Tarbox Family Office Inc

Item 5           Fees and Compensation

A. Compensation; Fee schedule

Tarbox Family Office, Inc. offers its services on a fee-only basis, which may include hourly or fixed fees,
as well as fees based upon assets under management. As client objectives, security types, account
management, and reporting complexity all impact Tarbox Family Office, Inc.’s management costs, the
minimum account size and rate schedule are negotiable under special circumstances.

Investment Advisory Services

Tarbox Family Office, Inc.’s annual investment advisory fee varies (from 0.20% up to 1.00% of the total
assets under management), which is based upon various objective and subjective factors, such as the amount
of the assets under management and/or advisement, the complexity of the engagement, and the level and
scope of the overall investment advisory services to be provided. As a result, similarly situated clients could
pay diverse fees. Unless Tarbox Family Office, Inc. expressly agrees otherwise in writing, account assets

                    TARBOX FAMILY OFFICE, INC. ADV PART 2A, BROCHURE

consisting of cash and cash equivalent positions are included in the value of an account’s assets for purposes
of calculating Tarbox Family Office, Inc.’s advisory fee.

Financial Planning and Consulting Services (Stand-Alone)

Tarbox Family Office, Inc. may provide financial planning and/or consulting services (including investment
and non-investment related matters, estate planning, insurance planning, etc.) on a stand-alone separate fee
basis. The negotiable fees for these services generally range from $5,000 to $20,000 on a fixed-fee basis,
or between $175.00 to $600.00 per hour on an hourly rate basis, depending upon the level and scope of the
services required and the professionals rendering those services. Before engaging Tarbox Family Office,
Inc. to provide these services, clients are generally required to enter into a Financial Planning and
Consulting Agreement that sets forth the terms and conditions of the engagement (including termination);
describes the scope of the services to be provided; and describes the portion of the fee that is due from the
client before Tarbox Family Office, Inc. begins to provide advisory services.

B. Fee Payment Method

Investment advisory fees are billed and payable quarterly in arrears. The fee is based on the market value
of the account on the last business day of the billing quarter. Although the majority of Tarbox Family Office,
Inc.’s clients may have their fees deducted from their accounts, clients may choose to be billed directly.

C. Other Types of Fees/Expenses

Management fees paid to Tarbox Family Office, Inc. are exclusive of brokerage commissions, transaction
fees, and other related costs and expenses which will be incurred by the client. Clients may incur certain
charges imposed by custodians, brokers, and other parties related to investment advisory accounts and
transactions. These charges could include, without limitation, custodial fees, deferred sales charges,
transaction charges (including mark-ups and mark-downs), commissions, prime brokerage fees resulting
from trades executed through or with a broker-dealer other than the designated broker-dealer/custodian,
odd-lot differentials, exchange fees, American Depositary Receipt agency processing fees, transfer taxes,
wire transfer fees, electronic fund fees, and any charges, taxes or other fees related to brokerage accounts
and securities transactions mandated by any federal, state or other applicable law or otherwise agreed to
with regard to client accounts. Mutual funds and exchange-traded funds also charge internal management
fees, which are disclosed in a fund’s prospectus. Tarbox Family Office, Inc. does not receive any portion
of these commissions, fees, or costs, and strives to negotiate and minimize such expense wherever possible.
The fees charged by the applicable broker-dealer/custodian, and the charges imposed at the mutual fund
and exchange-traded fund level, and the fees incurred with respect to the client’s engagement of
Independent Managers described above are in addition to Tarbox Family Office, Inc.’s investment advisory
fees referenced in this Item 5. Please refer to Section 12 – Brokerage Practices for a more detailed discussion
of brokerage practices.

D. Fee Payment Schedule

Investment advisory fees are billed in arrears and payable each quarter. Upon termination of the applicable
form of agreement, Tarbox Family Office, Inc. will debit the account or bill the client (as applicable) for
the pro-rated portion of the unpaid advisory fee based upon the number of days that services were provided
during the billing quarter.

                    TARBOX FAMILY OFFICE, INC. ADV PART 2A, BROCHURE

E. Additional Compensation

Neither Tarbox Family Office, Inc., nor its representatives accept compensation from the sale of securities
or other investment products.

Item 7           Types of Clients

Tarbox Family Office, Inc. currently provides advisory services to the following types of clients:
    •    High net worth individuals
    •    Charitable Organizations
    •    Business entities
    •    Trusts and Estates
Tarbox Family Office, Inc. generally seeks to work with clients having initial minimum account assets of
$5 million for combined planning and investment management services. Tarbox Family Office, Inc. may
reduce or waive this general requirement based upon certain criteria such as: anticipated future earning
capacity, anticipated future additional assets, dollar amount of assets to be managed, related accounts,
account composition, and negotiations with client.