Summit Financial Wealth Advisors LLC

Item 5 Fees and Compensation
Portfolio Management Services Fees
Our fee for portfolio management services is based on a percentage of the assets in your account and
is set forth in the following annual fee schedule*:

Equity & Mutual Fund Fee Schedule

Assets Under Management            Annual Fee
First $250,000                     1.25%
Next $750,000                      1.00%
Over $1,000,000                    0.95%

Fixed Income Fee Schedule
Assets Under Management             Annual Fee
First $250,000                      0.65%
Over $250,000                       0.50%
*Certain existing or legacy clients may be charged under a different fee schedule and/or different billing
cycles.

We charge a higher fee rate for client assets invested in equities than we do in fixed income
investments. Charging a different rate for client investments based on the asset class the client is
invested in gives us an incentive to allocate client assets to equities where we receive higher fees. We
mitigate this conflict by disclosing it to you and by adhering to our duty to make asset allocation
decisions that are in your best interests. In addition, if we increase your portfolio allocation to equities,
we will not increase your fees without obtaining consent.

Our fees are based on the market value of your assets under our management, including cash,
accrued interest, accrued dividends, and securities purchased on margin.

Our annual portfolio management fee is billed and payable, quarterly in advance, based on the
average daily balance for the previous calendar quarter. Cash, accrued interest and the value of any
securities purchased on margin are included for billing purposes, unless we determine otherwise, in
our discretion. If the portfolio management agreement is executed at any time other than the first day
of a calendar quarter, our fees will apply on a pro rata basis, which means that the advisory fee is
payable in proportion to the number of days in the quarter for which you are a client. Our advisory fee
is negotiable, depending on your individual circumstances.

We require a minimum account size of $50,000 to open and maintain a portfolio management account.
At our sole discretion, we may waive or lower such minimum. We also charge a minimum annual fee of
$500 per account. For clients utilizing the Schwab Intelligent Portfolio, the minimum account size is
$5,000 and the fee for this service is described below.

We will deduct our fee directly from your account through the qualified custodian holding your funds
and securities. We will deduct our advisory fee only when you have provided written authorization
permitting the fees to be paid directly from your account. Further, the qualified custodian will deliver an
account statement to you at least quarterly. These account statements will show all disbursements
from your account. You should review all statements for accuracy.

You may terminate the portfolio management agreement upon 30-days' written notice. You will incur a
pro rata charge for services rendered prior to the termination of the portfolio management agreement,
which means you will incur advisory fees only in proportion to the number of days in the period for
which you are a client. If you have pre-paid advisory fees that we have not yet earned, you will receive
a prorated refund of those fees.

Pension Consulting and Portfolio Management Services Fees
Our advisory fees for these customized services will be negotiated with the plan sponsor or named
fiduciary on a case-by-case basis. Typically, we charge either a fixed fee ranging between $1,000 and
$40,000 per year, or a fee based on a percentage of plan assets ranging from .25% to 1.25%. Fees
are billed and payable quarterly in arrears.

Either party to the pension consulting agreement may terminate the agreement upon written notice to
the other party in accordance with the terms of the agreement for services. The pension consulting
fees will be prorated for the quarter in which the termination notice is given and any unearned fees will
be refunded to the client.

Selection of Other Advisers Fees
Advisory fees charged by MMs are separate and apart from our advisory fees. We will charge a fee in
addition to the MM fee. Advisory fees that you pay to the MM are established and payable in
accordance with the brochure of each MM to whom you are referred and reflected in your client
statement. These fees may or may not be negotiable. You should review the recommended MM's
brochure, and your client statement and take into consideration the MM's fees along with our fees to
determine the total amount of fees associated with this program.

You may but will not in every case sign an agreement directly with the recommended MM(s). If you
sign an agreement with the MM, you will be able to terminate your advisory relationship with the MM
according to the terms of your agreement with the MM. You should review each MM's brochure for
specific information on how you may terminate your advisory relationship with the MM and how you
may receive a refund, if applicable. You should contact the MM directly for questions regarding your
advisory agreement with the MM.

Financial Solutions Fees
We offer clients the option of obtaining certain financial solutions from unaffiliated third-party financial
institutions through UPTIQ Treasury & Credit Solutions, LLC (together with UPTIQ, Inc. and its
affiliates, "UPTIQ"). Focus Financial Partners, LLC ("Focus") is a minority investor in UPTIQ, Inc.
 UPTIQ is compensated by sharing in the revenue earned by such third-party financial institutions for
serving our clients. Although the revenue paid to UPTIQ benefits UPTIQ Inc.'s investors, including
Focus, our parent company, no Focus affiliate will receive any compensation from UPTIQ that is
attributable to our clients' transactions. Further information on this conflict of interest is available in
Item 10 of this Brochure.

Business Management Services Fees
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Item 7 Types of Clients
We offer investment advisory services to individuals, pension and profit sharing plans, trusts, estates,
charitable organizations, corporations, and other business entities.

In general, we require a minimum of $50,000 to open and maintain an advisory account. At our
discretion, we may waive this minimum account size. For example, we may waive the minimum if you
appear to have significant potential for increasing your assets under our management.