W&S Advisory Services LLC

Item 5 – Fees and Compensation
UGMA Wrap Fee Program
FEES
Clients pay a monthly fee in advance at a rate of $3.00 per month for a single Account or $5.00 per month
for more than one Account (the “Monthly Fee”). For administrative convenience, the Monthly Fee may
be collected by Fabric on W&SAS’s behalf. Clients are not required to maintain a minimum account
balance.
All brokerage commissions, stock transfer fees, and other similar charges incurred in connection with
transactions for the Account will be paid out of the Monthly Fee and not the assets of the Account. In
addition, all custodial fees will also be paid out of the Monthly Fee and not the assets of the Account. The
Monthly Fee paid is separate and distinct from the fees and expenses charged by ETFs in which we may
invest client assets. These fees and expenses are described in each ETFs' prospectus. These fees will
generally include a management fee, other fund expenses, and a possible distribution fee. If the ETF also
imposes sales charges, a client may pay an initial or deferred sales charge.
COMPENSATION
Neither W&SAS, Sub-Adviser, nor any representatives of W&SAS or Sub-Adviser receive any additional
compensation for the participation of Clients in the UGMA Wrap Fee Program. However, the
compensation received may be more than what would have been received if Clients paid separately for
brokerage and other services.
Neither W&SAS nor Sub-Adviser will charge a performance fee for Accounts.
Sub-Adviser provides sub-advisory services to wrap fee programs as well as advisory services to individual
clients in connection with third-party separately managed account (“SMA”) programs. Sub-Adviser
provides the same advisory services under both wrap fee and third-party SMA programs as they provide
to their other separate account clients, except that Sub-Adviser generally does not communicate directly
with an advisory client without the participation of the wrap fee sponsor/solicitor or SMA-sponsoring firm.
Rather, clients choose our services with the assistance of the sponsor/solicitor. The client's selection
generally is based on the compatibility of our investment services and strategies with the client's
investment objectives.

Financial Planning Services
FEES
We charge a flat fee of $1,500 at the onset of our Financial Planning Services (“initial fee”), followed by –
if you agree to it in writing, a recurring annual fee of $500 in each subsequent year (“subsequent annual
fee”). The initial fee covers all time spent with the client, the analysis, recommendations, and delivery of
a comprehensive written financial plan. The subsequent annual fee covers routine updates to this plan
and the review of this plan with a financial advisor. Both the initial fee and subsequent annual fees are
not contingent upon the implementation of any specific investment products or strategies. Clients may
choose to implement the plan through any financial services provider, and there is no obligation to
execute the recommendations through our firm. If we collaborate with the client’s tax or legal advisers
(“tax/legal advisers”), we will not receive any compensation from those tax/legal advisers or pay those
tax/legal advisers any compensation. The client will be separately responsible for any amounts owed to
such tax/legal advisers.

                                                                             W&S Advisory Services, LLC
                                                                                       FORM ADV, PART 2A
COMPENSATION
W&SAS and representatives of W&SAS will not receive any additional compensation for the participation
of Clients in Financial Planning Services. The initial fee, and should the Client so choose, the subsequent
annual fee, will be the only compensation paid to W&SAS and representatives of W&SAS. As part of the
financial plan, the W&SAS representative may recommend the purchase of life insurance, an advisory
account, annuities and/or mutual funds through affiliates of W&SAS. These affiliates and the W&SAS
representative will receive compensation should these products or services be purchased.

Item 7 – Types of Clients
UGMA Wrap Fee Program
W&SAS and Sub-Adviser provide non-discretionary investment advisory services to natural persons who are
(i) legal U.S. residents, and (ii) pass identify verification protocols. The child beneficiary of each UGMA
Account must also be a U.S. resident with a valid social security number and must be under the age of 15 at
the time the Account is opened on the child’s behalf. As described in Item 4, there is no minimum account
size. W&SAS’s UGMA Wrap Fee Program is restricted to non-discretionary UGMA investment advisory
accounts solicited and facilitated by Fabric.

Financial Planning Services
W&SAS also provides financial planning services to Individuals, including high-net-worth individuals, trusts
and estates, and corporations or other business entities.