Turner Financial Group Inc

Item 5: Fees and Compensation

Method of Compensation and Fee Schedule

 PERSONAL FINANCIAL PLANNING SERVICES
 Financial planning fees and scope of engagement will be agreed to in writing prior to beginning the
 planning process or providing services. Fees are payable in advance at the time both parties sign the
 agreement. All work will generally be completed, and the plan delivered, within ninety (90) days from
 the date of the signed agreement.

 During the first ninety (90) days after signing the Financial Planning Services Agreement, the
 agreement may be canceled by the Client for any reason. Under this provision, a Client may receive a
 100% refund of all hourly and/or project fees paid under the agreement when the following
 conditions are met: The Client must deliver a written notice of cancellation to TFG prior to the
 intended date of cancellation, and return all materials received up to and including the date of
 cancellation.

 Concierge Financial Planning Services. Fees for this service are negotiable and may be charged at
 an hourly rate of $150 to $350 per hour or at a flat rate ranging from $297 for a single Financial
 Project to $4,997 for multiple Financial Projects depending on the depth and range of services
 requested, the complexity of the situation and the estimated number of hours required to complete.
 TFG may, at its discretion, negotiate other fee-paying arrangements.

 Comprehensive Financial Planning Services. Fees for the initial financial plan are negotiable and
 can range from a minimum of $597 to $4,997 depending on the depth and range of services requested,
 the complexity of the situation and the estimated number of hours required to complete.

 Annual Review. At Client’s discretion, an annual review and plan update of financial plans is available
 for a flat fee ranging from $250-$1,500 based on how extensive an update is required.

Ongoing services will remain in effect year over year unless cancelled in writing by either party by
giving the other party thirty (30) days written notice. Client may terminate the Agreement within five
(5) business days with no obligation and without penalty.

ASSET MANAGEMENT
TFG offers discretionary asset management services to advisory Clients. Fees are negotiable and made
solely at TFG’s discretion, based on such factors as prior or anticipated investment activity, current
or prior relationship, account holdings or any other condition deemed appropriate by TFG. The fees
for these services will be based on a percentage of assets under management and will not exceed 2%
annually. TFG does not household accounts. Fees will be charged in accordance with the agreement
signed by each client.

TFG also imposes an additional administrative fee of up to $7.25 per account per month. The fee
includes administration, portfolio aggregation, billing, compliance or proposal generation. This fee is
also negotiable based on the same criteria listed above.

For legacy, grandfathered, and select d/b/a accounts, Clients may be charged fees in accordance with
the client agreement executed at the beginning of their relationship. These fees may differ from the
current fee schedule. TFG manages certain legacy and grandfathered client accounts for a percentage
of the assets under management as follows:

        Individual or Household                  Annual                         Monthly
       Assets Under Management                Management Fee                 Management Fee
  $1 to $250,000                                       1.75%                      0.146%
  $250,000 to $500,000                                 1.55%                      0.129%
  $500,000 to $750,000                                 1.35%                      0.113%
  $750,000 to $1,000,000                               1.15%                      0.096%
  $1,000,000 to $2,000,000                             0.95%                      0.079%
  $2,000,000 and Above                                 0.75%                      0.063%

For most accounts, TFG defines household as all persons sharing the same household to include joint
accounts, trust accounts, retirement accounts and any other accounts where there is beneficial
ownership.

For accounts held at Jefferson National, fees are billed monthly in arrears based on the amount of
assets managed as of the close of business on the last business day of each month. For accounts held
at Folio Institutional, the account value used for calculation is equal to the combined average daily
balance of all the accounts during the billing period. For accounts held at Kingdom Trust or
Community National Bank, monthly advisory fees will be paid directly from client accounts by
respective custodians.

The fees must be paid within ten (10) days following the conclusion of the month for which the
account is being billed. Lower fees for comparable services may be available from other sources.
Clients may terminate their account(s) within five (5) business days of signing the Investment
Advisory Agreement with no obligation and may terminate advisory services at any time with written
notification. Upon account termination, any prepaid, unearned fees will be promptly refunded, and
any earned, unpaid fees will be due and payable. In the latter circumstance, the monthly fee will be
prorated based on the number of days the account was active during the month and Client(s) will
receive a statement for direct payment of fees for that number of days.

TFG will be entitled to a pro rata fee for the days service was provided in the final month. Client shall
be given thirty (30) days prior written notice of any increase in fees. Client will acknowledge, in
writing, any agreement for an increase in said fees before any increase in fees occurs.

For sub-advised accounts on an account-by-account basis for a percentage of the assets under
management as follows:
...

Item 7: Types of Clients

Description
 TFG generally provides investment advice to individuals, families, high net worth individuals, and
 charitable organizations. Client relationships vary in scope and length of service.

Account Minimums
 TFG does not require a minimum deposit to open an account. However, we do charge an
 administrative fee of up to $7.25 per account per month. Also, it should be noted that some third-
 party money managers utilized by TFG may require a minimum account size to open on their
 platform.