Steward Advisors LLC

Item 5 – Fees and Compensation

   A. Method of Compensation and Fee Schedule
       The specific manner in which fees are charged by STEWARD is established in a client’s written
       agreement with STEWARD.
       Portfolio management fees are prorated for each capital contribution and withdrawal made during the
       applicable calendar month (with the exception of de minimis contributions and withdrawals). Accounts
       initiated or terminated during a calendar month are charged a prorated fee. Upon termination of any
       account, any prepaid, unearned fees are promptly refunded, and any earned, unpaid fees are due and
       payable.
       The annual fee for portfolio management services will vary depending upon the market value of the
       assets under management as follows:
       Portfolio Value                                        Annual Fee
           Up to $1,100,000                                        1.0%
           Over $1,100,000 up to $2,200,000                       0.75%
           Over $2,200,000 up to $5,500,000                       0.50%
           Over $5,500,000 up to $11,000,000                      0.35%
           Over $11,000,000                                       0.25%
       Portfolio management fees are payable monthly in arrears, charged as 1/12th of the annual amount.
       For clients with assets under management above $600,000, the financial planning described in 4B is
       included in the above fee. Clients with less than $600,000 in assets under management are charged on
       an hourly basis for planning at the rate of $350 per hour or on a retainer basis at a negotiated quarterly
       rate.

Form ADV Part 2A                                    2

        For clients without assets under management, a comprehensive financial plan covering the 10 topics in
        4B is offered as a standalone service for a fixed fee of $3,500. It is estimated that a comprehensive
        financial plan will take 12-15 hours to prepare, including an initial consultation and presentation of the
        planning report.
        Limited scope financial planning may be offered at a negotiated hourly or retainer rate based on the
        scope of the project.
        All fees are subject to negotiation.

    B. Client Payment of Fees
        STEWARD will generally bill its fees in arrears on a monthly basis. Clients authorize STEWARD to directly
        debit fees from client accounts as outlined in the client agreement. Other means of payment may be
        negotiated on a case-by-case basis.

    C. Additional Client Fees Charged
        STEWARD’s fees are exclusive of brokerage commissions, transaction fees, and other related costs and
        expenses which are incurred by the client. Clients may incur certain charges imposed by custodians,
        brokers, third party investment and other third parties such as fees charged by managers, custodial fees,
        deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and
        other fees and taxes on brokerage accounts and securities transactions. Mutual funds, exchange traded
        funds, and private funds also charge internal management fees, which are disclosed in a fund’s
        prospectus. These fees may include fund management fees, performance fees, initial or deferred sales
        charges, mutual fund sales loads, 12b-1 fees, surrender charges, and other fund expenses. Such charges,
        fees and commissions are exclusive of and in addition to STEWARD’s fees, and STEWARD does not
        receive any portion of these commissions, fees, and costs.
        Item 12 further describes the factors that STEWARD considers in selecting or recommending broker-
        dealers for client transactions and determining the reasonableness of their compensation (e.g.,
        commissions).

    D. Prepayment of Client Fees
        Private Portfolio Management clients are billed in arrears and not required to prepay fees. Financial
        Planning clients may be requested to prepay fees. However, STEWARD does not accept prepayment of
        fees in excess of $1,250 per client and six or more months in advance.

    E. External Compensation for the Sale of Securities to Clients
        STEWARD does not accept compensation for the sale of securities or other investment products.

Item 7 – Types of Clients
STEWARD provides financial advice and portfolio management services to individuals, businesses, trusts,
estates, charitable organizations, retirement plans, corporations, family offices and other business entities.