Lodestone Wealth Management LLC

Item 5: Fees and Compensation
Fees
   Lodestone Wealth Management charges an annual asset-based management fee, billed at the start
   of each quarter in advance of the services being provided. Our management fee is based on the dollar
   value of the account on the last day of each quarter as valued by your account custodian. Privately
   held positions are reflected in the client’s custodial account and included in the client’s overall
   portfolio value for billing purposes. Lodestone Wealth Management always relies on third parties to
   provide valuations; we never value investment positions ourselves.
   We charge a single, fixed percentage based on your total assets under our management. For example,
   if we manage a portfolio of $1,000,000, the annual fee is 1%.

                  Total Assets Under Management           Annual Fee
                  $0 to $500,000                          1.25%
                  $500,001 to $2,500,000                  1.00%
                  $2,500,001 to $5,000,000                0.75%
                  Over $5,000,000                         Negotiable

   Our management fees are negotiable, and clients do not all pay the same fee. On an exceptional basis
   and at the client’s request, we charge an annual fixed dollar amount rather than an asset-based fee.
   This flat fee arrangement would be more likely with a smaller account and may result in the
   percentage rate being higher than our stated fee schedule. Your specific fee arrangement will be
   described in your written Investment Advisory Agreement with us.

   Fees are deducted directly from the client’s custodial account based on written authorization
   provided in your Investment Advisory Agreement with us and your account-opening paperwork.

   We offer financial planning at a fixed rate, which generally ranges from $1500-$3500, depending on
   the scope and complexity of the services requested. Financial planning fees are billable upon
   completion of services. Clients typically pay us via check.

Separate Manager Fees
   When we select a Separate Manager for you, you will pay an additional fee to that advisor in addition
   to the advisory fees you pay to us. The specific fees you will pay, including the fee to the Separate
   Manager, will be detailed in our investment advisory agreement with you.

Other Fees
   Transaction fees (commissions) are paid directly to your broker-dealer/custodian for execution
   securities transactions. We provide examples below of brokerage/custodial fees you may incur; this
   list is not mean to be all-inclusive. All applicable brokerage/custodial fees will be fully disclosed by
   your custodian and are separate from any investment advisory fee you pay to Lodestone Wealth
   Management. Lodestone Wealth Management does not receive any portion of the brokerage or
   custodial fees you pay.
         • transaction fees
         • periodic distribution fees

       •   wire transfer fees
       •   reorganization fees
       •   outgoing account transfer fees
       •   return check fees
       •   transfer agent fees

Fee Payment and Refunds
   Client accounts are charged their quarterly fee in advance before services are performed. In cases
   when the advisory agreement does not span the full billing period, fees are prorated from the date of
   inception through the date of termination based on the account value. The total quarterly fee is
   reduced by the number of days remaining in the quarter at time of termination. The Client may
   terminate the advisory agreement at any time with written notice to us.

Mutual Fund Fees
   The above referenced fees do not include brokerage commissions and other costs related to the
   execution of transactions on behalf of clients. Such costs will be paid by advisor clients in addition to
   the fees discussed above. Moreover, mutual funds that are held by advisory clients will bear their own
   internal transaction and execution costs, as well as directly compensate their investment managers,
   along with internal administrative services. Some mutual funds pay 12(b)1 fees, distribution fees,
   and/or shareholder services fees to broker/dealers that offer such mutual funds to their clients. These
   charges affect the Net Asset Value of these mutual fund shares and are thus indirectly borne by the
   mutual fund shareholders such as a Lodestone Wealth Management client. This practice may present
   a conflict of interest and may provide an incentive to recommend investment products based on the
   compensation received. It is disclosed to Clients at account opening that 12(b)1 fees may be received
   by advisors. It is also disclosed that all funds through the advisory are purchased as “no-load” funds.

   Lodestone Wealth Management in no way whatsoever charges extra for solicitors or other referrals.
   Clients have the option to purchase investment products that Lodestone Wealth Management has
   recommended through other brokers or agents that are not affiliated with Lodestone Wealth
   Management.

Item 7: Types of Clients
  Lodestone Wealth Management generally provides investment advice to individuals, pension and
  profit-sharing plans, trusts, estates, charitable organizations, and corporations or business entities
  other than those listed here. We generally require a minimum of $250,000 but do reserve the right to
  waive that minimum.