URS Advisory LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 URS Advisory offers direct discretionary asset management services to advisory Clients.
 URS Advisory charges an annual investment advisory fee based on the total assets under
 management as follows:
        Assets Under Management               Annual Fee                 Quarterly Fee
            Up to $2,000,000                    0.95%                      .2375%
       $2,000,000.01 to $5,000,000              0.80%                         .2%
      $5,000,000.01 to $10,000,000              0.70%                       .175%
     $10,000,000.01 to $25,000,000              0.50%                       .125%
       $25,000,001 to $50,000,000               0.40%                       0.10%
            Over $50,000,000                    0.30%                      0.075%
 This is a blended fee schedule, the asset management fee is calculated by applying different
 rates to different portions of the portfolio. URS may group certain related Client accounts
 for the purposes of achieving the minimum account size and determining the annualized
 fee.
 For example (based on quarterly billing period):
 Client with $7,000,000 under management would pay $14,250.00 on an quarterly basis.
     AUM                        Quarterly fee          Total
     First $2,000,000           x 0.2375% =            $4,750.00
     Next $3,000,000            x 0.2% =               $6,000.00
     Next $2,000,000            x .175% =              $3,500.00
     Grand total for the quarter                       $14,250.00
 The annual fee is negotiable based upon certain criteria (e.g., historical relationship, type of
 assets, anticipated future earning capacity, anticipated future additional assets, dollar
 amounts of assets to be managed, related accounts, account composition, negotiations with
 Clients, etc.). Fees are billed quarterly in arrears based on the amount of assets managed as
 of the close of business on the last business day of the previous quarter. Lower fees for
 comparable services may be available from other sources. Clients may terminate their
 account within five (5) business days of signing the Investment Advisory Agreement with
 no obligation and without penalty. After the initial 5 business days, the agreement may be
 terminated by URS with thirty (30) days written notice to Client and by the Client at any
 time with written notice to URS. For accounts opened or closed mid-billing period, fees will
 be prorated based on the days services are provided during the given period. All unpaid
 earned fees will be due to URS. Client shall be given thirty (30) days prior written notice of
 any increase in fees. Any increase in fees will be acknowledged in writing by both parties
 before any increase in said fees occurs. It is unlawful to enter into, extend, or renew any

investment advisory contract unless it provides in writing, no assignment of the contract
may be made by adviser without the consent of the other party to the contract. Hold
harmless or hedge clauses which purport to require clients to waive potential claims or
rights they are entitled to or that mislead clients about their rights are prohibited. Lower
fees for comparable services may be available from other sources.
URS Advisory may also utilize the services of a Sub-Advisor to manage Clients’ investment
portfolios by executing a Sub-Advisor agreement with other registered investment advisor
firms. When using Sub-Advisors, the Client will execute an agreement with the Sub-Advisor
outlining the fees for the Sub-Advisor.
FINANCIAL PLANNING AND CONSULTING
URS Advisory charges a fixed fee for financial planning. Prior to the planning process the
Client will be provided an estimated plan fee, clients may choose the following options:
Tier One – Basic Plan                             Tier Two – Premium Plan
• $10,000                                         • $12,000
    Due upon signing the agreement. The               Due upon signing the agreement. The
    client chooses not to have asset                  client chooses not to have asset
    management services provided by URS               management services provided by URS
    Advisory.                                         Advisory.
•   $3,000                                        •   $4,000
    Due upon signing the agreement. The               Due upon signing the agreement. The
    client commits to investing at least              client commits to investing at least
    $2,000,000 with URS Advisory within 60            $2,000,000 with URS Advisory within 60
    days.                                             days.

Financial planning services are typically completed and delivered within sixty (60)
calendar days. The client may cancel within seven (7) business days of signing the URS
Retirement Roadmap Financial Planning Agreement without incurring any obligation or
penalty. If the client terminates the planning agreement after seven (7) business days, URS
Advisory will refund fees based on the following schedule:

Financial Planning Step Completed*                              Fee Refund Percentage

Step 1: Data Gathering & Questionnaires                                       75%

Step 2: Onboarding Stage & Money Match Setup                                  50%

Step 3: Once we begin the Analysis Phase                                      25%

Step 4: Upon the start of the Strategy Session meeting                         0%

*If client cancels prior to Step 1 being completed, the client will receive a full refund.
Investment advisory contracts cannot be entered into, extended, or renewed unless they
include a written provision stating that the adviser cannot assign the contract without the
other party’s consent. Clauses that require clients to waive certain rights or claims, or that
mislead clients about their rights, are not allowed. URS Advisory reserves the right to waive
...

Item 7: Types of Clients
Description
 URS Advisory generally provides investment advice to individuals and high net worth
 individuals.
 Client relationships vary in scope and length of service.

Account Minimums
 URS Advisory requires a minimum of $2,000,000 to open and maintain an account. In
 certain instances, the minimum account size may be lowered or waived.