Tactivest LLC

Item 5: Fees and Compensation

A. Fee Schedule

Lower fees for comparable services may be available from other sources.

Asset-Based Fees for Portfolio Management

            Total Assets Under Management           Annual Fee

            All assets                              2.5%

For certain accounts, an average of the daily balance in the client’s account throughout the
billing period is used to determine the market value of the assets upon which the advisory
fee is based. For other accounts, the balance in the client’s account on the last day of the
billing period is used to determine the market value of the assets upon which the advisory
fee is based. These balances are determined by the custodian utilized. Flat fee billing will
be applied by Tactivest for a number of clients.

These fees are negotiable, and the final fee schedule is attached as Exhibit I of the
Investment Advisory Contract. Clients may terminate the agreement without penalty for
a full refund of Tactivest's fees within five business days of signing the Investment

Advisory Contract. Thereafter, clients may terminate the Investment Advisory Contract
generally with 15 days' written notice.

Selection of Other Advisers Fees

Tactivest may direct clients to third-party investment advisers. Tactivest will be
compensated via a fee share from the advisers to which it directs those clients. The fees
shared will not exceed any limit imposed by any regulatory agency. The notice of
termination requirement and payment of fees for third-party investment advisers will
depend on the specific third-party adviser selected.

Financial Planning Fees

Clients may terminate the agreement without penalty for a full refund of Tactivest's fees
within five business days of signing the Financial Planning Agreement. Thereafter, clients
may terminate the Financial Planning Agreement generally upon written notice.

Fixed Fees

The fixed rate for creating client financial plans is between $1,000 and $25,000. Fees are
charged in arrears upon completion. Tactivest may charge a negotiated fixed fee for
specific services provided, including up to the Annual Firm Wide Fee of 2.5% for ongoing
and specialty consulting services. These fees may be charged up front or in arrears for the
services to be provided.

Hourly Fees

The hourly fee for these services is $500. Fees are charged in arrears upon completion.

B. Payment of Fees

Payment of Asset-Based Portfolio Management Fees

Asset-based portfolio management fees are withdrawn directly from the client's accounts
with client's written authorization on a quarterly basis or may be invoiced and billed
directly to the client on a quarterly basis. Clients may select the method in which they are
billed. Fees are paid in advance or arrears, dependent on the custodian utilized.

Payment of Financial Planning & Consulting Service Fees

Financial planning fees are paid via check or withdrawn from the client account.

Fixed financial planning fees are paid in arrears upon completion.

Consulting service fees are paid in advance or in arrears, and are paid via check or
withdrawn from the client’s account(s).

       Hourly financial planning fees are paid in arrears upon completion.

       C. Client Responsibility for Third Party Fees

       Clients are responsible for the payment of all third-party fees (i.e., custodian fees,
       commissions, brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are
       separate and distinct from the fees and expenses charged by Tactivest. Please see Item 12
       of this brochure regarding broker-dealer/custodian.

       D. Prepayment of Fees

       For all asset-based fees paid in advance, the fee refunded will be equal to the balance of
       the fees collected in advance minus the daily rate* times the number of days elapsed in
       the billing period up to and including the day of termination. (*The daily rate is calculated
       by dividing the annual asset-based fee by 365.)

       E. Outside Compensation for the Sale of Securities to Clients

       Neither Tactivest nor its supervised persons accept any compensation for the sale of
       investment products, including asset-based sales charges or service fees from the sale of
       mutual funds.

Item 7: Types of Clients
Tactivest generally provides advisory services to the following types of clients:

           ❖   Individuals
           ❖   High-Net-Worth Individuals
           ❖   Trust Estates
           ❖   Charitable Organizations
           ❖   Pension and/or Profit-Sharing Plans

Minimum Account Size

There is no account minimum for any of Tactivest’s services.