Wealth Quarterback LLC

Item 5        Fees and Compensation
A. FEES

  Clients can engage WQL to provide discretionary investment management services. WQL’s negotiable,
  annual investment advisory fee is based upon a percentage (%) of the market value of the assets under
  WQL’s management and ranges from 1.00% to 1.75% annually. Our fees include a base investment
  management fee of 1% to 1.25% plus an additional fee based on the strategy you are invested in. Clients
  pay 50 basis points more for our tactical managed strategy, which is discussed in more detail below.
  Clients utilizing WQL’s Tactical Managed Strategy (“TMS”) strategy will be charged the annual
  investment advisory fee plus an additional annual fee of 0.50% not to exceed 1.75%. Please see Item 8
  of this Firm Brochure for more information regarding WQL’s TMS.

  WQL shall price its services based upon various objective and subjective factors. As a result, WQL’s
  clients could pay diverse fees based upon the market value of their assets, the complexity of the
  engagement, and the level and scope of the overall investment advisory services to be rendered. As a
  result of these factors, similarly situated clients could pay diverse fees, and the services to be provided
  by WQL to any particular client could be available from other advisers at lower fees. All clients and
  prospective clients should be guided accordingly.

  Please Note: Cash Positions – WQL continues to treat cash as an asset class used for liquidity and
  defensive purposes in client accounts. As such, unless determined to the contrary by WQL, all cash
  positions (e.g., money markets, etc.) shall continue to be included as part of assets under management
  for purposes of calculating WQL’s advisory fee. At any specific point in time, depending upon perceived
  or anticipated market conditions or events, and there being no guarantee that such anticipated market
  conditions or events will occur, WQL may maintain cash positions for liquidity and defensive purposes.
  In addition, while assets are maintained in cash, such amounts could miss market advances. Depending
  upon current yields, at any point in time, WQL’s advisory fee could exceed the interest paid by the
  client’s money market fund.

  These fees are negotiable, and the final fee schedule is attached as an exhibit to the Investment Advisory
  Contract.
                                   SELECTION OF OTHER ADVISERS

  WQL will be compensated via a fee share from the advisers to which it directs certain clients. The fees
  shared will not exceed any limit imposed by any regulatory agency. Any fee and the percentage that
  WQL will receive will be set forth in a separate agreement between the Client and WQL or the Client
  and the other Adviser.

                                         FINANCIAL PLANNING

  Fees for financial planning services offered by WQL can either be a fixed fee or an hourly fee. In either
  instance, the fee is negotiable depending upon the complexity and scope of the plan, your financial
  situation, and your objectives. We do not require you to pay fees six or more months in advance. Should
  the engagement last longer than six months between acceptance of financial planning agreement and
  delivery of the financial plan, any prepaid unearned fees will be promptly returned to you less a pro rata
  charge for bona fide financial planning services rendered to date.

  For clients requesting basic financial planning services, and who are also engaged under an Investment

   Advisory Agreement, WQL may, at its sole discretion, waive the fee related to financial planning
   services. The decision by WQL to waive a financial planning fee is based on several subjective and
   objective factors, including the complexity of the plan and the amount of assets placed under WQL’s
   management. The negotiated fixed rate for creating stand-alone client financial plans is between $200
   and $50,000. The negotiated hourly fee for these services is between $200 and $1,000.

                                   FINANCIAL EDUCATION SEMINARS

   Educational seminars are provided at no charge to participants.

B. BILLING
   Asset-based portfolio management fees are withdrawn directly from the client's accounts with client's
   written authorization on a daily, monthly, or quarterly basis, in advance or in arrears, as detailed below.

   Fees for selection of other advisers are paid according to the terms and conditions of the agreement
   between the Client and the other adviser. In the event there is no agreement between the Client and the
   third-party adviser, the fees will be paid pursuant to the WQL Investment Advisory Contract, and the
   terms and conditions discussed above regarding the fees related to Investment Advisory Services.

   Financial planning fees are paid via check, cash, and wire. Financial planning fees are paid 50% in
   advance, but never more than six months in advance, with the remainder due upon presentation of the
   plan.

C. OTHER FEES AND EXPENSES

   As discussed below, unless the client directs otherwise or an individual client’s circumstances require,
   WQL shall generally recommend that Fidelity, Charles Schwab, Interactive Brokers, or Nationwide
   serve as the custodian for client assets. Broker-dealers such as these charge brokerage commissions and
   transaction fees for effecting certain securities transactions (i.e. transaction fees are charged for certain
   no-load mutual funds, commissions are charged for individual equity and fixed income securities
   transactions).

   In addition to WQL’s fee, and the brokerage commissions and transaction fees charged by the
   custodians, clients will also incur, charges imposed at the fund level for all mutual fund and exchange
   traded fund purchases, (e.g. management fees and other fund expenses). Clients will be subject to
   additional fees from Orion for the use of such services, as described in Item 4 above.
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Item 7         Types of Clients
    WQL generally provides advisory services to the following types of clients:

•   Individuals,
•   High-Net-Worth Individuals,
•   Charitable Organizations Pension, and Profit-Sharing Plans.