Todd Wealth Management LLC

Item 5 Fees and Compensation

Portfolio Management Fees

Management fees are based on the value of assets managed, calculated as a percentage of
assets under management and may be negotiated. The annual fees are:

Assets                               Annual Fee
First $500,000                       1.00%
Next $500,000                        0.75%
Next $1,000,000                      0.50%
Above $2,000,000                     Negotiable

We charge fees quarterly in advance at one-fourth of the annual rate based on your account
value on the first day of the billing calendar quarter.

Fixed Fees may be charged on some accounts. Fixed fees are negotiated on a case-by-case
basis.

If you have more than one account and/or family-related accounts, the total values are
aggregated to determine the fee percentages and then pro-rated equally amount the accounts.
You may arrange for the fee to be deducted from just one account for all accounts as long as
there are no conflicts with ERISA requirements.

When you sign our Investment Management Agreement (“Agreement”), you will authorize your
account’s qualified custodian to deduct our management fees from your account upon receipt of
our written notice of the amount of the fees to be deducted. At the beginning of each quarter, we
will send you a written invoice itemizing the fees, the formula used to calculate the fees, the
period covered by the fees, and the amount of assets under management on which the fees
were based. Your account’s custodian will send the fees to us and reflect the amount deducted
on your account’s statement.

When a copy of the Brochure Document (Form ADV) is not provided to the client at least 48
hours prior to signing the Agreement, the client has five business days in which to cancel the
contract, without penalty.

Client accounts with Crosspoint Capital Management are billed quarterly in arrears for a fee
ranging from 0.75% to 0.50% of the account value of the assets under management.

Other Charges

Our management fees are separate from charges assessed by third parties, such as
account fees, custodian fee, mutual fund companies, etc.

These costs are in addition to our management fees. For information about the factors we
consider in selecting and/or recommending brokerage firms, see Item 12 -Brokerage Practices
below.

In the case of mutual funds, mutual funds charge an advisory fee in addition to the management
fee you pay to us. Some funds assess administrative fees and 12b-1 fees. These funds’
advisory, administrative, and 12b-1 fees are described in the funds’ prospectuses. Likewise,
when investing in ETFs, you will bear the ETFs proportionate share of fees and expenses as an
investor in the ETF. You do not pay these fees directly; rather these fees are deducted from the
mutual fund or ETFs assets. These deductions affect the performance of the investment.

Mr. Heath-Hazlett is also a licensed insurance agent. Mr. Heath-Hazlett may receive
commissions and/or service fees from fixed annuities or life insurance that you purchase from
him in his individual capacity as an insurance agent. Lower fees and/or charges may be
available from other sources. You are under no obligation to purchase these products through
Mr. Heath-Hazlett. Please see Item 10 - Other Financial Industry Activities and Affiliations
below addressing conflicts of interest related to these activities.

Termination of Management Services

Either Todd Wealth Management or the client may terminate their Agreement at any time,
subject to any written notice requirements in the Agreement. Where an Agreement is terminated
during the calendar quarter, fees for partial periods are pro-rated. The refund will be calculated
by rounding the remaining days left in the quarter to the nearest month. Any fees due to the
client will be remitted promptly within 30 days.

Item 7 Types of Clients
We provide our advisory services to individuals, trusts, and estates. Todd Wealth Management
requires no minimum account balances and/or fees to manage your portfolio.