SS&H Financial Advisors Inc

Item 5 - Fees and Compensation

Our professional fees for discretionary accounts are based on assets under management as follows:

                                        1% of the first $2,500,000
                                     .90 of 1% of the next $2,500,000
                                         .80 of 1% of the balance

Any deviation from this schedule will be agreed upon and detailed in writing.

Fees for discretionary accounts are computed based on the market value of the portfolio and billed or
debited quarterly. Fees for non-discretionary accounts are generally fixed and are also billed or debited
quarterly. Debits are made at the client’s election only after written authorization is obtained. From time
to time SS&H may be engaged for an hourly fee. Fee agreements may be terminated at any time, by either
the client or SS&H. Fees will be prorated to the date of termination and any unearned portion of prepaid
fees will be refunded to the client.

Clients are encouraged to utilize a custodian with the lowest costs. The fee paid to SS&H Financial
Advisors, Inc. will be in addition to those charged for such things as trading and custodianship. Clients
who choose to include mutual funds, ETFs or other such securities in their assets under management will

pay direct management fees to SS&H as well as indirect management fees through their fund managers.
See Item 12 (Brokerage Practices).

Neither SS&H nor any of its supervised persons accept any compensation from the sale of securities or
other investment products.

Item 7 - Types of Clients

SS&H Financial Advisors, Inc. provides investment advice to individuals, trusts, charitable organizations
and foundations. SS&H will work with clients who have at least $350,000 available for investment.