Resurgent Financial Advisors LLC

Item 5. Fees and Compensation
  Resurgent offers services on a fee basis, which include fees based upon assets under management or
  advisement. Fees are charged based on a tiered level, as well as fixed rates and/or fixed or hourly fees
  depending on the client relationship. Fixed or hourly fees may be charged if one of our investment
  advisors offers financial planning services. Please refer to your investment advisor’s brochure
  supplement for more information on this.

  Investment Management Fees

  Advisory fees are based upon the assets under management or advisement and can be charged on a
  tiered level or at a fixed rate. Fees are generally negotiable, and the final fee schedule is contained in
  the IAA. Resurgent bills clients on a monthly or quarterly basis in advance or in arrears, based on asset
  values as of the last day of the previous quarter. For example, billing amounts for the first calendar
  quarter are based on account values as of 12/31. Clients can be charged up to 2.25% annually on the
  assets managed by Resurgent.

  Fees for new accounts will be pro-rated to cover the period from the date an Account is opened through
  the end of the current calendar quarter. Clients may terminate the agreement without penalty for a full
  refund of the Firm’s fees within five business days of signing the IAA. Thereafter, clients may terminate
  the Advisory Agreement generally with 30 days' notice. The full terms and conditions of the advisory
  engagement are set forth in the IAA.

  Fee Discretion

  Resurgent may, in its sole discretion, negotiate to charge a lesser fee based upon certain criteria, such
  as anticipated future earning capacity, anticipated future additional assets, dollar amount of assets to be
  managed, related accounts, account composition, pre-existing/legacy client relationship, account
  retention and pro bono activities. The actual fees to the client will be disclosed in the IAA’s.

  Additional Fees and Expenses

  In addition to the advisory fees paid to Resurgent, clients also incur certain charges imposed by other
  third parties, such as Custodians, trust companies, banks and other financial institutions (collectively
  “Financial Institutions”). These additional charges include transaction costs, reporting charges,
  custodial fees, fees and expenses related to alternative investments, charges imposed directly by a mutual
  fund or ETF in a client’s account, as disclosed in the fund’s prospectus (e.g., fund management fees
  and other fund expenses), deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and
  electronic fund fees, and other fees and taxes on securities transactions.

  Margin Fees

  Our IAR’s may trade on margin for client accounts, when consistent with the client’s suitability profile

Form ADV Part 2A Firm Brochure                                       Resurgent Financial Advisors
  and risk tolerance or at the client’s directive. The use of margin results in interest charges as well as
  other fees and expenses associated with the security or account involved. Fees are debited directly from
  client accounts and are calculated using the total assets in the account as shown on the client custodial
  statement, including any assets purchased on margin. If there is a net debit cash balance in the account
  because of using margin, the cash balance will be excluded from the fee calculation. Net positive cash
  balances in type 1 (cash account) and type 2 (margin account) are included in the fee calculation.

  Sub-Advisor Fees

  In relationships with Custodians and Sub-Advisors, all costs associated with the relationship will be
  disclosed in the contract signed by the client with the Custodian and/or Independent Manager. In some
  cases, Resurgent will receive a portion of the total fee charged by the Independent Manager and in other
  cases Resurgent will charge the total fee and pay a portion to the Independent Manager. It should be
  noted that the investment management fees charged by a Sub-Advisor are separate and in addition to
  the Annual Advisory fee charged by Resurgent.

  The client should review all fees charged by funds, brokers, Resurgent and others to fully understand
  the total amount of fees paid by the client for investment and financial-related services.

  Direct Fee Debit

  Clients generally provide Resurgent and/or certain Sub-Advisors with the authority to directly debit
  their accounts for payment of the investment advisory fees. The Financial Institutions that act as the
  qualified Custodian for client accounts, from which the Firm retains the authority to directly deduct fees,
  have agreed to send statements to clients not less than quarterly detailing all account transactions,
  including any amounts paid to Resurgent. Alternatively, clients may elect to have Resurgent send a
  separate invoice for direct payment.

  Account Additions and Withdrawals

  Clients may make additions to and withdrawals from their account at any time. Additions may be in cash
  or securities provided that the Firm reserves the right to liquidate any transferred securities or declines
  to accept particular securities into a client’s account. Clients may withdraw account assets on notice to
  Resurgent, subject to the usual and customary securities settlement procedures. However, the Firm
  generally designs its portfolios as long-term investments, and the withdrawal of assets may impair the
  achievement of a client’s investment objectives. Resurgent consults with its clients about the options
  and implications of transferring securities as necessary. Clients are advised that when transferred
  securities are liquidated, they may be subject to transaction fees, short-term redemption fees, fees
  assessed at the mutual fund level (e.g., contingent deferred sales charges) and/or tax ramifications.

  Other Investment Products
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Item 7. Types of Clients
  Resurgent provides services to individuals, high net worth individuals, trusts, estates, charitable
  organizations, corporations, and business entities.

Form ADV Part 2A Firm Brochure                                       Resurgent Financial Advisors
  Minimum Account Requirements

  Resurgent does not impose a stated minimum fee or minimum portfolio value for starting and
  maintaining an investment management relationship. Certain Sub-Advisors may, however, impose
  more restrictive account requirements and billing practices from the Firm. In these instances, Resurgent
  may alter its corresponding account requirements and/or billing practices to accommodate those of the
  Sub-Advisors.