Wealthcare Asset Management LLC

Item 5: Fees & Compensation

    Compensation for Our Advisory Services
    Asset Management:
    The maximum annual fee charged for this service will not exceed 3.00%. Fees to be assessed will be
    outlined in the advisory agreement to be signed by the client. Annualized fees are billed on a pro-rata
    basis quarterly in advance based on the value of the account(s) on the last day of the previous quarter.
    Fees are negotiable and will be deducted from client account(s). In rare cases, our firm will agree to
    directly invoice. As part of this process, Clients understand the following:

         a) Clients must provide our firm with written authorization permitting direct payment of
            advisory fees from their account(s) maintained by a custodian who is independent of our
            firm;
         b) The account custodian sends a statement to the client, at least quarterly, showing all account
            disbursements, including advisory fees.
    Clients may terminate their account within five (5) business days of signing the Investment Advisory
    Agreement with no obligation and without penalty. Clients may terminate advisory services with
    thirty (30) days written notice. For accounts opened or closed mid-billing period, unearned fees will
    be refunded to the Client. Client shall be given thirty (30) days prior written notice of any increase in
    fees. Any increase in fees will be acknowledged in writing by both parties before any increase in said
    fees occurs.
    As part of your overall portfolio, we may also recommend you invest in alternative investments
    including pooled investment vehicles managed by third parties. Clients who invest in private funds
    pay both a management fee to us and separate management fees to the Advisers to those private
    funds.
    We may also utilize the services of a Sub-Advisor to manage Clients’ investment portfolios by
    executing a Sub-Advisor agreement with other registered investment advisor firms. When using Sub-
    Advisors, the Client will pay additional fees not to exceed 0.85% annualized. Sub-Advisor may
    directly deduct their portion of the fee separately from ours, or the total fee will be deducted from
    your account by us or the Sub-Advisor paying the other party their portion of the fee. For accounts
    using AE Wealth Management as a Sub-Advisor the billing frequency is monthly in arrears based on
    average daily balance x (fee/10,000)/number of days in a year x number of invested days in a month.

ADV Part 2A – Firm Brochure                        Page 8                                           WealthCare, LLC

    Assets Held Away:
    The maximum annual fee charged for this service will not exceed 3.00%. Fees to be assessed will be
    outlined in the advisory agreement to be signed by the client. Annualized fees are billed on a pro-rata
    basis quarterly in advance based on the value of the account(s) on the last day of the previous quarter.
    Fees are negotiable and will be deducted from client account(s) or another account managed by
    WealthCare. As part of this process, Clients understand the following:

         a) Clients must provide our firm with written authorization permitting direct payment of
            advisory fees from their account(s) maintained by a custodian who is independent of our
            firm;
         b) The account custodian sends a statement to the client, at least quarterly, showing all account
            disbursements, including advisory fees.
    Clients may terminate their account within five (5) business days of signing the Investment Advisory
    Agreement with no obligation and without penalty. Clients may terminate advisory services with
    thirty (30) days written notice. For accounts opened or closed mid-billing period, unearned fees will
    be refunded to the Client. Client shall be given thirty (30) days prior written notice of any increase in
    fees. Any increase in fees will be acknowledged in writing by both parties before any increase in said
    fees occurs.

    Sub-Advisory Services:
    A maximum fee of 3.00% will be charged on the total assets under management that the third party
    unaffiliated investment adviser brings to WealthCare. Fees are negotiable and will be finalized in the
    Sub-advisory agreement with each adviser hiring WealthCare for Sub-Advisor services. WealthCare
    is compensated directly by the third party unaffiliated investment adviser with a portion of their
    investment management fee, as per the duly executed Sub-Advisory services agreement. Third party
    unaffiliated investment advisers who engage WealthCare as a Sub-advisor shall be responsible for
    collecting all fees and paying WealthCare their portion of the fee. The frequency of fees will depend
    on the billing cycle of the investment adviser hiring us. The billing frequency will be disclosed in each
    Sub-Advisory agreement.

    ERISA Plan Services
    The annual fees are based on the market value of the Included Assets and will not exceed
    3.00%. The annual fee is negotiable and may be charged as a percentage of the Included
    Assets or as a flat fee. Fees may be charged quarterly or monthly in arrears or in advance
    based on the assets as calculated by the custodian or record keeper of the Included Assets
    (without adjustments for anticipated withdrawals by Plan participants or other anticipated
    or scheduled transfers or distribution of assets). If the services to be provided start any time
    other than the first day of a quarter or month, the fee will be prorated based on the number
    of days remaining in the quarter or month. If this Agreement is terminated prior to the end
    of the billing cycle, WealthCare shall be entitled to a prorated fee based on the number of
    days during the fee period services were provided or Client will be due a prorated refund of
...

Item 7: Types of Clients & Account Requirements

    Our firm has the following types of clients:
       • Individuals and High Net Worth Individuals;
       • Trusts, Estates or Charitable Organizations;
       • Pension and Profit Sharing Plans;
       • Corporations, Limited Liability Companies and/or Other Business Types

    WealthCare requires a minimum investment amount of $500,000 to establish accounts, although
    exceptions may be granted. All clients are required to execute an agreement for services in order to
    establish a client arrangement with WealthCare.

ADV Part 2A – Firm Brochure                      Page 10                                         WealthCare, LLC