Tidehaven Wealth LLC

Fees and Compensation

The following types of fees will be assessed:

Asset Management – Fees are charged in advance and are based primarily on asset size and the
level of complexity of the services provided. In individual cases, Tidehaven Wealth has the sole
discretion to negotiate fees that are lower than the standard fee shown or to waive fees. Fees are
not based on the share of capital gains or capital appreciation of the funds or any portion of the
funds. Comparable services for lower fees may be available from other sources. Fees for the
initial quarter will be prorated based upon the number of calendar days in the calendar quarter that
the advisory agreement is in effect. Fees are based on the market value of the assets on the last
business day of the previous quarter. Annual fees range from 0% - 1.50% depending on the amount
of assets under management (“AUM”) and complexity of services provided. Consulting services
are included in these fees for asset management services with the exception of unique
circumstances that may require a separate agreement for financial planning services (description
and fees are discussed below). If the situation warrants separate financial planning fees, it will be
discussed upfront and a separate agreement will be negotiated.

As authorized in the client agreement, the account custodian withdraws Tidehaven Wealth’s
advisory fees directly from the clients’ accounts or the client may elect to be billed directly,
according to the custodian’s policies, practices, and procedures. The custodial statement includes
the amount of any fees paid for advisory services. You should carefully review the statement from
your custodian/broker-dealer’s statement and verify the calculation of fees.                 Your
custodian/broker-dealer does not verify the accuracy of fees calculations.

Fees are charged in advance on a quarterly basis, meaning that advisory fees for a quarter are
charged on the first day of the quarter. In addition, the fees above are charged by household, not
per account, meaning that clients will receive greater fee discounts by combining the assets of the
household. Clients may terminate investment advisory services obtained from Tidehaven Wealth,
without penalty, upon written notice within five (5) business days after entering into the advisory
agreement with Tidehaven Wealth. The client is responsible for any fees and charges incurred by
the client from third parties as a result of maintaining the account such as transaction fees for any
securities transactions executed and account maintenance or custodial fees. Thereafter, the client
may terminate advisory services upon written notice delivered to and received by Tidehaven
Wealth. Clients who terminate investment advisory services during a quarter are charged a
prorated advisory fee based on the date of Tidehaven Wealth’s receipt of client’s written notice to

terminate. Any earned but unpaid fees are immediately due and payable, and any fees charged in
advance will be prorated and refunded.

Financial Planning – Financial planning services are charged through a fixed fee or hourly
arrangement as agreed upon between the client and Tidehaven Wealth. There will never be an
instance where $1,200 or more in fees is charged six or more months in advance. Hourly fees are
generally charged when the scope of services cannot be determined or if the services are limited
to one meeting. Fixed fees are generally quoted to the client for longer term consulting projects.
Fees are negotiable and vary depending upon the complexity of the client situation and services to
be provided. Hourly fees range from $150 - $250 per hour, depending on what is negotiated
between Tidehaven Wealth and the client. An estimate for total hours and charges is determined
at the start of the advisory relationship. Similar financial planning services may be available
elsewhere for a lower cost to the client. Fixed fees for longer-term consulting projects range from
$1,500 to $10,000 per project.

Clients who wish to terminate the planning process prior to completion may do so with written
notice. The client may obtain a refund of a pre-paid fee if the advisory contract is terminated
before the end of the billing period by contacting us at (843) 284-8040. Upon receipt of written
notification, any earned fee will immediately become due and payable. A client may terminate an
advisory agreement without being assessed any fees or expenses within five (5) days of its signing.

For fixed fee consulting projects, Tidehaven Wealth may charge the entire amount upfront, or half
upfront and the remainder upon the completion of the project. There will never be an instance
where $1,200 or more in fees is charged six or more months in advance.

Additional Fees and Expenses

In addition to advisory fees paid to Tidehaven Wealth as explained above, clients may pay
custodial service, account maintenance, transaction, and other fees associated with maintaining the
account. These fees vary by broker and/or custodian. Clients should ask Tidehaven Wealth for
details on transaction fees or other custodial fees specific to their account, as these fees are not
included in the annual advisory fee. Tidehaven Wealth does not share any portion of such fees.
Additionally, for any mutual funds purchased, the client may pay their proportionate share of the
funds’ distribution, internal management, investment advisory and administrative fees. Such fees
are not shared with Tidehaven Wealth and are compensation to the fund manager. Clients are
urged to read the mutual fund prospectus prior to investing.

Mutual fund companies impose internal fees and expenses on clients. These fees are in addition
to the costs associated with the investment advisory services as described above. Complete details
of such internal expenses are specified and disclosed in each mutual fund company’s prospectus.
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Types of Clients

Tidehaven Wealth provides investment advisory services to primarily individuals. There is no
minimum required to open and maintain an advisory account.

Form ADV, Part 2A, Item 8

Methods of Analysis, Investment Strategies, and Risk of Loss

Tidehaven Wealth’s methods of analysis and investment strategies incorporate the client’s needs
and investment objectives, time horizon, and risk tolerance. Tidehaven Wealth is not bound to a
specific investment strategy for the management of investment portfolios, but rather consider the
risk tolerance levels pre-determined gathered at the account opening, as well as on an on-going
basis.