United Financial Planning Group LLC

Item 5 Fees and Compensation
One-Time & Hourly Financial Planning Services
Financial planning fees are negotiable based on the complexity and scope of the plan, as well as the client’s
financial situation and objectives. One-time fixed fees can range from $1,500 to $15,000 depending on plan
complexity.

In limited circumstances, some clients may only require advice on a single aspect of the management of their
financial resources. For these clients, Adviser offers financial plans in a targeted format and/or general consulting
services that address only those specific areas of interest or concern. For hourly consulting services in which a
plan is not presented to the client, the fee will typically be payable via cash, check, or wire upon completion of
the consultation.

The hourly fee for planning and consulting services generally ranges from $200 to $500. An estimate of the total
time/cost will be determined at the start of the advisory relationship. In limited circumstances, the time/cost
could potentially exceed the initial estimate. In such cases, Adviser will notify the client and will request that the
client approve applicable additional fees. Typically, financial planning fees will be due in advance. However,
other fee payment arrangements may be negotiated. For example, particularly complex plans may require
prepayment of a portion of the estimated fee for services. For lengthy engagements, interim payments may be
requested. Applicable fees, fee payment arrangements, and the terms of the engagement will be clearly set forth
in the client agreement executed between Adviser and the client prior to services being rendered. In no
circumstance will Adviser require prepayment of a fee in excess of $1,200 more than six months in advance.

Clients may act on Adviser’s recommendations by placing securities transactions with any brokerage firm the client
chooses. The client is under no obligation to act on Adviser’s financial planning recommendations.
Moreover, if the client elects to act on any of the recommendations, the client is under no obligation to implement
the financial plan using Adviser’s asset management services.

Ongoing Financial Planning Services
Adviser offers ongoing financial planning services to its clients on a recurring basis. Some clients may select this
service following the completion and presentation of the initial financial plan, while some clients may wish to
contract Adviser on a recurring basis at the inception of the advisory relationship.

As part of this program, Adviser will establish a regular planning cycle to work with the client in managing
specific aspects of the overall financial plan. In conjunction with ongoing planning and consulting services,
Adviser may meet with the client’s other professional advisers (financial, legal, real estate, tax, etc.) for a series
of information gathering and/or implementation meetings. Adviser will act as a project manager to coordinate the
work of the appropriate parties in a manner consistent with the client’s long-term desired outcome. As the
client’s financial situation, goals, objectives, or needs change, the client must notify Adviser promptly.

Ongoing financial planning fees are negotiable based on the complexity of the client's financial situation, but
typically can range from $1,500 to $5,000 per quarter. The agreed upon fee will be established at the beginning
of the advisory/client relationship based upon the scope of the work to be performed and the complexity of the
client’s financial situation. Applicable fees, fee payment arrangements, and the terms of the engagement will be
clearly set forth in the client agreement executed between Adviser and the client prior to services rendered. For
so long as a client has engaged Adviser to provide ongoing financial planning services, any additional
tax/accounting service fees may be waived.

Financial Planning Services Term & Termination
Ongoing planning fees may be structured as monthly, quarterly, or other recurring arrangements depending on
client needs and agreement terms, and clients may elect to pay in advance. Fees paid in advance are earned as
services are provided, and any unearned fees will be refunded on a prorated basis upon termination. If a client
terminates the engagement with respect to Financial Planning Services before the expiration of the Initial Term,
the then-current unpaid balance of the financial planning fee shall be immediately due and payable to Adviser. If
Adviser terminates the engagement with respect to Financial Planning Services before the expiration of the
Initial Term, the financial planning fee shall be prorated through the date of termination. If Adviser terminates
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the engagement with respect to Financial Planning Services after the expiration of the Initial Term, financial
planning fees shall be prorated through the date of termination. If a client terminates the engagement with
respect to Financial Planning Services after the expiration of the Initial Term, financial planning fees shall be
prorated through the last day of the then-current Subsequent Monthly Term.

Asset Management Services
The annual fee for asset management services is billed quarterly in arrears based on the value of the client’s assets
on the last business day of the calendar quarter, or in advance based on the value of the client’s assets on the last
business day of the previous calendar quarter. Fees will be assessed pro rata in the event the portfolio
management agreement is executed at any time other than the first day of calendar quarter. The fee is based on a
percentage of assets under management. On an annual basis, Adviser’s fees for portfolio management services are
subject to negotiation, and are based on the following fee schedule:

              Assets Under Management                             Annual Fee Range (charged quarterly)
...

Item 7 Types of Clients
Adviser provides advisory services to individuals, high net worth individuals, and small business owners.

For our hourly financial planning and consulting engagements, we do not require minimums as to income, assets,
net worth, length of engagement, revenues generated, or other conditions for engaging our services. We do not
have a minimum account size or investment amount to retain or maintain our advisory services.

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