Trio Wealth Management LLC

Item 5: Fees and Compensation
Please note, unless a Client has received this brochure at least 48 hours prior to signing an Advisory Contract,
the Advisory Contract may be terminated by the Client within five (5) business days of signing the Advisory
Contract without penalty.

How we are paid depends on the type of advisory services we perform. Below is a brief description of our
fees, however, you should review your executed Advisory Contract for more detailed information regarding
the exact fees you will be paying. No increase to the agreed-upon advisory fees outlined in the Advisory
Contract shall occur without prior Client consent.

Investment Management Services

The fee is based on a percentage of assets under management and is negotiable. The annualized fees for
investment management services are based on the following fee schedule:

                       Assets Under Management                     Annual Advisory Fee

                             First $1 million                              1.00%

                        $1,000,001 - $4,000,000                            0.75%

                        $4,000,001 - $7,000,000                            0.50%

                       $7,000,001 - $10,000,000                          0.40%

                        $10,000,001 and Above                            0.30%

The annual advisory fee is paid quarterly in advance based on the value of Client’s account(s) as of the last
day of the prior billing period. The advisory fee is a blended tier. For example, for assets under management
of $2,000,000, a Client would pay 1.00% on the first million and 0.75% on the second million.

The cost of ongoing financial planning is included in the annual advisory fee for Investment Management
Services.

In determining the advisory fee, we may allow accounts of members of the same household to be aggregated.
TWM relies on the valuation as provided by Client’s custodian in determining assets under management. Our
advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial
and terminating billing periods. Clients may make additions or withdrawals from their account at any time;
however, TWM reserves the right to adjust our advisory fees on a pro-rata basis on account of any such cash-
flow transactions.

In conjunction with TWM’s Investment Management Services, TWM may allocate a portion of a client’s
investment assets among unaffiliated Independent Managers. Client assets managed by Independent
Managers will be subject to an additional annual fee in a range from 0.10% to 0.50%, paid to the
Independent Manager. The Independent Manager fee is not negotiable. These accounts are subject to a
minimum asset level of $100,000. Clients who do not wish to utilize Independent Managers may direct TWM
accordingly. There will be no compensation differential charged to clients above the TWM advisory fee and
Independent Manager fee disclosed in this section. Clients can find more information about the
Independent Manager’s fees in the Independent Manager’s Form ADV brochure. The total combined fee a
client will pay for this service at each tiered level of account value management is as follows:

      Assets Under Management           Combined Annual Advisory Fee + Independent Manager Fee

            First $1 million                                       1.50%

        $1,000,001 - $4,000,000                                    1.25%

        $4,000,001 - $7,000,000                                    1.00%

       $7,000,001 - $10,000,000                                    0.90%

        $10,000,001 and Above                                      0.80%

Ongoing Financial Planning

For clients who prefer ongoing financial planning without Investment Management Services, TWM collects an
initial fee between $250 and $5,000. The initial fee covers the initial construction of the comprehensive
financial plan. This work will commence immediately after the fee is paid, and the length of time required to
complete and deliver the plan is dependent on several factors including the needs of the Client, the Client’s
ability to provide any necessary information and documentation, as well as the complexity of their financial

situation. Advisor may reduce or waive the initial fee at the Advisor’s discretion. At no time do we require
prepayment of $500 or more six months or more in advance of rendering the services.

After the initial financial plan has been delivered, we charge a recurring fixed fee for Ongoing Financial
Planning. Fees are paid monthly in advance, ranging from $250 to $1,000. The fee range is dependent upon
variables including the specific needs of the Client, complexity, estimated time, research, and resources
required to provide services to you, among other factors we deem relevant. Fees are negotiable and the final
agreed upon fee will be outlined in your Advisory Contract.

Project-Based Financial Planning

We charge a fixed fee for Project-Based Financial Planning. Fixed fee rates range from $250 to $10,000. The
fee range is dependent upon variables including the specific needs of the Client, complexity, estimated time,
research, and resources required to provide services to you, among other factors we deem relevant. Fees are
negotiable and the final agreed upon fee will be outlined in your Advisory Contract. TWM collects 25% of the
fee in advance with the remainder due upon completion of the services. TWM will not bill an amount above
$500 more than 6 months or more in advance of rendering the services.

Educational Seminars / Speaking Engagements

Seminars and speaking engagements are offered to organizations and the public on a variety of financial
topics. Fees range from $0 to $10,000 per seminar or $0 to $500 per participant and are negotiable. The fee
range is based on the content, amount of research conducted, the number of hours of preparation needed,
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Item 7: Types of Clients
We provide financial planning and investment management services to individuals and high net-worth
individuals.

Our minimum account size requirement is $500,000 to open or maintain an account under our management.
TWM may reduce or waive the minimum account size requirement on a case-by-case basis.