The Wealth Coach LLC

ITEM 5: FEES AND COMPENSATION

A. HOW WE ARE COMPENSATED FOR OUR ADVISORY SERVICES
Fees charged directly to the investment accounts that we manage are our primary form of compensation. Our
annual portfolio management fees range from 0% to 1.5% of assets under management depending on the size
of the portfolio and the complexity of the analysis, advice, and management required to address special
situations. We additionally will commonly, but not always, charge a minimum annual retainer charge to
compensate us for meetings, special requests, complexity in tax-deferred and ERISA qualified accounts, and
general financial and investment advice. The annual management and retainer fees are negotiable, and we will
propose an agreement with you in advance on the level of those fees as part of The Agreement.

We are a Fiduciary firm by choice. That means we must work in your best interests; however, any method of
compensation represents a conflict of interest on the advice that we give. By getting our fees based on a
percentage of the value of your assets, we are by nature conflicted in advising you to remove assets from our
management as there would be less assets on which to charge. We are also conflicted when advising you to add
more assets to our management, as we would be paid more. We believe this conflict to be unavoidable, and
internally we compensate the advice-givers of the firm in a way that does not change based on the value of your
assets. It remains a conflict, but one that we believe is easy to comprehend.

                                           The Personal Wealth Coach
   11                                    918 North Main Street, Salado, TX 76571
                                             (254) 947-1111 * (800) 914-7526

If you wish to have a comprehensive financial plan prepared or desire other specialized advice not directly
related to the management of your investment portfolio, we might charge you an additional fee. We will propose
in The Agreement any special fees we may charge you for individualized advice in advance.

The following chart provides our normal maximum portfolio management fees based on assets under
management in your total portfolio.

 Assets under management                                                     Percentage
 On the first $250,000 of assets under management                            1.50%
 On the next $250,000 ($250,000 to $500,000)                                 1.30%
 On the next $500,000 ($500,000 to $1,000,000)                               1.25%
 On the next $4,000,000 ($1,000,000 to $5,000,000)                           1.10%
 On the next $5,000,000 ($5,000,000 to $10,000,000)                          1.00%
 On amounts over $10,000,000                                                 0.50%
Note that the fees listed above are the maximum normal fees for asset management. The advising member of
our firm who is responsible for managing your portfolio may offer you lower fees, and you are welcome to
negotiate your fee level. The actual fees we propose to charge will be disclosed in detail in Schedule B of The
Agreement.

We offer individual portfolio design, custom portfolio management for accounts held away from the primary
custodians we recommend (such as employer-sponsored retirement plans), as well as a high level of personal,
individualized service to our customers. We are unaware of any investment advisory and management firm that
offers that level of service at lower fees than us; however, it is possible that another adviser may offer lower
fees for the same level of service.

SPECIAL FEE ARRANGEMENTS
If you wish to have a special fee arrangement, and your advising member agrees to that arrangement, we will
normally describe the arrangement on Schedule B of The Agreement. If there is insufficient space on Schedule B
for a complete description, we will complete or amend the description on Schedule C of The Agreement. For
example, you may have an employer-sponsored retirement account or contract in which there is a limited
number of investment choices, but you wish us to manage those choices. You and your advising member may
agree to a lower fee or no fee for the assets in that account if you have one or more other accounts on which
we charge a fee. In other cases, you may wish us to manage an account which requires extra research and
attention and for which you are willing to be charged a higher fee than in other accounts on which we give
advice.

Special fee arrangements will be reviewed by at least one other advising member of our firm and approved by
that member and your advising member prior to implementation. Such arrangements will only be approved and
implemented if it is clear that the arrangement has been fully disclosed to you and is in your best interest.

ERISA-QUALIFIED RETIREMENT ACCOUNTS
When we provide investment advice to you regarding your retirement plan account or individual retirement
account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act of
1974 (ERISA) and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts.

                                          The Personal Wealth Coach
  12                                   918 North Main Street, Salado, TX 76571
                                           (254) 947-1111 * (800) 914-7526

The way we make money creates some conflicts with your interests, so we operate under a special rule that
requires us to act in your best interest and not put our interests ahead of yours.

       Meet a professional standard of care when making investment recommendations (prudent advice).
       Never put our financial interests ahead of yours when making recommendations (loyal advice).
       Avoid misleading statements about conflicts of interest, fees, and investments.
       Follow policies and procedures designed to ensure that we give advice that is in your best interest.
...

ITEM 7: TYPES OF CLIENTS
We provide investment advice and portfolio management for individuals, families, trusts, foundations, and
companies. Our normal minimum initial portfolio size per new client relationship is $1,000,000; however, we
authorize our managing members to waive that minimum. We routinely waive the minimum size for family
members of existing clients. We may provide a more personalized and detailed level of communication about
portfolio management for clients with larger portfolios while providing a more standardized communication
on our portfolio management regime for smaller portfolios.