Stonebridge Financial Planning Group LLC

Item 5 – Fees and Compensation

Management Fees
The fees we charge to manage accounts are based on a percentage of the market value of AUM
including cash. In addition, each mutual fund, ETF or third-party investment manager charges
asset management fees, which are in addition to the management fees charged. The fees
charged by such funds or managers are disclosed in each fund’s prospectus or third-party
investment manager’s Form ADV Part 2. Management fees may be negotiable for households
with more than $2,000,000 in advisory assets at our sole discretion. The management fee also
does not cover debit balances, related margin interest or other fees and taxes required by law.

Termination of Contracts
The PPS Custom account paperwork may be terminated by either party at any time by written
notice. Termination shall be effective when received by all other parties to the agreement. Fees
paid in advance will be prorated to the date of termination and any unearned portion of the fee
will be refunded to you.

We provide a current copy of this brochure to prospective clients before entering into an advisory
contract or, at the latest, at the time of entering into the contract. Detailed information on the
termination terms and fees can be found in the applicable advisory or client agreement.

How You’re Charged and How We’re Compensated
Clients who elect to receive asset management services through one or more of SFPG’s asset
management programs will generally pay SFPG and their advisor for those services with an
annual asset management fee based on a percentage of AUM, including cash and money market
positions. The maximum account management fee that can be charged in any of our firm’s
managed account program is listed in the fee schedule below. Clients are urged to carefully
review and discuss the contents of this Brochure with their advisor, including descriptions of the
various programs and services offered, the fees and charges clients will pay, the means by which
SFPG and your advisor are compensated, and the conflicts of interest that exist between the
client and SFPG and your advisor in respect to each program or service offered, to determine the
most appropriate programs or services for your specific needs.

SFPG advisory program and service fees may be negotiable based on certain criteria. SFPG may
waive a particular fee, whether on an ongoing or a one-time basis, in its sole discretion. Program
and/or platform fees (if applicable), transaction charges and other account-related fees assessed
by the account custodian or Commonwealth are not negotiable. In the event a client terminates
an advisory agreement with SFPG, any unearned fees resulting from payments made by clients
in advance will be refunded to the client. Likewise, in the event SFPG bills clients in arrears for
services that have already been rendered, SFPG will prorate such fees up to the termination date
of the advisory agreement.

Our standard fee schedule for asset management is as follows:

PPS Custom Program
Clients participating in the PPS Custom Program will pay an annual advisory management fee
charged by SFPG. The annual advisory management fee is based on a percentage of assets
under management and generally will not exceed 1.5% of assets. Your total account fee will be
shown in your PPS Custom Transactions Blended Fee Schedule. The fee schedule for your
account is as follows:

       Portfolio Value                       Annual Management Fee
       On the first $500,000                 1.50%
       On the next $250,000                  1.40%
       On the next $250,000                  1.25%
       On the next $1,000,000                1.00%
       On the next $3,000,000                0.80%
       Above $5,000,000                      0.60%

In addition to the annual management fee, and unless otherwise agreed between the client and
the advisor, clients participating in the PPS Custom Program will pay transaction charges as
described in the “Other Fees and/or Costs” section below.

Clients participating in the PPS Custom Program may pay more or less than clients might
otherwise pay if purchasing the services separately. There are several factors that determine
whether such costs would be more or less, including, but not limited to, the following:

   •   Size of the account
   •   Types of securities and strategies involved
   •   Amount of trading effected by the advisor
   •   Actual costs of such services if purchased separately

The advisory fees charged for the services provided by Commonwealth and SFPG, including
research, supplemental advisory, and client-related services offered through the PPS Custom
Program may exceed those of other similar programs.

PPS Select
Clients participating in the PPS Select Program will pay a total account fee that consists of a
combination of an advisory management fee and a program fee. For clients who have both PPS
Select and PPS Custom accounts, the advisory management fee for the PPS Select account will
be a fixed fee based on the PPS Custom fee schedule listed above.

In addition to the annual advisory management fee, all clients participating in PPS Select pay an
annual program fee as listed below. The total account fee will generally not exceed 1.5% of assets
under management.

                      Client Account Size                                 Program Fee1

                         First $250,000                                        0.25%

                         Next $250,000                                         0.20%

                         Next $500,000                                         0.15%

                       Above $1,000,000                                        0.10%
            1 Commonwealth   will charge a minimum annual program fee of $35 for all PPS Select models.

Commonwealth performs fee billing on SFPG’s behalf. In most cases, the annual account
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Item 7 – Types of Clients
We generally provide investment advisory and financial planning services to the following types
of clients:
    • Individuals (other than high net worth individuals)
    • High net worth individuals
    • Pension and profit-sharing plans
    • Charitable organizations
    • Corporations or other businesses not listed above

Charitable organizations sponsor donor-advised-funds (“DAFs”). DAFs are planned giving
vehicles where clients make an irrevocable gift into an account owned by a charitable organization
and can recommend distributions to charities of their choice thereafter. Clients have the option to
request the firm serves as the investment adviser on the account and pay the firm an investment
advisory fee based on assets in the DAF. In such case, the firm and the advisor have an incentive
to advise a client to make a distribution directly to a DAF in lieu of a charity and advise against
distributions from the DAF to eligible charities because doing so would dilute the amount of assets
managed when the firm and the advisor are paid on a percentage of such assets. However, the
firm and the advisor are obligated to act in the best interest of the client when providing investment
advice to a DAF.

We generally require a household minimum of $300,000 in advisory accounts. We reserve the
right to waive this household minimum requirement in our sole discretion. Please see Item 4 for
the minimum account balance requirements of the PPS programs.