The Mather Group LLC

Item 5 – Fees and Compensation

       Our general policy is to charge fees in accordance with the fee schedule(s) in effect at that time, however, all fees and
       minimums are subject to negotiation and based on various objective and subjective factors. As a result, our clients
       could pay diverse fees based upon the market value of their assets, the complexity of the engagement, and the level
       and scope of the overall financial planning and/or consulting services to be rendered.

       Fees will generally be automatically debited directly from your managed account; however, clients may also be
       invoiced directly for their fees or paid via ACH. Advisory fees to clients are annual fees, payable quarterly either in
       advance or in arrears depending on the terms of a client’s agreement. When charged in advance or arrears, fees are
       calculated based on the total market value of each account (including cash, accrued interest, and dividends) at the end
       of the last day of the prior quarter except as otherwise described in this section and/or agreed upon at the time of
       engagement. We prorate fees based on the length of time we manage an account in the event a client opened or
       terminated an account during the quarter. All quarterly fees are calculated based on a 90-day billing period. We refund
       any fees prepaid, but not yet earned or request prompt payment for any fees earned but not yet paid. When billed in
       advance, deposits made intra-quarter will be billed on a pro-rated basis from transfer date through end of current
       quarter. Distributions from billable accounts in amounts exceeding $25,000 will be reimbursed pro rata for the period
       remaining in the billing quarter. Fee reimbursements will be used to offset the fees charged in the following billing
       quarter. Certain securities or positions may be excluded from billing at the client’s request or adviser’s discretion.

       TMG relies on independent third-party pricing services and custodians to calculate the value of client assets. For private
       placement investments, TMG relies on valuations provided by the fund company or sponsor directly, and these may lag

The Mather Group, LLC. 2026                                                                                             353 N Clark Street, Suite 2775
themathergroup.com                                                                                                                  Chicago, IL 60654

Form ADV Part 2A
April 7, 2026

       for an extended period past the quarter end date. TMG will bill the private placement investment advisory fee at the
       asset’s most recent value or cost (whichever the fund company or sponsor provides) each quarter. The fee for any
       assets under management will generally range from 0.25% to 2.00%. TMG’s standard fee schedule is as follows:

                                           First $2,000,000                       1.15%

                                           Next $8,000,000                        0.75%

                                           Balance Over $10,000,000               0.50%

       clients of firms that have been acquired by TMG as the result of a merger or acquisition may have different fee and
       billing schedules, based on the predecessor firm’s schedules that were in place at the time the client entered into an
       advisory agreement with that firm. TMG continues to honor these arrangements for those legacy clients only. You
       should be aware that the more assets there are in your account, the more you will pay in fees. This means we have an
       incentive to encourage you to increase the assets in your account.

       In some cases, TMG aggregates fees by household. A householding group may be made up of related or unrelated
       persons, or a combination of both. The adviser reserves the right to determine the decision to household any accounts.

       All clients are required to enter into an investment advisory agreement with TMG prior to the firm providing services.
       TMG generally has an account minimum size of $1,000,000 in assets under management for comprehensive services,
       however, we reserve the right to waive this minimum on a case by case basis. TMG may waive its aggregate account
       minimum based upon certain criteria (i.e., anticipated future earning capacity, anticipated future additional assets,
       dollar amount of assets to be managed, related accounts, account composition, negotiations with client, etc.). This
       minimum is required throughout the course of the client's relationship with the firm The client is under no obligation to
       elect comprehensive services in order to receive investment advisory services with TMG.

       TMG in some legacy agreements charges a minimum fee for clients whose fee for assets under management falls
       below a particular threshold, such fee may exceed 2% on assets under management in the advisory account. Any
       minimum fee will be agreed to with the client. TMG in their discretion, with respect to certain clients, can agree to
       lower fees, waive minimums on fees, provide lowest available fee arrangements, or allow credits or offsets relating to
       certain types or specified amounts of expenses.

       Unless a client has received the firm’s disclosure brochure at least 48 hours prior to signing the investment advisory
       contract, the investment advisory contract may be terminated by the client within five (5) business days of signing the
       contract without incurring any advisory fees.

The Mather Group, LLC. 2026                                                                                           353 N Clark Street, Suite 2775
themathergroup.com                                                                                                                Chicago, IL 60654
...

Item 7 – Types of Clients

       TMG offers investment advisory services to high-net-worth individuals, individuals, pension and profit-sharing plans,
       family offices, trusts and estates, corporations, and other business entities.