True Coastal Capital LLC

Item 5 Fees and Compensation
Portfolio Management Services

Our fee for portfolio management services is based on a percentage of the assets in your account(s) and
is set forth in the following annual fee schedule. The below fees are negotiable.

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                           Annual Fee Schedule – Portfolio Management Services

               Assets Under Management                             Annual Fee
               $0 - $500,000                                       1.15%
               $500,001 - $1,000,000                               1.00%
               $1,000,001 and greater                              0.90%

Our annual fee is (i) billed monthly in arrears; (ii) based on the average daily balance of the preceding
month; and (iii) pro-rated for the initial calendar month of services; and (iv) prorated for final calendar
month of services if the termination date does not coincide with the last day of a calendar month.

In calculating the annual fee, you are advised of the following: (i) You will be billed on a tiered schedule.
This means, for example, a client who has $4 million in assets under management will be billed on the
first $500,000 at 1.15% or the agreed upon rate; the next $500,000 at 1.00% or agreed upon rate; and for
assets over $1,000,000 at 0.90% or agreed upon rate. (ii) At our discretion, we may combine the account
values of family members living in the same household to determine the applicable advisory fee. For
example, we may combine account values for you and your minor children, joint accounts with your
spouse, and other types of related accounts. Combining account values may increase the asset total,
which may result in your paying a reduced advisory fee based on the available breakpoints in our annual
fee schedule stated above.

Our fees and the manner and timing of billing may be modified by us by providing at least 30 days’
advance notice to you regarding any such change. If such proposed change is not agreeable to you, you
shall have the ability, consistent with the terms of its agreement with Adviser, to terminate the
engagement for services. However, a client and our firm may agree to or have previously agreed to
alternative methods of billing including the calculation of the portfolio management fee. One, a client and
our firm may agree all assets are billed on a non-tiered schedule, meaning cumulative assets are billed at
the annual fee percentage above, unless otherwise negotiated, within the range for cumulative assets.
For example, a client who has $4 million in assets under management will be billed at 0.90%. Two, a
client and our firm may agree to bill portfolio management fees quarterly in arrears. Three, a client and
our firm may agree that the calculation of the amount of assets may be based on the value of an account
at the end of a calendar month as opposed to the daily average balance.

Advisory fees will be deducted from your account(s) after written authorization from you has been
received authorizing the custodian of your account(s) to charge your account(s) upon notification from us
to the custodian unless you pay us directly for service.

The qualified custodian of your account will send an account statement to you, at least quarterly,
identifying the amount of funds and of each security in the account at the end of the period and setting
forth all transactions inthe account during that period, including the amount of any advisory fees paid
directly to our firm. We recommend that you carefully review all account statements received from the
custodian of your account immediately upon receipt. If you find any inconsistent information or incorrect
information, orifyou have any other questions or concerns with respect to our billing practices or otherwise,
please call us at the telephone number located on the cover page of this brochure.

You may terminate your portfolio management agreement with us at any time and without penalty, upon
30 days’ written notice to our firm. In the event of termination, you will incur a pro-rata charge for services
rendered prior to the termination of our portfolio management agreement. This means you will incur
advisory fees only in proportion to the number of days in the calendar month during which you were a
client.

Financial Planning and Consultation Services

Our fee for financial planning and consultation services is based on an hourly fee or a fixed fee based on
T.R.U.E. Coastal Capital, LLC | ADV Part 2A Brochure March 2026                                     Page 8 of 21

your net worth. Fees for financial planning and consultation services are negotiable.

Hourly Financial Planning and Consultation Fee

We will assess an hourly fee not to exceed $400 with a minimum charge of 1 hour. After 1 hour, a client
will be charged in increments of 1/4 of the hourly fee for every 15 minutes. The client is responsible for
payment after services have been provided.

Basic and Advanced Financial Planning and Consultation Fee

We will charge the following fees for basic and advanced financial planning and consultation services.
Based on your circumstances, our firm and a client may agree on a customized fee within these ranges to
best accommodate your needs. For purposes of this schedule, net worth includes business value (if any,
less liabilities), cash value of life insurance, value of investments, equity in primary residence, equity in
other real estate, and personal property.

                                 Net Worth                        Net Worth           Net Worth
                                 < $1 Million                     $1 Millon to < $3   $3 Million or More
                                                                  Million

 Basic                           $1,750                           $2,750              Not Applicable
...

Item 7 Types of Clients
We typically offer investment advisory services to individuals (including high net worth individuals). We can
also provide services to other client types, including but not limited to, businesses and charitable
organizations. In general, we have a $500,000 minimum initial account value to open and maintain an
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advisory account; however, we have the right to terminate your account if it falls below a minimum size
which, in our opinion, is too small to manage effectively. The minimum account value may be negotiated
at our sole discretion.