Trailwise Financial Partners LLC

ITEM 5 - FEES AND COMPENSATION
In addition to the information provided in Item 4 – Advisory Business, this section details our Firm’s services and
each service’s fees and compensation arrangement. The Client and TrailWise’s Investment Advisory Agreement
will outline and agree upon the exact costs and other terms related to the Client’s Accounts.

INVESTMENT MANAGEMENT FEE

Our Firm offers investment management services for an annual fee based on the amount of assets under
management. Our maximum annual fee is 1.25%, based on a tiered fee schedule outlined below.
Our annual fee is reasonable in relation to (1) the services provided and (2) the fees charged by other investment
advisers offering similar services/programs.

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                                           Blended Tiered Fee Schedule

                         Investment Advisory Services NOT INCLUDING Financial Planning

                              Assets Under Management                     Annual Fee

                          Household Assets up to $500,000                    1.00%
                                $500,001 - $1,000,000                        0.90%
                               $1,000,001 - $2,500,000                       0.75%
                               $2,500,001 - $5,000,000                       0.60%

                               $5,000,001 - $10,000,000                      0.45%
                              $10,000,001 - $25,000,000                      0.30%
                              $25,000,001 - $50,000,000                      0.20%

                                $50,000,001 and above                        0.15%

                                           Blended Tiered Fee Schedule

                            Investment Advisory Services INCLUDING Financial Planning

                              Assets Under Management                     Annual Fee

                           Household Assets up to $250,000                   1.25%

                                 $250,001 - $500,000                         1.15%

                                $500,001 - $1,000,000                        1.00%
                               $1,000,001 - $2,500,000                       0.80%

                               $2,500,001 - $5,000,000                       0.70%
                               $5,000,001 - $25,000,000                      0.50%

                              $25,000,001 - $50,000,000                      0.40%

                              $50,000,001 - $75,000,000                      0.35%

                             $75,000,001 - $100,000,000                      0.30%
                               $100,000,001 and above                        0.25%

Our annual fee is prorated and charged quarterly, in advance, based on the value of the Client’s assets under
management as of the close of business on the last business day of the previous quarter. Cash and cash
equivalents, including money market funds, are subject to the agreed-upon advisory fee. Clients should
understand that the advisory fees charged on these balances may exceed the returns provided by cash, cash
equivalents, or money market funds, especially in low-interest rate environments.
Our Firm retains complete discretion to negotiate fees and may waive or impose different fees on any Client.
The investment advisory fees will be deducted from your account and paid directly to our Firm by the qualified
Custodian(s) of your account. The Client will authorize your account's qualified Custodian(s) to deduct fees from
the account and pay such fees directly to our Firm. All account assets, transactions, and advisory fees will be
shown on the monthly or quarterly statements provided by the Custodian. You should review your account

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JANUARY 2026 | PAGE 11 OF 30

statements received from the qualified Custodian(s) and verify that appropriate investment advisory fees are
being deducted. The qualified Custodian(s) will not verify the accuracy of the investment advisory fees deducted.
We may aggregate related Client accounts to calculate the advisory fee applicable to the Client. The investment
management agreement will outline the fee charged to a Client and any breakpoints based on the level of assets
managed. The fees are subject to change with prior written notice to the Client.
Our annual investment advisory fee may be higher than that of other investment advisers that offer similar
services and programs. In addition to our compensation, you may incur charges imposed at the mutual fund
level (e.g., advisory fees and other fund expenses).
Accounts initiated or terminated during a calendar quarter will be charged a prorated fee based on the days the
Client account was open during that quarter. Any prepaid, unearned fees will be refunded upon termination of
any account.
Clients should be aware that LPL charges transaction charges in addition to the fee that you pay for investment
advisory services provided through TrailWise. Certain share classes pay LPL compensation for the administrative
and recordkeeping services LPL provides to the mutual fund. Clients should understand that another financial
services firm may offer the same mutual fund at a lower overall cost to the investor than is available through LPL.
LPL has made available a no-transaction-fee (NTF) mutual fund network. This network of funds will make only
one share class available for specific fund families. When NTF funds are purchased in SWM account, no
transaction charges are assessed to the client or advisor. Sponsors of mutual funds in the NTF network pay LPL
compensation to participate in the NTF network. Not all share classes or funds within a fund family may be
available at NTF. When NTF funds are redeemed, the transaction costs are waived. There are some exceptions
...

ITEM 7 - TYPES OF CLIENTS
Our Firm provides discretionary and non-discretionary investment management, investment advice, financial
planning, consulting and advisement, and retirement plan services to individuals, high-net-worth individuals and
families, employer-sponsored retirement plans charitable organizations, trusts, businesses, and business owners
Our firm does not require a minimum account value for advisory services.
For fee calculation purposes, unless instructed otherwise, we will automatically aggregate related client
accounts, a practice commonly known as "householding" portfolios. Householding may result in lower fees than
if each account were billed separately, as the combined value is used to determine the account size and the
corresponding annualized fee.
Our approach to householding considers the overall family dynamic and relationship. Additionally, if applicable,
and as noted in Appendix B of the Investment Management Agreement, legacy positions may be excluded from
the fee calculation.
Clients must execute a written agreement with our Firm specifying the advisory services to establish a Client
arrangement with us.