The Baldwin Group Wealth Advisors LLC

Item 5 – Fees and Compensation
Investment Management Fees
Asset Management Fees: Our asset management fees are generally assessed quarterly, in advance, based upon a
percentage of the client's assets under management as of the close of business on the last business day of the
preceding calendar quarter. At times, asset management fees may be assessed in arrears or other timeframes based
on the product and/or fund billing processes. For purposes of determining the Advisory Fee rate, accounts of related
family members that are identified to us may be aggregated to achieve lower Advisory Fee rates.
Although we bill in either advance or arrears, the initial asset management fee is due at the beginning of the quarter
following the inception date and is based on the client's initial investment in the account prorated for the number of
days assets have been deposited in a client's account before a fee is assessed ("arrears billing"). Therefore, the first
asset management fee billing will include a prorated fee based on arrears billing plus an advanced billing fee.

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Our standard investment management service fees are an annual fee and vary between 25 and 175 basis points
(0.25% – 1.75%). Fees will vary and are determined based on the region, third party independent program selections
and requested services. The Client Agreement outlines the specific agreed upon fee schedule.
Clients participating in Advisory Programs are assessed other fees related to their account with the Custodian and
retained by the Custodian and / or remitted to third parties. Any Independent Manager fees are in addition to the
Advisory Fee that we and the Custodian each retain. The Custodian combines the Advisory Fee with any additional
Independent Managers’ fees, as provided in the applicable Program Agreement.
Clients may incur transaction charges for trades executed in their accounts. These transaction charges are separate
from our fees and will be disclosed by the firm through which the trades are executed. These transaction charges
vary based on the type of investment (e.g., stock, mutual fund, ETF, etc.) and are paid to the custodian of client assets.
We do not receive any portion of these transaction charges. Charges imposed directly by a mutual fund, index fund,
or ETF, all of which are disclosed in the fund's prospectus (i.e., fund management fees and other fund expenses, such
as 12b-1 fees) may also be incurred by the client.
Clients may pay a Separately Account Manager Fee, Administration Fee, and Custody and Clearing Fee in addition to
our asset management fees for certain Advisory Programs we offer to Clients.
If we utilize the services of a Platform Provider or Independent Manager, clients will also pay those parties’ separate
fees, either under the Client Agreement or the Provider Agreement.
A description of the other fees associated with the Programs are provided to clients separately and reflected in the
Program Agreement. Except as otherwise disclosed in the Program materials, all other fees are separate, distinct,
and in addition to the Advisory Fee paid to us under the separate Program Agreement.
Portfolio Management Services: Fees for services provided by us are generally paid quarterly in advance and billed
on a pro-rata annualized basis using the fee schedule noted above under Asset Management Services. For clients
using the cash sweep account services, the fee is described in the Agreement. Fees are calculated as a percentage of
the market value of all assets on the last trading day of the month of the previous quarter. Fees are calculated based
on a 365/366 day or a 360 day calendar year.
Fee Payment
Fees are generally automatically deducted from a client's managed account, either by the Firm or by the Platform
Provider. As part of this process, clients must understand and acknowledge the following:
                 The client provides authorization permitting fees to be directly paid by the terms outlined in either
                  or both of the Client Agreement and the Provider Agreement;
                 The custodian, or in certain cases the Firm or the Platform Provider, calculates the advisory fees
                  and the custodian or the Platform Provider deducts advisory fees from the client’s account;
                 Where a Platform Provider or Investment Manager is used, the Platform Provider will cause the
                  custodian to deduct a single fee from the client’s account and pay the applicable fee(s), and retain
                  the balance; and
                 The custodian sends statements at least quarterly to the client showing all disbursements for his
                  or her account, including the amount of the advisory fees paid to the Firm.
Financial Planning and Consulting Fees: The financial and estate planning or consulting services fee may be billed
on a flat fee basis or calculated on an hourly basis, ranging from $150 to $750 per hour. The total estimated fee, as
well as the ultimate fee charged by the Adviser for financial/estate planning clients, is based on the scope and
complexity of the financial/estate planning engagement. Flat fees are negotiable and generally range from $2,000 to
$25,000. Our fees are charged as agreed in the planning agreement. Fee payment options include:
                 Fixed fees: the client will be assessed a fixed fee. An initial deposit is due upon signing of this
                  Agreement. Payment will be made by check and final payment is due upon delivery of plan.

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                 Hourly fees: the client will be assessed an hourly fee, billed in six minute increments. An initial
                  deposit is due upon signing of the Client Agreement. Payments will be due by check and invoiced
                  monthly.
                 Percentage of assets: the client will be assessed a fee based on a percentage of the assets on which
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Item 7 – Types of Clients
We generally provide investment advice to individuals, pension and profit sharing plans, trusts, estates, or charitable
organizations and corporations or business entities. We do not impose a stated minimum fee or minimum portfolio
value for starting and maintaining an investment management relationship. Certain Independent Managers may,
however, impose more restrictive account requirements and varying billing practices than the Firm. In these
instances, we may alter our corresponding account requirements and/or billing practices to accommodate those of
the Independent Managers.