing money. Investing involves substantial
 risks, including complete possible loss of principal plus other losses and may not be suitable for many members
 of the public. Investments, unlike savings and checking accounts at a bank, are not insured by the government

SIMA Wealth Partners, LLC
Form ADV Part 2A

 to protect against market losses. Different market instruments carry different types and degrees of risk and you
 should familiarize yourself with the risks involved in the particular market instruments in which you intend to
 invest.

 Loss of Value: There can be no assurance that a specific investment will achieve its investment objectives and
 past performance should not be seen as a guide to future returns. The value of investments and the income
 derived may fall as well as rise and investors may not recoup the original amount invested. Investments may
 also be affected by any changes in exchange control regulation, tax laws, withholding taxes, international,
 political and economic developments, and government, economic or monetary policies.

 Interest Rate Risk: Fixed income securities and funds that invest in bonds and other fixed income securities
 may fall in value if interest rates change. Generally, the prices of debt securities rise when interest rates fall,
 and their prices fall when interest rates rise. Longer-term debt securities are usually more sensitive to interest
 rate changes.

 Credit Risk: Investments in bonds and other fixed income securities are subject to the risk that the issuer(s)
 may not make required interest payments. An issuer suffering an adverse change in its financial condition could
 lower the credit quality of a security, leading to greater price volatility of the security. A lowering of the credit
 rating of a security may also offset the security's liquidity, making it more difficult to sell. Funds investing in
 lower quality debt securities are more susceptible to these problems and their value may be more volatile.

 Foreign Exchange Risk: Foreign investments may be affected favorably or unfavorably by exchange control
 regulations or changes in the exchange rates. Changes in currency exchange rates may influence the share
 value, the dividends or interest earned and the gains and losses realized. Exchange rates between currencies
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