SFI Advisors LLC

Item 5 Fees and Compensation
Investment Portfolio Management Services
Our annual fee for discretionary investment management services starts at 1.25 % and can be
discounted to .65% depending upon the market value of your assets under our management, the type
and complexity of the asset management services provided, as well as the level of administration
requested either directly or assumed by the client. Assets in each of your account(s) are included in
the fee assessment unless specifically identified in writing for exclusion. Our advisory fee is negotiable,
depending on individual client circumstances. On occasion, we may, in our sole discretion, agree to
lower our fee beyond the minimum specified above if an account is not being actively managed.

At our discretion, we may combine the account values of family members living in the same household
to determine the applicable advisory fee. For example, we may combine account values for you and
your minor children, joint accounts with your spouse, and other types of related accounts.

Our annual portfolio management fee is billed and payable, quarterly in arrears, based on the average
daily balance. Typically the investment advisory fee is deducted directly from your account through the
qualified custodian holding your funds and securities. Further, the qualified custodian will deliver an
account statement to you at least quarterly. These account statements will show all disbursements
from your account. You should review all statements for accuracy.

If the portfolio management agreement is executed at any time other than the first day of a calendar
quarter, our fees will apply on a pro rata basis, which means that the advisory fee is payable in
proportion to the number of days in the quarter for which you are a client.

You may terminate the portfolio management agreement upon written notice. You will incur a pro rata
charge for services rendered prior to the termination of the portfolio management agreement, which
means you will incur advisory fees only in proportion to the number of days in the quarter for which you
are a client.

Financial Planning Services
We charge a fixed fee for financial planning and consulting services, which generally ranges between
$500 and $12,500. The fee is negotiable depending upon the complexity and scope of the plan, your
financial situation, and your objectives. The first half of the estimated fee is due in advance of services
rendered with the remaining balance payable upon completion of the contracted services or in the sixth
month of the engagement. If you engage our firm for other services, such as portfolio management, we
may offset or reduce the remainder of the financial planning fee. We do not require you to pay fees six
or more months in advance. Should the engagement last longer than six months between acceptance
of financial planning agreement and delivery of the financial plan, any prepaid unearned fees will be
promptly returned to you less a pro rata charge for bona fide financial planning services rendered to
date.

You may terminate the financial planning or consulting services agreement upon written notice to our
firm. You will be responsible for a prorated fee based on services performed.

Corporate Retirement Plan Consulting Services
Our advisory fees for these customized services will be negotiated with the plan sponsor or named
fiduciary on a case-by-case basis.

Corporate Retirement Plan Pension consulting services agreements can be terminated upon written
notice to SFI Advisors and is subject to the terms of the agreement. You will incur a pro rata charge for
investment advisory services rendered prior to the termination of the agreement, which means you will
incur advisory fees only in proportion to the number of days in the quarter for which you are a client. If
you have pre-paid advisory fees that we have not yet earned, you will receive a prorated refund of
those fees.

Family Office Services
Our fee for Family Office Services can be based on either a fixed fee or as a percentage of assets. The
fee is negotiable depending upon the complexity and scope of the services requested.

You may terminate the family office services agreement upon written notice to SFI Advisors and is
subject to the terms of the agreement. You will incur a pro rata charge for services rendered prior to
the termination of the agreement, which means you will incur advisory fees only in proportion to the
number of days in the quarter for which you are a client. If you have pre-paid advisory fees that we
have not yet earned, you will receive a prorated refund of those fees.

Additional Fees and Expenses
As part of our investment advisory services to you, we may invest, or recommend that you invest, in
individual equity, fixed income, exchange traded funds and mutual funds. The fees that you pay to our
firm for investment advisory services are separate and distinct from the fees and expenses charged by
mutual funds or exchange traded funds (described in each fund's prospectus) to their shareholders.
These fees will generally include a management fee and other fund expenses. You will also incur
transaction charges and/or brokerage fees when purchasing or selling securities. These charges and
fees are typically imposed by the broker-dealer or custodian through whom your account transactions
are executed. We do not share in any portion of the brokerage fees/transaction charges imposed by
the broker-dealer or custodian. To fully understand the total cost you will incur, you should review all
the fees charged by mutual funds, exchange traded funds, our firm, and others. For information on our
brokerage practices, refer to the Brokerage Practices section of this brochure.

Compensation for the Sale of Securities or Other Investment Products
Persons providing investment advice on behalf of SFI Advisors are registered representatives with
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Item 7 Types of Clients
We offer investment advice and services to individuals, corporations, and other business
organizations, trusts, estates, and charitable organizations. We provide investment advice to
Retirement Plan clients qualified under Sections 401(a), 401(k), 403(b) or 457(b) of the Internal
Revenue Code of 1986 and/or subject to the Employee Retirement Income Security Act of 1974
(ERISA) or which are otherwise considered nonqualified.

In general, we require a $25,000 minimum dollar amount to open and maintain an advisory account.
We may also combine account values for you and your minor children, joint accounts with your
spouse, and other types of related accounts to meet the stated minimum. However, we have the right
to terminate your account if it falls below a minimum size which, in our sole opinion, is too small to
manage effectively.