Pacific Point Wealth Management LLC

Item 5: Fees & Compensation

Compensation for Our Advisory Services

Asset Management:

The maximum annual fee charged for this service will not exceed 2.00%. Fees to be assessed will be
outlined in the advisory agreement to be signed by the Client. Our firm bills on cash unless indicated
otherwise in writing. Annualized fees are billed on a pro-rata basis monthly in advance based on the
value of the account(s) on the last day of the previous month. Fees are negotiable and will be
deducted from client account(s). Adjustments will be made for deposits and withdrawals during the
month. Our firm does not offer direct invoicing. As part of this process, Clients understand the
following:

    a) The client’s independent custodian sends statements at least monthly showing the market
       values for each security included in the Assets and all account disbursements, including the
       amount of the advisory fees paid to our firm;
    b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
       firm will send an invoice directly to the custodian; and
    c) If our firm sends a copy of our invoice to the client, a legend urging the comparison of
       information provided in our statement with those from the qualified custodian will be
       included.

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Third-Party Money Movement:

On February 21, 2017, the SEC issued a no‐action letter (“Letter”) with respect to Rule 206(4)‐2
(“Custody Rule”) under the Investment Advisers Act of 1940 (“Advisers Act”). The letter provided
guidance on the Custody Rule as well as clarified that an adviser who has the power to disburse client
funds to a third party under a standing letter of authorization (“SLOA”) is deemed to have custody.
As such, our firm has adopted the following safeguards in conjunction with our custodian:

    •    The client provides an instruction to the qualified custodian, in writing, that includes the
         client’s signature, the third party’s name, and either the third party’s address or the third
         party’s account number at a custodian to which the transfer should be directed.
    •    The client authorizes the investment adviser, in writing, either on the qualified custodian’s
         form or separately, to direct transfers to the third party either on a specified schedule or from
         time to time.
    •    The client’s qualified custodian performs appropriate verification of the instruction, such as
         a signature review or other method to verify the client’s authorization, and provides a
         transfer of funds notice to the client promptly after each transfer.
    •    The client has the ability to terminate or change the instruction to the client’s qualified
         custodian.
    •    The investment adviser has no authority or ability to designate or change the identity of the
         third party, the address, or any other information about the third party contained in the
         client’s instruction.
    •    The investment adviser maintains records showing that the third party is not a related party
         of the investment adviser or located at the same address as the investment adviser.
    •    The client’s qualified custodian sends the client, in writing, an initial notice confirming the
         instruction and an annual notice reconfirming the instruction.

The specific fee for each client is determined by various factors, which may include:

    a) Scope of Services: Clients receive tailored Asset Management and/or Comprehensive
       Portfolio Management, which combines personalized investment strategy, ongoing portfolio
       oversight, and, in the case of the comprehensive offering, financial planning and consulting.
       A broader suite of services may align with a higher fee, within the maximum cap.
    b) Assets Under Management: Fees are calculated based on your total eligible assets under
       management. All fees are negotiable and explained at the outset of engagement.
    c) Fee Negotiation and Client Agreement: The fee is transparent, with the fee clearly explained.
       Clients may negotiate fees based on the complexity of services and size of assets. The agreed‐
       upon fee will be documented in client’s Advisory Agreement.

Comprehensive Portfolio Management:

The maximum annual fee charged for this service will not exceed 2.00%. Fees to be assessed will be
outlined in the advisory agreement to be signed by the Client. Our firm bills on cash unless indicated
otherwise in writing. Annualized fees are billed on a pro-rata basis monthly in advance based on the
value of the account(s) on the last day of the previous month. Fees are negotiable and will be
deducted from client account(s). Adjustments will be made for deposits and withdrawals during the

ADV Part 2A – Firm Brochure                     Page 6                      Pacific Point Wealth Management, LLC

month. Our firm does not offer direct invoicing. As part of this process, Clients understand the
following:

    a) Clients must provide our firm with written authorization permitting direct payment of
       advisory fees from their account(s) maintained by a custodian who is independent of our
       firm;
    b) Our firm sends monthly statements to the client showing the fee amount, the value of the
       assets upon which the fee is based, and the specific manner in which the fee is calculated as
       well as disclosing that it is the client’s responsibility to verify the accuracy of fee calculation,
       and that the custodian does not determine its accuracy; and
    c) The account custodian sends a statement to the client, at least quarterly, showing all account
       disbursements, including advisory fees.

Third-Party Money Movement:

On February 21, 2017, the SEC issued a no‐action letter (“Letter”) with respect to Rule 206(4)‐2
...

Item 7: Types of Clients & Account Requirements

Our firm has the following types of clients:
   • Individuals and High Net Worth Individuals;

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    •    Trusts, Estates or Charitable Organizations;
    •    Corporations, Limited Liability Companies and/or Other Business Types

Our firm does not impose requirements for opening and maintaining accounts or otherwise engaging
us.