USAdvisors Wealth Management LLC

Item 5      Fees and Compensation

              ADVISOR DIRECTED PORTFOLIO MANAGEMENT FEES

The annualized fee for Advisor Directed Portfolio Management is charged as a
percentage of assets under management. Investment advisor representatives may
utilize the fee schedule listed below, based on the nature and complexity of the client’s
asset and the particular investment advisor representative’s policies and practices.

Advisors may change the fee schedule to be in accord with their advisory standards
and/or to that of each client situation and assets under management as determined
when meeting with the client. The maximum annual fee for advisor directed portfolio
management fees in a tiered fee schedule is 2.00%.

The maximum annual fee for advisor directed portfolio management fees in a flat fee
schedule is 2.00%.

A minimum of $25,000 of assets under management is typically required for this
service, although each investment advisor representative is able to set minimums that
are higher or lower. Charles Schwab is USAdvisors Wealth Management’s 3rd party
custodian and does not require an account minimum. This minimum account size is
negotiable under certain circumstances. USAdvisors Wealth Management, LLC groups
certain related client accounts for the purposes of achieving the minimum account size
and determining the annualized fee.

Fees are billed monthly, in arrears, unless otherwise requested by the client and/or
advisor. Fees for the first month, will be prorated based on the number of days from the
inception of the advisory account to the last day of the month. The Investment Advisor
can opt to waive fees on an account, dependent on the meeting with the client but must
document the reason for the waiver or zero billing in the special instructions of the
Investment Management Agreement. When providing a fee waiver or zero billing on
Advisor Directed or non-managed accounts this is considered a courtesy or “special
situation” to waive the fee.

                      MODEL PORTFOLIO MANAGEMENT FEES

The annualized fee for Model Portfolio Management services will be charged as a
percentage of assets under management. Investment advisor representatives may
utilize the fee schedule listed below based on the nature and complexity of the client’s
assets and on the particular investment advisor representative’s policies and practices.
Advisors may change the fee schedule to be in accord with their Financial Institution
requirements and/or to that of each client situation and assets under management as
determined when meeting with the client. The maximum annual fee for model portfolio
management fees in a tiered fee schedule is 2.00%.

The maximum annual fee for advisor directed portfolio management fees in a flat fee
schedule is 2.00%.

A minimum of $25,000 of assets under management is required for this service. This
minimum account size is negotiable under certain circumstances. USAdvisors Wealth
Management, LLC groups certain related client accounts for the purposes of achieving
the minimum account size and determining the annualized fee.

Fees are billed monthly, in arrears, unless otherwise requested by the client and/or
advisor. Fees for the first month will be prorated based on the number of days from the
inception of the advisory account to the last day of the month. The Investment Advisor

can opt to waive fees on an account, dependent on the meeting with the client but must
document the reason for the waiver or zero billing in the special instructions of the
Investment Management Agreement. When a fee waiver or zero billing on Advisor
Directed or non-managed accounts this is considered a courtesy or “special situation”:
to waive the fee.

                              FINANCIAL PLANNING FEES

USAdvisors Wealth Management, LLC's Financial Planning fee is determined based on
the nature of the services being provided and the complexity of each client’s
circumstances. All fees are agreed upon prior to entering into a contract with any client.

Our Financial Planning fees can be calculated and charged on a fixed fee, hourly, as
part of the Investment Management Fee, or on a monthly ongoing basis.

Fixed Financial Planning Fee

       Lower Tier: $500 - $5,000
       Mid-level Tier: $5,001 - $15,000
       High-level Tier: $15,001 +

Hourly Financial Planning Fee

       Lower Tier: $200 per hour
       Mid-level Tier: $400 per hour
       High-level Tier: $600+ per hour

Monthly Financial Planning Fee

       Lower Tier: $100 per month Mid-
       Level Tier: $500 per month
       High –level Tier: $1,000+ per month

Financial Planning Fees may also be charged as a part of the Management Fee above
what is allowed for the Portfolio Management Fee Schedule. This will be stated on the
Financial Planning Agreement and the USAWM Investment Management Agreement.

The factors that determine where a client fits into these ranges depend on the number of
services provided, number of components addressed in the plan, complexity and scope
of the plan, complexity of the client’s financial situation and objectives, estimated hours
it will take to prepare the financial plan, and number of goals the financial plan is
prepared to address.

A financial plan can encompass the following components:

Asset Allocation            Business Exit Strategy             Retirement Planning

Business Continuity         Divorce Settlement Analysis        Budget Analysis

Credit Counseling           Income Tax Implications            Business Planning

Estate Planning             Insurance Review                   Education Funding

Investment Planning         Other: Custom, Specialized Plan

We may request partial or full prepayment upon completion of our initial fact-finding
session with the client; however, advance payment will never exceed $1,200 for work
that will not be completed within six months.

For hourly clients, fees above the partial or full prepayment will be due and payable as
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Item 7      Types of Clients

USAdvisors Wealth Management, LLC provides advisory services to the following types
of clients:

   •   Individuals (other than high net worth individuals)
   •   High net worth individuals
   •   Charitable organizations
   •   Corporations or other businesses not listed above
   •   Trusts

As previously disclosed in Item 5, our firm has established certain initial minimum
account requirements, based on the nature of the service(s) being provided. For a more
detailed understanding of those requirements, please review the disclosures provided in
each applicable service.