United Wealth Management LLC

Item 5 Fees and Compensation
Investment Advisory Fees (Item 5A, 5B and 5D)
Asset Allocation Services
We charge an annual fee based on the fee schedule stated below:

Account Value                           Annual Fee
0 to $800,000                            1.00%
$800,000 to $1,800,000                   0.75%
$1,800,000 and above                     0.50%

Our annual fee is billed and payable quarterly in advance based on the value of your account on the
last business day of the previous quarter. If the client agreement is executed at any time other than the
first day of a calendar quarter, our fees will apply on a pro rata basis, which means that the advisory
fee is payable in proportion to the number of days in the quarter for which you are a client. Our
advisory fee is negotiable, depending on individual client circumstances.

At our discretion, we may combine the account values of family members living in the same household
to determine the applicable advisory fee. For example, we may combine account values for you and
your minor children, joint accounts with your spouse, and other types of related accounts.

We will send you an invoice for the payment of our advisory fee, or we will deduct our fee directly from
your account through the qualified custodian holding your funds and securities. We will deduct our
advisory fee only when the following requirements are met:

    • You provide our firm with written authorization permitting the fees to be paid directly from your
      account held by the qualified custodian.
    • We send you an invoice showing the amount of the fee, the value of the assets on which the
      fee is based, the period covered by the fee and the specific manner in which the fee was
      calculated.
    • The qualified custodian agrees to send you a statement, at least quarterly, indicating all

       amounts dispersed from your account including the amount of the advisory fee paid directly to
       our firm.

Either you or our firm may terminate the client agreement within five days of the date of acceptance
without penalty. After the five-day period, either party may terminate the agreement upon 30-days'
written notice to the other party. You will incur a pro rata charge for services rendered prior to the
termination of the agreement, which means you will incur advisory fees only in proportion to the
number of days in the quarter for which you are a client. If you have pre-paid advisory fees that we
have not yet earned, you will receive a prorated refund of those fees.

We encourage you to reconcile our invoices with the statement(s) you receive from the qualified
custodian. If you find any inconsistent information between our invoice and the statement(s) you
receive from the qualified custodian please call our main office number located on the cover page of
this brochure.

Financial Planning Services
We charge a non-negotiable fixed fee of between $2,000-$5,000 base don complexity or a reduced
non-negotiable fee of $1,000 (in the event clients elect to participate to a greater degree in the
information gathering process) for an initial financial plan (in addition to the fee for asset allocation).
For clients that only receive financial planning services, we charge a non-negotiable fee of $400 per
hour for reviews/updates to the plan. Reviews/updates to the initial financial plan are performed 15
years from retirement, again at 10 years from retirement, and annually thereafter or upon occurrence
of a major life event made known to our firm by clients.

Financial planning fees are due and payable upon completion of services rendered.

Either you or our firm may terminate the client agreement within five days of the date of acceptance
without penalty. After the five-day period, either party may terminate the agreement upon 30-days'
written notice to the other party. You will incur a pro rata charge for services rendered prior to the
termination of the agreement. Refunds are not applicable since fees are paid upon completion of
services rendered.

Additional Fees and Expenses (Item 5C)
As part of our investment advisory services to you, we may invest, or recommend that you invest, in
mutual funds and exchange traded funds. The fees that you pay to our firm for investment advisory
services are separate and distinct from the fees and expenses charged by mutual funds or exchange
traded funds (described in each fund's prospectus) to their shareholders. These fees will generally
include a management fee and other fund expenses. You will also incur transaction charges and/or
brokerage fees when purchasing or selling securities. These charges and fees are typically imposed by
the broker-dealer or custodian through whom your account transactions are executed. We do not
share in any portion of the brokerage fees/transaction charges imposed by the broker-dealer or
custodian. To fully understand the total cost you will incur, you should review all the fees charged by
mutual funds, exchange traded funds, our firm, and others. For information on our brokerage practices,
please refer to the "Brokerage Practices" section of this brochure.

IRA Rollover Considerations
As part of our investment advisory services to you, we may recommend that you withdraw the assets
from your employer's retirement plan and roll the assets over to an individual retirement account
("IRA") that we will manage on your behalf. If you elect to roll the assets to an IRA that is subject to our
management, we will charge you an asset-based fee as set forth in the agreement you executed with
our firm. Whether you withdraw the assets from your employer’s retirement plan and roll them into an
IRA, or leave them where they are, the fee you pay to our firm for asset allocation services will remain

the same. You are under no obligation, contractually or otherwise, to complete the rollover. Moreover,
if you do complete the rollover, you are under no obligation to have the assets in an IRA managed by
...

Item 7 Types of Clients
We offer investment advisory services to individuals, participants in 401(k) plans, trusts, estates,
charitable organizations, corporations, and other business entities.