Tencap Wealth Coaching LLC

Fees and Compensation - Item 5

 Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 On an annualized basis, our fees for asset management services, subject to negotiation, are based on the following
 tiered/blended fee schedule. Since the fee is negotiable, the exact fee paid by you will be stated in the advisory
 agreement signed by you and us:

     Billable Assets Under Management                Total Annual Fee
     First $500,000                                  1.15%
     Next $500,000                                   1.05%
     Next $3,000,000                                 0.75%
     Over $4,000,000                                 0.50%

 The annual fee is billed monthly or quarterly, in advance or in arrears depending on the arrangement negotiated
 with each client. Fees will be assessed pro rata in the event the Agreement is executed at any time other than the
 first day of a billing period. We may deduct the fee from a single, client-designated account to facilitate billing.
 Accounts within the same household custodied at the same custodian may be combined for a reduced fee. Clients
 should note that sub-advisers charge a separate fee that is disclosed to the client on the sub-adviser’s disclosure
 document. These fees are separate from and in addition to the fee charged by Tencap.

 Tencap considers cash to be an asset class, and as such, cash held in investment accounts is included in fee
 calculations. Also, to be noted, at times fees will exceed the money market yield. If the Account does not contain
 sufficient funds to pay advisory fees, Tencap has authority to sell or redeem securities in sufficient amounts to
 pay advisory fees.

 Lower fees for comparable services may be available from other sources. Fees for asset management services are
 deducted from a designated Client account to facilitate billing. Please see Item 15 for more information regarding
 direct deduction of fees from Client’s accounts.

 Clients may terminate their account within five (5) business days of signing the Investment Advisory Agreement
 with no obligation and without penalty. After the initial five (5) business days of signing the agreement, Clients
 may cancel by providing written notice to Tencap and Tencap may terminate advisory services with thirty (30)
 days written notice to Client. For accounts opened or closed mid-billing period, fees will be prorated based on the
 days services are provided during the given period. The balance of any prepaid, unearned fees (if any) will be
 refunded to the client. Client shall be given thirty (30) days prior written notice of any increase in fees.

 CO-ADVISOR FEES
 Tencap acts as a co-advisor with Matson Money, Inc. (“MM”) (CRD #110425/SEC #801-40176) to manage client
 accounts. In such cases, MM exercises sole discretionary authority over the account and deducts Tencap’s
 advisory fees on behalf of our firm. MM does not charge a direct asset management fee to the client. However,
 MM is compensated by collecting a fee in the form of its proprietary mutual funds’ expense ratios. These fees are
 disclosed to all clients at the inception of services.

 A complete description of MM’s asset management programs and services, account minimums, the amount of
 total fees, payment structure, termination provisions, conflicts of interest and other aspects of each program are
 detailed and disclosed in MM’s Form ADV Part 2A or other applicable disclosure documents provided to clients at
 the inception of services.

Tencap Wealth Coaching
Form ADV Part 2A Brochure

 FINANCIAL PLANNING
 Tencap charges a negotiable fixed fee of up to $10,000 for financial planning services. The fee will be determined
 based on the complexity of the client’s current investments and the number of areas to be reviewed. The areas
 of review may include, but are not limited to retirement planning, investment planning, budgeting, estate
 planning, tax planning, and insurance planning. Tencap reserves the right to waive the financial planning fee on a
 case-by-case basis.

 Prior to engaging Tencap for financial planning services, the client will be required to enter into a financial
 planning agreement with our firm. The Agreement will set forth the terms and conditions of the engagement and
 describe the scope of the services to be provided and the fee that is due from the client. The fee is payable at the
 inception of services and plans will be completed within six months of engagement.

 Either party may terminate the financial planning agreement by written notice to the other. In the event the client
 terminates Tencap’s financial planning services, the balance of any prepaid, unearned fees (if any) will be
 refunded to the client.

 PENSION CONSULTING SERVICES FEES
 The fees and compensation charged by Tencap is negotiated independently with each Plan Sponsor in order to
 consider the varying, unique characteristics or requirements of each plan. Primary determinants of the
 negotiated fee may include but are not limited to the:
     • Amount of plan assets,
     • Number of employees / participants,
     • Number of plan sponsor locations, and
     • Special plan sponsor considerations or requirements.

 Delivery of compensation or fees to Tencap is dependent upon on the invoicing or fee assessment frequency
 (monthly, quarterly) and policies (“arrears” or “in advance”) of the Plan Provider/Platform utilized by the Plan
 Sponsor. The exact fee and fee payment method will be clearly listed in the Agreement signed by the client and
 the Tencap.

 Either party to the Agreement may terminate the agreement upon 30-days’ written notice to the other party. The
 fees will be prorated for the period in which the termination notice is given, and any prepaid, unearned fees will
 be refunded to the client.

 Client Payment of Fees
 Fees for asset management services are deducted from a designated Client account. The Client must consent in
...

Types of Clients - Item 7

 Tencap generally provides investment advice to individuals, high net worth individuals, corporations, and
 institutions. Client relationships vary in scope and length of service.

Tencap Wealth Coaching
Form ADV Part 2A Brochure

 Account Minimums
 Tencap requires a minimum of $300,000 to open and maintain an account. In certain instances, the minimum
 account size may be lowered or waived.

                   Methods of Analysis, Investment Strategies and Risk of Loss - Item 8