True Measure Wealth Management

Fees and Compensation
     Description
        TRUE MEASURE WEALTH MANAGEMENT bases its fees on a percentage
        of assets under management, subscription fees, hourly charges, and fixed
        fees.
          Advisory Agreements and Investment Management Agreements may be
          priced based on the complexity of work, especially when asset management
          is not the most significant part of the relationship.
          Fees are negotiable.

     Fee Billing
         Investment management fees are billed quarterly, in arrears, meaning that we
         invoice you after the three-month billing period has ended. Payment in full is
         expected upon invoice presentation. Fees are usually deducted from a
         designated client account to facilitate billing. The client must consent in
         advance to direct debiting of their investment account. Investment
         management fees may be billed directly to the client if so requested in writing
         by the client.
Financial planning fees are billed annually or quarterly dependent upon client’s
preference.

     Other Fees
         Custodians may charge transaction fees on purchases or sales of certain
         securities. These transaction charges are usually small and incidental to the
         purchase or sale of a security. The selection of the security is more important
         than the nominal fee that the custodian charges to buy or sell the security.
          TRUE MEASURE WEALTH MANAGEMENT, in its sole discretion, may waive
          its financial planning fee and/or charge a lesser investment advisory fee
          based upon certain criteria (e.g., historical relationship, type of assets,
          anticipated future earning capacity, anticipated future additional assets, dollar
          amounts of assets to be managed, related accounts, account composition,
          negotiations with clients, etc.).

     Expense Ratios
        Mutual funds generally charge a management fee for their services as
        investment managers. The management fee is called an expense ratio. For
        example, an expense ratio of 0.50 means that the mutual fund company
        charges 0.5% for their services. These fees are in addition to the fees paid
        by you to TRUE MEASURE WEALTH MANAGEMENT.

                             True Measure Wealth Management

       Performance figures quoted by mutual fund companies in various publications
       are after their fees have been deducted.

   Past Due Accounts and Termination of Agreement
       TRUE MEASURE WEALTH MANAGEMENT reserves the right to stop work
       on any account that is more than 90 days overdue. In addition, TRUE
       MEASURE WEALTH MANAGEMENT reserves the right to terminate any
       financial planning engagement where a client has willfully concealed or has
       refused to provide pertinent information about financial situations when
       necessary and appropriate, in TRUE MEASURE WEALTH MANAGEMENT’s
       judgment, to providing proper financial advice. Any unused portion of fees
       collected in advance will be refunded within 30 days.

Types of Clients
   Description
      TRUE MEASURE WEALTH MANAGEMENT generally provides investment
      advice to individuals, pension and profit sharing plans, trusts, estates, or
      charitable organizations, corporations or business entities.
       Client relationships vary in scope and length of service.

   Account Minimums
      TRUE MEASURE WEALTH MANAGEMENT has no account minimums.

Methods of Analysis, Investment Strategies and Risk of Loss