Tailwinds Wealth LLC

Item 5: Fees and Compensation

 A. Fee Schedule
 Portfolio Management Fees

        Total Assets Under Management                                               Annual Fees

        $0 – $2,000,000                                                             1.00%

        $2,000,001 – $4,000,000                                                     0.9%

        $4,000,001 – $6,000,000                                                     0.75%

        $6,000,001 – $10,000,000                                                    0.65%

        $10,000,001 and Up                                                          0.55%

 Fees are payable every month in arrears based on the average daily Account(s) balance. The Account(s) value utilized
 shall be as reported by the Custodian. Fees are prorated based on the number of days service is provided during each
 billing period.

 These fees are generally negotiable and the final fee schedule will be memorialized in the client's advisory agreement.
 Clients may terminate the agreement without penalty for a full refund of TWW's fees within five business days of signing
 the Investment Advisory Contract. Thereafter, clients may terminate the Investment Advisory Contract generally with 30
 days' written notice.

 Selection of Other Advisers Fees

 TWW may direct clients to third-party investment advisers. TWW will be compensated via a fee share from the advisers
 to which it directs those clients. The fees shared are negotiable and will not exceed any limit imposed by any regulatory
 agency. The notice of termination requirement and payment of fees for third-party investment advisers will depend on the
 specific third-party adviser selected.

 TWW may specifically direct clients to Signal Wealth, LLC. The fees this group are subject to change, but those changes
 will not impact the annualized fee to the client, which is stated above.

Tailwinds Wealth, LLC | Form ADV Part 2A                                                                                 7

 B. Payment of Fees
 Payment of Portfolio Management Fees

 Asset-based portfolio management fees are withdrawn directly from the client's accounts with client's written
 authorization on a monthly basis. Fees are paid in arrears.

 C. Client Responsibility For Third Party Fees
 Clients are responsible for the payment of all third-party fees (i.e., custodian fees, mutual fund fees, transaction fees,
 etc.). Insurance products, such as annuities, may also have associated fees and expenses. All third-party fees are
 separate and distinct from the fees and expenses charged by TWW. Please see Item 12 of this brochure regarding
 brokerage practices. ETFs and mutual funds typically charge their shareholders various transactions and operating
 expense costs associated with the establishment and operation of the funds. These fees will generally include a
 management fee, shareholder servicing, other fund expenses, and sometimes a distribution fee. Because of differences
 in distribution and often lower transaction costs, total operating expense ratios for ETFs have been historically less than
 those for corresponding mutual funds. These separate fees and expenses are disclosed in each fund's prospectus,
 which is available from the fund or, TWW can provide it upon request. Consequently, for any type of fund investment, it is
 important for the client to understand that they are directly and indirectly paying two levels of advisory fees and
 expenses: one layer of fees to the fund and one layer of advisory fees and expenses to TWW. Generally speaking, most
 funds may be purchased directly, without using our services or incurring our advisory fees.

 As the Client's total fee is impacted by the underlying allocation to the model portfolios of the Model Managers and other
 assets, Client acknowledges that such a change in investment allocations may impact the Model Manager's Fee. In the
 event the change in investment allocations causes a change in the Model Manager's Fee, Advisor, to the best of its
 ability, will communicate the fee change in writing and electronically notify the Client as soon as possible upon trading
 the Account(s) but will do so no later than thirty (30) business days after the trades are executed. Delivery of such notice
 will be made as permitted by this Agreement.

 D. Prepayment of Fees
 TWW collects its fees in arrears. It does not collect fees in advance.

 E. Outside Compensation For the Sale of Securities to Clients
 Neither TWW nor its supervised persons accept any compensation for the sale of investment products, including
 asset-based sales charges or service fees from the sale of mutual funds.

Item 7: Types of Clients

 TWW generally provides advisory services to the following types of clients:

  • Individuals
  • High-Net-Worth Individuals
  • Charitable Organizations
  • Corporations or Business Entities

 There is no account minimum for any of TWW's services.