Strategic Investment Advisors LLC

ITEM 5 - FEES AND COMPENSATION
Securities Accounts Held at Fidelity
       As a general matter, when we manage your securities account, C2 does not charge a separate
fee for constructing and delivering you a financial plan. Rather, we charge you an advisory fee as
compensation for the ongoing management of the securities accounts required by your plan. This
advisory fee is expressed as an annual percentage of the value of the securities accounts we manage
on your behalf and is in effect as long as we are managing your securities accounts. The particular
fee you pay will be documented in the advisory agreement you sign with C2. Lower fees for
comparable services may be available from other sources.
       Our advisory fees are billed quarterly in advance. Fees will be calculated based on the total
market value of assets, including any cash balances, in securities accounts managed by C2PW. In
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the event of termination, the client will be entitled to a pro-rata refund for the days service was not
provided in the final quarter of the client relationship. The advisory fee will be pro-rated to the date
of termination, for the quarter in which the cancellation notice was given and billed to your
account. Upon termination, you are responsible for monitoring the securities in your account, and
we will have no further obligation to act or advise with respect to those assets. In the event of client’s
death or disability, C2 Private Wealth will continue management of the account until we are notified
of client’s death or disability. Once notified, the account will be restricted until alternative
instructions are received by an authorized party.
        The independent qualified custodian holding your funds and securities will debit your account
directly for the advisory fee. You will provide written authorization permitting the fees to be paid
directly from your account held by the qualified custodian. Further, the qualified custodian agrees to
deliver an account statement quarterly directly to you indicating all the amounts deducted from the
account including our advisory fees. You are encouraged to review your account statements for
accuracy. When reviewing statements, please bear in mind that quarter-end transactions in an account
may cause price or account value differences between the Platform’s billing software and your
custodial statement. Typically, this is because certain activity such as dividends or trade date
settlements will be accounted for by the billing system sooner than it reflects on your custodial
statement.
        For securities accounts held at Fidelity, the advisory fee will be documented in the advisory
agreement you sign with us, but will not exceed 1.00%, though we retain the discretion to negotiate
alternative fees on a client-by-client basis.
        We use the Platform to support trading, third-party manager selection, data reconciliation,
performance reporting, fee calculation and billing, client database maintenance, and other functions
related to the administrative tasks of managing client accounts. The Platform charges its own fee
(known as a platform fee) for these services, which you will pay. The platform fee is structured similar
to the advisory fee in that it is expressed as an annual percentage of the value of the securities
accounts and accrues as long as we are managing your securities accounts. The platform fee will range
between 00.00-.50%. Advisory and platform fees will be calculated and deducted from the client
account by the Platform with a portion of the overall fee paid directly by the Platform to us.
        Certain of your taxable (non-qualified) accounts will be enrolled in a tax-loss harvesting service
provided by the Platform. The service is designed to reduce the tax impact of stock and ETF
transactions in enrolled accounts. There is an associated annual fee of .05% charged to accounts
enrolled in this service. This is in addition to the above advisory and platform fees. We will only
enroll your taxable accounts that we believe will engage in enough transactions to justify the fee.
        The client will provide written authorization permitting the fees to be paid directly from the
account held by the qualified custodian through the platform provider. The qualified custodian agrees
to deliver an account statement at least quarterly directly to the client indicating all the amounts
deducted from the account including our advisory fees. Refer to Item 15 for details. Clients are
encouraged to review your account statements for accuracy.
        Clients who joined C2 as a result of the ASG acquisition did not experience an immediate
change to their advisory fee rates or schedules upon closing on March 16, 2026. As part of the
onboarding process, these clients will enter into a new investment advisory agreement with C2
reflecting the fee rates and schedules described in this Brochure.
        While C2 generally seeks to maintain overall fees that are comparable or lower to those
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previously paid, actual fees may be higher or lower.

Qualified Plan Consulting Services
       The advisory fee for Qualified Plan Consulting Services will not exceed .50% of assets
annually. Fees will be deducted from another account managed by C2. This service is not subject to
the advisory fee for managing securities accounts held at Fidelity or the Platform fee. We depend on
and use the statements you provide to accurately calculate the fee. If we provide this service and
recent statements have not been provided, we will take reasonable steps to obtain this information,
but if not received we will ultimately charge you based on the most recent available information,
which might result in a higher (or lower) fee than had you provided a timely statement.
...

ITEM 7 - TYPES OF CLIENTS
       C2 primarily works with individuals and high net-worth individuals. We also work with
charitable organizations, corporations, trusts, and estates. C2 generally requires a minimum of
$500,000 in investable assets to build and implement a financial plan but will consider less on a case-
by-case basis, in its sole discretion. All potential C2 clients must attend a comprehensive retirement
educational course sponsored by Retirement Education Foundation.
       C2 reserves the right, in its discretion, to decline to enter into or to terminate a client
relationship when C2 determines that the engagement would be inconsistent with its policies,
regulatory obligations, or professional judgment.
       Please refer to the Platform Disclosure Brochure for information regarding minimums for
specific account types.

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