Vestwealth Inc

Item 5 – Fees and Compensation

    A. Fees
         The Firm will charge an annualized fee of up to 1.25% for Advisory Services. Annual fees
         are not charged in advance. Fees are charged monthly, calculated daily and deducted on
         a monthly basis.

         The monthly fee is based upon the market value of all assets held within the Client's
         Investment Account on the last business day of the calendar month. The Advisory Services
         commence on the date on which the advisory agreement is signed by us and the
         Investment Account is funded. For the first calendar month, fees will be adjusted pro rata
         based on the number of calendar days for which the advisory agreement was effective.
         Any contributions and/or withdrawals made during a calendar month may result in an
         adjustment to the advisory fee. The Client may be charged a pro rata fee in the event
         the Client's service is terminated on a day other than the last business day of the calendar
         month. In that event, the pro rata fee will be due and payable upon termination of the
         service.

         Firm established that accounts with less than $40 in assets under management (AUM) will
         be charged a minimum monthly maintenance fee of $0.01.
         The Client's account will be debited for the above-mentioned fees. We collect the fees

VestWealth, Inc. Disclosure Brochure                                                     March 2026

         from the amount of any contribution or transfer, from available cash in the Client's
         account, or by liquidating the Client's assets held in the Client's account in an amount
         equal to the fees that are due. We will send to the Client an itemized fee statement on
         the same day that we instruct the Custodian to deduct the advisory fees. The Custodian
         has no responsibility to verify the accuracy of the fee calculation and we encourage the
         Client to review the fee calculation set forth on the itemized fee statement.

         We may adjust the fee schedule upon thirty (30) days’ prior written notice to the Client.

         There may also be differences in fees paid by certain Clients based on account inception
         dates or amount of Client assets under management. Thus, some Clients may pay more
         or less than others for the same or similar services depending, for example, on account
         inception dates, number or value of related accounts, total assets under management by
         VestWealth, fee negotiation, fee waiver or the manner in which VestWealth’s services are
         obtained. VestWealth reserves the right to adjust the fee schedule for accounts depending
         on the size and type of account and the services required. In some cases negotiation of
         fees may result in different fees being charged for similar services and may be less than
         the stated fees.

         VestWealth’s Advisory Services may be terminated by either party for any reason upon 30
         days written notification. Upon termination, the fees charged for Advisory Services will be
         pro-rated and any un-earned fees refunded to the Client. The Client has the responsibility
         to pay for Advisory Services rendered until the termination of the agreement. The Client
         can cancel the Agreement without penalty within the first five days after the signing of
         the Agreement.

         Advisory fees charged by VestWealth are separate and in addition to fees and expenses
         and other related costs that will be incurred by the Client including brokerage commissions
         and transaction fees. Clients may also incur in other charges imposed by custodians,
         brokers, third party investment and other third parties such as fees charged by managers,
         custodial fees, odd-lot differentials, transfer taxes, wire transfers and electronic fund fees,
         and other fees and taxes on brokerage accounts and securities transactions. ETFs also
         charge internal management fees. Advisory fees charged by VestWealth are separate and
         distinct from fees and expenses charged by ETFs, which may be recommended to Clients.
         These fees will generally include a management fee, other fund expenses, and a possible
         distribution fee. If the fund also imposes sales charges, a Client may pay an initial or
         deferred sales charge. A description of these fees and expenses are available in each
         fund's prospectus.

         LOWER FEE DISCLOSURE. Lower fees for comparable management services may be
         available from other sources.

    B. Termination of Service
         Upon written notice to us, within five (5) business days of entering into an agreement
         with us, the Client will have the right of termination without penalty or payment of fees.
         The Firm will refund any payment that has been made. Thereafter, either we or the Client

VestWealth, Inc. Disclosure Brochure                                                      March 2026

         may terminate the agreement upon thirty (30) days’ written notice to the other party.

    C. Other Fees
         In addition to the advisory fees charged by the Firm, Clients may be charged other fees.
         Brokerage commissions, transaction fees, sales loads, sales charges, management fees,
         administrative fees, account maintenance fees, transfer taxes, wire transfer fees,
         electronic fund fees, and other fees may be charged by the broker or dealer selected for
         execution of the securities transactions in the Investment Accounts, by the custodian,
         and/or by the distributor, issuer or fund issuing the securities purchased and sold within
         the Investment Accounts. The Client is solely responsible for paying all such charges. In
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Item 7 – Types of Clients

    A. Types of Client
We offer Advisory Services to individuals, including high net worth individuals.

    B. Account Requirements

Clients are required to deposit a minimum of $10 to open an Investment Account and must
maintain a minimum balance of $10. If a Client’s Investment Account balance drops below $10,
any holdings in the Investment Account will be liquidated and any funds will be returned to the
Client’s Investment Account, less any fees due to the Firm.