Wealthn LLC

Item 5. Fees and Compensation

The Firm is compensated for investment advisory services based on fees calculated as a percentage of
assets under management. The Firm’s fees and compensation are described fully in the investment
management agreements governing Client accounts.

The Firm may allocate a portion of a Client’s assets to third-party investment advisers, mutual funds,
exchange-traded funds or money market funds pursuant to the quantitative-based algorithm. In addition to
the fees and expenses discussed herein, Clients incur similar fees and expenses for assets directed to
third-party non-affiliated investment advisers or Funds. Clients are independently responsible for such fees
and expenses.

Fees for separately managed account Clients are based on the percentage of assets under management
and generally range from 0.25% to 2.00% depending on the complexity and level of service provided, the
number of different accounts, and the total assets under management for a Client and its related persons,
or other circumstances the Firm deems relevant. Fees are generally deducted from Client accounts subject
to terms and conditions that are detailed in each Client’s investment management agreement with the Firm.
Alternative frequency of payments and/or methods of calculation may be available at the Firm’s discretion,
where appropriate, and upon the Client’s request. In certain circumstances, fees may be subject to
negotiation, and fees may be modified or waived for certain Clients. Certain accounts of persons affiliated
with the Firm may be managed without fees or at reduced fees. The Firm’s fees do not include other
expenses incurred by Clients in connection with investment advisory services such as brokerage and
related fees and costs and other fees and expenses of Funds described herein.

Investment management agreements between the Firm and its Clients are generally terminable at any time,
subject to any required notice depending upon the specific circumstances and needs of Clients. In the event
of termination, advisory fees will be prorated over the period during which investment advisory services
were provided. Clients will pay applicable fees and expenses regardless of overall portfolio performance.
Fees and expenses generally reduce a Client’s overall investment return.

Asset-based fees generally result in a potential conflict of interest in that the more assets there are in an
advisory account, the more a Client will typically pay in fees, and thus the Firm is inherently incentivized to
increase assets in Client accounts. The Firm has a fiduciary obligation to its Clients and has in place
compliance policies and procedures designed to prevent violation of federal securities laws and ensure the
highest ethical standard in managing Client portfolios and providing investment advisory services to Clients.

Item 7. Types of Clients

The Firm primarily provides online software-based investment advisory and portfolio management services
to U.S. individuals, households, high net worth individuals, and institutional investors. The Firm generally
requires a minimum initial investment of $30,000 to establish a Client account which may be reduced at the
Firm’s discretion. Separately managed accounts may be opened at smaller asset levels if asset growth is
expected within a reasonable timeframe if a relationship exists between the underlying Client and the Firm,
or as the Firm deems it appropriate in its sole discretion.