Canter Strategic Wealth Management LLC

Item 5: Fees & Compensation

Description of Advisory Fees
Under the Advisers Act’s "Brochure Rule," investment advisors are required to provide a written disclosure

statement to their clients. A copy of Canter Wealth’s Form CRS, Form ADV Part 2A, and the applicable Advisor
Representative’s Part 2B Brochure will be provided to clients before executing a client Agreement. Unless a
client has received these Disclosure Brochures at least 48 hours before signing their Advisory Agreement,
they may terminate their Advisory Agreement within five (5) business days of Agreement execution without
incurring any advisory fees.

Fee Negotiation Availability
Canter Wealth advisory clients agree to pay an asset-based advisory fee calculated in accordance with the
indicated fee schedules. Advisory fees are negotiable. At its discretion, we may negotiate fees based on
particular client account criteria, including, but not limited to, anticipated future assets, a client's unique
circumstances, and additional services performed, up to the maximum annual rates listed herein. Assets of
related accounts, such as family or business relationships, may also be aggregated to calculate the applicable
advisory fee. Further, some clients will require only limited services due to the nature of their investments.
Limited services are offered at a discounted rate. As outlined in each client's Agreement, final advisory fee
structures are established on a client-by-client basis.

While we believe the fees presented are competitive with alternative programs available through other firms
that may provide a similar range of services, lower fees for comparable services are sometimes available
from other sources. Although Canter Wealth seeks to facilitate advantageous agreements for clients, to the
extent fees are negotiable, some clients may pay higher (more) or lower fees (less) than other clients for
services depending on factors such as account total assets under management, the number of related
investment accounts, inception date, or other considerations, than if they had contracted directly with
another provider.

In all cases, clients are responsible for any tax liabilities arising from transactions.

Regardless of fee negotiation availability, a client will not be required to prepay a Canter Wealth advisory fee
in excess of $1,200 more than six months in advance. (See Item 18: Financial Information for additional
details.)

The following describes how Canter Wealth is compensated for each of its advisory services:

Individual Client Asset Management Services
Canter Wealth provides individual client asset management services on a fee-only basis, based on the
value of the assets to be managed, the work to be provided, and the complexity of the client's situation.

Individual client asset management services require a minimum portfolio value of $750,000. While client
accounts falling below $750,000 may be subject to a minimum quarterly fee of $1,875, Canter Wealth may
accept clients with less than the minimum portfolio size at the adviser’s discretion, based on the particular
client account criteria, including but not limited to considerations such as anticipated future assets, a client's
unique circumstances, and additional services performed.

If engaged, Canter Wealth will charge an annual fee according to the following fee schedule:
                                Management Services Annual Fee Schedule
                        Total Assets Under Management                  Annual Fee
                                First $1,000,000                          1.00%
                               Next $1,000,000                            0.95%
                                Next $1,000,000                           0.90%
                               Next $2,000,000                            0.85%
                               Next $2,000,000                            0.80%
                               Next $3,000,000                            0.70%

                          Total Assets Under Management                         Annual Fee
                                 Next $5,000,000                                    0.60%
                                 Next $5,000,000 +                                  0.50%
                          Note: Lower fees for comparable services may be available from other sources.
               For accounts falling below $750,000, we reserve the right to assess a minimum quarterly fee of $1,875.
        Clients who engaged the Registrant's services before July 1, 2021, remain grandfathered under a previous schedule.

Fee Billing & Payment
Fees for individual client asset management services will be calculated and paid quarterly in advance
based on the client's asset value as of the last business day of the prior calendar quarter, in accordance with
the client’s Agreement terms. If the client executes their Agreement after the first day of the calendar quarter,
the advisory fee will be prorated for the remainder of the quarter.

Clients will indicate their fee billing and payment preference in their Agreement. Fees will be debited directly
from the client’s account held with their custodian of record. Canter Wealth will not access client funds for
fees without the client's written consent.

Clients who wish to have their fees debited directly will provide written limited authorization instructions
to their custodian, directing their custodian to allow Canter Wealth to withdraw any advisory fees due. The
limited authorization will allow the adviser to invoice the custodian directly for the client's advisory fees and
to instruct the custodian to automatically debit any fees from the client's custodial account. After each
advisory fee payment transfer, the written instructions will also request that the custodian provide a
"transfer of funds" notice to the client at their custodial address of record. The client may provide these
...

Item 7: Types of Clients

Canter Wealth provides supervisory management services to individuals and institutions. Individual clients
include high-net-worth individuals, families, and/or trust accounts. Institutional clients include other

registered investment advisers, endowments, foundations, non-profits, and retirement plans.

Minimum Account Size
Individual Client Asset Management Services and ERISA, Retirement & Employee Benefit Plan
Services require a minimum account size of $750,000. However, the adviser may make an exception to its
minimum asset requirement at its sole discretion.

There are no ongoing contribution requirements for client accounts, although this practice is highly
recommended for continuing savings, asset allocation, and tax efficiency.

Canter Wealth usually imposes a minimum fee of $7,500 as a condition for starting and maintaining a
financial planning and consulting services relationship. The adviser may waive the above minimums at its
sole discretion, subject to specific criteria.

Clients who participate in Canter Wealth’s selection of other advisers’ services will also be subject to the
independent referred adviser’s account minimums, as disclosed in the referred adviser’s Program
Agreement. The client is responsible for understanding the account minimums, requirements, and fee
agreement executed with the referred adviser.

No account minimums are required to participate in educational seminars and workshop services.