Truwealth Advisors LLC

Item 5. Fees and Compensation
      TruWealth offers services on a fee basis, which includes fixed fees, as well as fees based upon assets under
      management. Additionally, certain of the Firm’s Supervised Persons, in their individual capacities, offer
      insurance products under a separate commission-based arrangement.

      Financial Planning Fees

      TruWealth charges fixed fees for providing financial planning services. As set forth above, these services
      may be provided under a stand-alone financial planning engagement or as part of comprehensive wealth
      management engagement.
      The Firm’s fixed fees for financial planning services vary depending on the scope and complexity of the
      services for which the Firm is engaged. For project-based engagements, the Firm generally charges a fixed
      fee for initial planning ranging from $250 to $10,000. For on-going engagements, the Firm generally
      charges a subscription fee ranging from $0 to $899 per month. For project-based engagements, the Firm
      requires a minimum of one-half of the fixed fee for initial planning upon execution of the Advisory
      Agreement. The outstanding balance of the fixed fee for initial planning is due upon completion of the
      initial planning. For on-going engagements, subscription fees are charged in arrears.
      Where the Firm is engaged for financial planning services under a stand-alone engagement and a client
      subsequently engages the Firm for additional investment advisory services, TruWealth may offset all or a
      portion of its fees for those services based upon the amount paid for the financial planning and/or consulting
      services.

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 Disclosure Brochure                                                        TruWealth Advisors, LLC

      Investment Management Fees

      TruWealth offers investment management services for an annual fee based on the amount of assets under
      the Firm’s management. As set forth above, these services may be provided under a stand-alone investment
      management engagement or as part of a comprehensive wealth management engagement. The Firm’s fee
      for investment management services varies in accordance with the following fee schedule:

                                   PORTFOLIO VALUE                      BASE FEE
                                         Up to $1,000,000              Up to 1.00%
                                  $1,000,001 to $1,999,999             Up to 0.90%
                                 $2,000,000 to $2,999,999              Up to 0.80%
                                 $3,000,000 to $3,499,999              Up to 0.70%
                                 $3,500,000 to $4,500,000              Up to 0.60%
                                     Above $4,500,000                  Up to 0.55%

      The annual fee is prorated and charged monthly in arrears, based upon the market value of the average daily
      account balance as determined by a party independent from the Firm (including the client’s custodian or
      another third-party). For the initial period of an engagement, the fee is calculated on a pro rata basis. In
      the event the advisory agreement is terminated, the fee for the final billing period is prorated through the
      effective date of the termination and the outstanding or unearned portion of the fee is charged or refunded
      to the client, as appropriate.

      In addition, the Firm charges different fees for assets that may be held with an outside custodian. This
      includes advice about variable annuities which is generally 50 basis points (0.50%) per annum, billed
      quarterly, in arrears, based on the market value of the annuities for the average of the month end values
      during the quarter. Also, the Firm advises on self-directed brokerage accounts for a fixed fee, typically be
      $500 to $1,000 per client, per year, charged in advance.

      The Firm includes cash in a client’s account in determining the valuation for billing purposes. The Firm
      may, in its sole discretion, not include cash in determining the fee, especially where a client has a high
      percentage of cash for reasons other than the Firm's investment management decision. Additionally, for
      asset management services the Firm provides with respect to certain client holdings (e.g., held-away assets,
      accommodation accounts, alternative investments, etc.), TruWealth may negotiate a fee rate that differs
      from the range set forth above.

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 Disclosure Brochure                                                          TruWealth Advisors, LLC

      Retirement Plan Consulting Fees

      TruWealth charges as fixed project-based fee to provide clients with retirement plan consulting services.
      Each engagement is individually negotiated and tailored to accommodate the needs of the individual plan
      sponsor, as memorialized in the Agreement. These fees vary, based on the scope of the services to be
      rendered, and range up to $25,000 per annum for highly complex and involved engagements. In those
      situations where TruWealth has agreed to manage a plan’s assets, the Firm also charges an annual asset-based
      fee between 10 and 150 basis points (0.10% – 1.50%), depending upon the amount of assets to be managed.
      Fee Discretion

      TruWealth may, in its sole discretion, negotiate to charge a lesser fee based upon certain criteria, such as
      anticipated future earning capacity, anticipated future additional assets, dollar amount of assets to be
      managed, related accounts, account composition, pre-existing/legacy client relationship, account retention
      and pro bono activities.
...

Item 7. Types of Clients
      TruWealth offers services to individuals, trusts, estates, charitable organizations, corporations and business
      entities, and pension and profit-sharing plan sponsors.
      Minimum Account Requirements

      TruWealth does not impose a stated minimum fee or minimum portfolio value for starting and maintaining
      an investment management relationship.