Intelligent Financial Strategies LLC

Item 5           Fees and Compensation

Investment Advisory Services
If the client determines to engage the Registrant to provide discretionary and/or non-discretionary
investment advisory services on a fee-only basis, the Registrant’s negotiable annual investment
advisory fee is based upon a percentage (%) of the market value of the assets placed under the
Registrant’s management (between 0.50% and 1.00%) as follows:

                 Assets Under Management                            Annual Fee (%)
                 On the first $2,000,000                              1.00%
                 Amounts over $2,000,000                              0.50%

Registrant, in its sole discretion, may charge a lesser investment advisory fee and/or charge a fixed
fee based upon certain objective and subjective criteria (i.e. anticipated future earning capacity,
anticipated future additional assets, dollar amount of assets to be managed, related accounts,
account composition, prior fee schedules, competition, the scope and complexity of the
engagement; the anticipated number of meetings and servicing needs; related accounts; future
earning capacity; anticipated future additional assets; the professional(s) rendering the service(s);
prior relationships with the Registrant and/or its representatives, and negotiations with client, etc.).
Please Note: As result of the above, similarly situated clients could pay different fees. In addition,
similar advisory services may be available from other investment advisers for similar or lower fees.
ANY QUESTIONS: Registrant’s Chief Compliance Officer, Jason P. Good, remains available to
address any questions that a client or prospective client may have regarding advisory fees.

Registrant's annual investment advisory fee shall include investment advisory services, and, to the
extent requested by the client, financial planning and consulting services. In the event that the client
requires extraordinary planning and/or consultation services (to be determined in the sole discretion
of the Registrant), the Registrant may determine to charge for such additional services, the dollar
amount of which shall be set forth in a separate written notice to the client.

The Firm’s policy is to treat intra-quarter account additions and withdrawals equally (i.e., the Firm
does not charge for intra-quarter additions or withdrawals) unless indicated to the contrary on the
Firm’s Investment Advisory Agreement executed by the client

Please Note: Cash Positions. Registrant continues to treat cash as an asset class. As such, unless
determined to the contrary by Registrant, all cash positions (money markets, etc.) shall continue to
be included as part of assets under management for purposes of calculating Registrant’s advisory
fee. At any specific point in time, depending upon perceived or anticipated market
conditions/events (there being no guarantee that such anticipated market conditions/events will

occur), Registrant may maintain cash positions for defensive purposes. In addition, while assets are
maintained in cash, such amounts could miss market advances. Depending upon current yields, at
any point in time, Registrant’s advisory fee could exceed the interest paid by the client’s money
market fund. .ANY QUESTIONS: The Registrant’s Chief Compliance Officer, Jason P. Good,
remains available to address any questions that a client or prospective may have regarding
the above fee billing practice.

Clients may elect to have the Registrant’s advisory fees deducted from their custodial account. Both
Registrant's Investment Advisory Agreement and the custodial/ clearing agreement may authorize
the custodian to debit the account for the amount of the Registrant's investment advisory fee and to
directly remit that management fee to the Registrant in compliance with regulatory procedures. In
the limited event that the Registrant bills the client directly, payment is due upon receipt of the
Registrant’s invoice. The Registrant shall deduct fees and/or bill clients quarterly in advance, based
upon the market value of the assets on the last business day of the previous quarter. Registrant’s
policy is to treat intra-quarter account additions and withdrawals equally unless indicated to the
contrary on the Firm’s Investment Advisory Agreement executed by the client.

As discussed below, unless the client directs otherwise or an individual client’s circumstances
require, the Registrant shall generally recommend that Fidelity or Schwab serve as the broker-
dealer/custodian for client investment management assets. Broker-dealers/custodians such as
Fidelity and Schwab charge brokerage commissions and/or transaction fees for effecting certain
securities transactions (i.e., transaction fees are charged for certain mutual funds). In addition to
Registrant’s investment management fee, brokerage commissions and/or transaction fees, clients
will incur, relative to all mutual fund and exchange traded fund purchases, charges imposed at the
fund level (e.g., management fees and other fund expenses). While certain custodians, including
Schwab and Fidelity, generally (with exceptions) do not currently charge fees on individual equity
transactions (including ETFs), others do.

There can be no assurance that Schwab and or Fidelity will not change their transaction fee pricing
in the future. Schwab and Fidelity may also assess fees to clients who elect to receive trade
confirmations and account statements by regular mail rather than electronically.

Registrant's annual investment advisory fee shall be prorated and paid quarterly, in advance, based
upon the market value of the assets on the last business day of the previous quarter. Registrant
generally imposes an account minimum of $750,000 for investment advisory services. However,
Registrant, in its sole discretion, may charge a lesser investment management fee based upon
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Item 7           Types of Clients

The Registrant’s clients shall generally include individuals, high net worth individuals, trusts,
estates, and charitable organizations. Registrant generally imposes an account minimum of
$750,000 for investment advisory services. The Registrant, in its sole discretion, may reduce or
waive its minimum asset requirement based upon certain criteria (i.e. anticipated future earning
capacity, anticipated future additional assets, related accounts, account composition, negotiations
with client, etc.). Please Note: As result of the above, similarly situated clients could pay different
fees. Similar advisory services may be available from other investment advisers for similar or lower
fees. ANY QUESTIONS: Registrant’s Chief Compliance Officer, Jason P. Good, remains
available to address any questions that a client may have regarding its advisory fee schedule.