TSA Wealth Management LLC

Fees and Compensation

The following types of fees will be assessed:

ASSET MANAGEMENT – Fees are charged quarterly in arrears and are based primarily on asset size and the level of complexity of
the services provided. In individual cases, TSAWM has the sole discretion to negotiate fees that are lower than the standard fee
shown or to waive fees. Fees are not based on the share of capital gains or capital appreciation of the funds or any portion of the
funds. Comparable services for lower fees may be available from other sources. Fees for the initial quarter will be prorated based
upon the number of calendar days in the calendar quarter that the advisory agreement is in effect. Fees are based on the market
value of the Assets Under Management; the value of the Assets Under Management is determined by the average daily market
value of the assets during the previous quarter. Annual fees range from .20% - 1.00%, depending on the amount of assets under
management (“AUM”) – See chart below. Consulting services are included in these fees for asset management services.

Fee Schedule for Asset Management:

    Account Value Tier                                                        Tier Maximum Annual Advisory Fee

    First $2,000,000                                                                      1.00%

    $2,000,001 - $3,000,000                                                               0.80%

    $3,000,001 - $4,000,000                                                               0.60%

    $4,000,001 - $5,000,000                                                               0.40%

    $5,000,001 - $10,000,000                                                              0.30%

    $10,000,001 and above                                                                 0.20%

As authorized in the client agreement, the account custodian withdraws TSA Wealth Management LLC’s advisory fees directly from
the clients’ accounts according to the custodian’s policies, practices, and procedures. The custodial statement includes the amount
of any fees paid to TSAWM for advisory services. You should carefully review the statement from your custodian/broker-dealer’s
statement and verify the calculation of fees. Your custodian/broker-dealer does not verify the accuracy of fee calculations.

Fees are charged in arrears on a quarterly basis, meaning that advisory fees for a quarter are charged in the following quarter. Clients
may terminate investment advisory services obtained from TSAWM, without penalty, upon written notice within five (5) business
days after entering into the advisory agreement with TSAWM. The client is responsible for any fees and charges incurred by the
client from third parties as a result of maintaining the account such as transaction fees for any securities transactions executed and
account maintenance or custodial fees. Thereafter, the client may terminate advisory services upon written notice delivered to and
received by TSAWM. Clients who terminate investment advisory services during a quarter are charged a prorated advisory fee based
on the date of TSAWM’s receipt of client’s written notice to terminate. Any earned but unpaid fees are immediately due and payable,
and any prepaid and unearned fees will be immediately refunded.

Additional Fees and Expenses

In addition to advisory fees paid to TSAWM as explained above, clients may pay custodial service, account maintenance, transaction,
and other fees associated with maintaining the account. These fees vary by broker and/or custodian. Clients should ask TSAWM for
details on transaction fees or other custodial fees specific to their account, as these fees are not included in the annual advisory fee.
TSAWM does not share any portion of such fees. Additionally, for any mutual funds purchased, the client may pay their proportionate
share of the funds’ distribution, internal management, investment advisory and administrative fees. Such fees are not shared with
TSAWM and are compensation to the fund manager. Clients are urged to read the mutual fund prospectus prior to investing.

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Mutual fund companies impose internal fees and expenses on clients. These fees are in addition to the costs associated with the
investment advisory services as described above. Complete details of such internal expenses are specified and disclosed in each
mutual fund company’s prospectus. Clients are strongly advised to review the prospectus(es) prior to investing in such securities.

Mutual funds purchased or sold in broker-dealer accounts may generate transaction fees that would not exist if the purchase or sale
were made directly with the mutual fund company. Mutual funds held in broker-dealer accounts also charge management fees.
These mutual fund management fees may be more or less than the mutual fund management fees charged if the client held the
mutual fund directly with the mutual fund company.

Clients may purchase shares of mutual funds directly from the mutual fund issuer, its principal underwriter, or a distributor without
purchasing the services of TSAWM or paying the advisory fee on such shares (but subject to any applicable sales charges). Certain
mutual funds are offered to the public without a sales charge. In the case of mutual funds offered with a sales charge, the prevailing
sales charge (as described in the mutual fund prospectus) may be more or less than the applicable advisory fee. However, clients
would not receive TSAWM’s assistance in developing an investment strategy, selecting securities, monitoring performance of the
account, and making changes as necessary.

Please refer to Item 12 “Brokerage Practices” of this brochure for additional information.

Form ADV, Part 2A, Item 6

Performance-Based Fees and Side-By-Side Management
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Types of Clients

TSAWM offers investment advisory services to individuals and high net worth individuals, corporations and charities. There is a
$500,000 minimum account size to open and maintain an advisory account. Though there is a $500,000 minimum account size,
this is negotiable.

Form ADV, Part 2A, Item 8

Methods of Analysis, Investment Strategies, and Risk of Loss

TSAWM’s methods of analysis and investment strategies incorporate the client’s needs and investment objectives, time horizon,
and risk tolerance. TSAWM is not bound to a specific investment strategy for the management of investment portfolios, but rather
consider the risk tolerance levels pre-determined gathered at the account opening, as well as on an on-going basis. Examples of
methodologies that our investment strategies may incorporate include:

Asset Allocation – Asset Allocation is a broad term used to define the process of selecting a mix of asset classes and the efficient
allocation of capital to those assets by matching rates of return to a specified and quantifiable tolerance for risk.

Dollar-Cost Averaging – Dollar-cost averaging is the technique of buying a fixed dollar amount of securities at regularly scheduled
intervals, regardless of the price per share. This will gradually, over time, decrease the average share price of the security. Dollar-
cost averaging lessens the risk of investing a large amount in a single investment at the wrong time.

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Technical Analysis – involves studying past price patterns and trends in the financial markets to predict the direction of both the
overall market and specific stocks.

Long-Term Purchases – securities purchased with the expectation that the value of those securities will grow over a relatively long
period of time, generally greater than one year.

Short-Term Purchases – securities purchased with the expectation that they will be sold within a relatively short period of time,
generally less than one year, to take advantage of the securities’ short term price fluctuations.

Our strategies and investments may have unique and significant tax implications. Regardless of your account size or other factors,
we strongly recommend that you continuously consult with a tax professional prior to and throughout the investing of your assets.

Investing in securities involves risk of loss that clients should be prepared to bear. Although we manage your portfolio with strategies
and in a manner consistent with your risk tolerances, there can be no guarantee that our efforts will be successful. You should be
prepared to bear the risk of loss.

All investments involve the risk of loss, including (among other things) loss of principal, a reduction in earnings (including interest,
dividends, and other distributions), and the loss of future earnings. These risks include market risk, interest rate risk, issuer risk, and
general economic risk. Regardless of the methods of analysis or strategies suggested for your particular investment goals, you
should carefully consider these risks, as they all bear risks.

TSAWM’s primary goal for investing is to help the client maintain purchasing power over the long term. This may result in short
term variability and loss of principal. Time horizon and risk tolerance are key determinates of the proper asset allocation. TSAWM’s
approach focuses on taking appropriate risks for which clients are compensated (i.e. market risk) and seeking to limit or eliminate
risks that do not provide compensation over the long term (i.e. individual stock risk or lack of portfolio risk):

Below are some more specific risks of investing:

Market Risk. The prices of securities in which clients invest may decline in response to certain events taking place around the world,
including those directly involving the companies whose securities are owned by the client or an underlying fund; conditions
affecting the general economy; overall market changes; local, regional or global political, social or economic instability; and currency,
interest rate and commodity price fluctuations. Investors should have a long-term perspective and be able to tolerate potentially
sharp declines in market value.

Management Risk. TSAWM’s investment approach may fail to produce the intended results. If our perception of the performance of a
specific asset class or underlying fund is not realized in the expected time frame, the overall performance of client’s portfolio may
suffer.

Equity Risk. Equity securities tend to be more volatile than other investment choices. The value of an individual mutual fund or ETF
can be more volatile than the market as a whole. This volatility affects the value of the client’s overall portfolio. Small- and mid-cap
companies are subject to additional risks. Smaller companies may experience greater volatility, higher failure rates, more limited
markets, product lines, financial resources, and less management experience than larger companies. Smaller companies may also
have a lower trading volume, which may disproportionately affect their market price, tending to make them fall more in response
to selling pressure than is the case with larger companies.

Fixed Income Risk. The issuer of a fixed income security may not be able to make interest and principal payments when due. Generally,
the lower the credit rating of a security, the greater the risk that the issuer will default on its obligation. If a rating agency gives a
debt security a lower rating, the value of the debt security will decline because investors will demand a higher rate of return. As
nominal interest rates rise, the value of fixed income securities is likely to decrease. A nominal interest rate is the sum of a real
interest rate and an expected inflation rate.
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